PlainZIP

San Jose, CA · standard

ZIP Code 95127

Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

61,325
1,822/sq mi
$128,786
Median income
$1,035,800
Median home value
28.9%
Bachelor's or higher

The verdict

San Jose pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.

Top 7%
household income, US ZIPs
Top 2%
home value, US ZIPs
1,822
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95127 against every reporting US ZIP.

ZIP code 95127 is a densely settled ZIP (a standard USPS delivery area) in San Jose, Santa Clara County, California, with 61,325 residents across 33.7 square miles, a density of 1,822 people per square mile, in the Los Angeles time zone.

ZIP 95127 skews affluent, with a median household income of $128,786 (27% above the California average), while per-capita income is $45,931. Local economic indicators show a 8.3% poverty rate alongside 6.4% unemployment. The typical home here is valued at $1,035,800 (34% above the state average); renters pay a median of $2,641 monthly, and 65.3% of units are owner-occupied.

Educational attainment sits below the national norm: 28.9% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95127 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95127

Top 5 sectors by establishment count in San Jose, CA

Which industries have the most business establishments in ZIP 95127.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95127, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

61,325

Population

33.7

Area (sq mi)

1,822

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95127?

38.7

Median Age

50.5%

Male

49.5%

Female

43.2%

Foreign-Born

White 15.4%
African American 2.1%
Asian 30.1%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 1.3%
Two or More Ethnicities 18.6%
Hispanic or Latino 52.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$128,786

Median Household Income

+27% vs state

$45,931

Per Capita Income

8.3%

Poverty Rate

6.4%

Unemployment Rate

28.0 min

Mean Commute Time

How ZIP 95127 ranks nationally

San Jose, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$128,786 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.7%
Bachelor's Degree or Higher 28.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,257

Total Housing Units

15,230

Occupied Units

1,027

Vacant Units

3.81

Avg Household Size

Occupancy Type

Owner 65.3%
Renter 34.7%

$1,035,800

Median Home Value

+34% vs state

$2,641

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

307

HPI Index (2000 = 100)

+207%

Total Change Since 2000

Home values in ZIP 95127 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 224
2021 +8.6% 243
2022 +14.4% 278
2023 +3.8% 289
2024 +6.2% 307

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 678 business establishments in ZIP 95127, employing approximately 5,115 people with a combined annual payroll of $255,751,000.

678

Businesses

5,115

Employees

$255.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 158 23.3%
Health care and social assistance 90 13.3%
Other services (except public administration) 81 11.9%
Retail trade 71 10.5%
Accommodation and food services 65 9.6%
Administrative and support and waste management and remediation services 58 8.6%
Professional, scientific, and technical services 43 6.3%
Transportation and warehousing 29 4.3%
Real estate and rental and leasing 23 3.4%
Finance and insurance 17 2.5%
Wholesale trade 13 1.9%
Information 10 1.5%
Manufacturing 7 1.0%
Arts, entertainment, and recreation 6 0.9%
Educational services 4 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95127 vs 95148 →

ZIP 95127 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95127 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95127 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95127 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95148 San Jose, CA 45,528 2.7 mi
95133 San Jose, CA 25,401 3.3 mi
95116 San Jose, CA 51,496 3.2 mi
95121 San Jose, CA 37,469 4.7 mi
95122 San Jose, CA 56,545 3.5 mi
95132 San Jose, CA 40,299 4.6 mi
95112 San Jose, CA 55,927 4.9 mi
95131 San Jose, CA 28,565 5.4 mi
95111 San Jose, CA 58,466 6.2 mi
95113 San Jose, CA 893 5.6 mi

More ZIP Codes in Santa Clara County

95035 standard
Milpitas, CA
Pop: 66,943
95123 standard
San Jose, CA
Pop: 62,228
95014 standard
Cupertino, CA
Pop: 60,717
95111 standard
San Jose, CA
Pop: 58,466
95020 standard
Gilroy, CA
Pop: 57,349
95122 standard
San Jose, CA
Pop: 56,545

Related Areas

Santa Clara County San Jose, CA California

Frequently Asked Questions

What county is ZIP code 95127 in? ▼
ZIP code 95127 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95127? ▼
ZIP code 95127 in San Jose, CA has a population of 61,325 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95127? ▼
The median household income in ZIP 95127 is $128,786, which is 69% above the national average of $76,288.
What is the average home value in ZIP 95127? ▼
The median home value in ZIP 95127 is $1,035,800, which is 272% above the national average of $278,155.
What is the demographic makeup of ZIP 95127? ▼
The largest racial group in ZIP 95127 is Asian at 30.1%. Hispanic or Latino residents make up 52.4% of the population.
How many businesses are in ZIP code 95127? ▼
ZIP code 95127 has 678 business establishments employing approximately 5,115 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95127? ▼
The top industries by establishment count in ZIP 95127 are: Construction (158), Health care and social assistance (90), Other services (except public administration) (81). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95127? ▼
According to the FHFA House Price Index, home values in ZIP 95127 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95127? ▼
In ZIP code 95127, 52.7% of residents aged 25+ have a high school diploma or higher, and 28.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95127? ▼
The mean commute time for workers in ZIP code 95127 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95127? ▼
In ZIP code 95127, approximately 65.3% of occupied housing units are owner-occupied and 34.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95127? ▼
The poverty rate in ZIP code 95127 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.