San Jose, CA · standard
ZIP Code 95127
Santa Clara County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 61,325
- 1,822/sq mi
- $128,786
- Median income
- $1,035,800
- Median home value
- 28.9%
- Bachelor's or higher
The verdict
San Jose pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 7%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 1,822
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95127 against every reporting US ZIP.
ZIP code 95127 is classified by USPS as a standard delivery area and covers roughly 33.7 square miles in San Jose, Santa Clara County, California. The area is home to 61,325 residents, producing a population density of 1,822 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95127 against California and the nation.
On the economic side, the median household income for ZIP 95127 sits at $128,786 (27% above the California average), while per-capita income is $45,931. The poverty rate stands at 8.3% and the unemployment rate at 6.4%. On housing, the median home value is $1,035,800 (34% above the state average) with median rent at $2,641 per month, and 65.3% of occupied units are owner-occupied, a direct signal of whether 95127 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 28.9% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95127 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95127
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95127.
- Construction
Construction
158 establishments
- Health care and social assistance
Health care and social assistance
90 establishments
- Other services (except public administration)
Other services (except public administration)
81 establishments
- Retail trade
Retail trade
71 establishments
- Accommodation and food services
Accommodation and food services
65 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95127, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
61,325
Population
33.7
Area (sq mi)
1,822
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95127?
38.7
Median Age
50.5%
Male
49.5%
Female
43.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$128,786
Median Household Income
+27% vs state
$45,931
Per Capita Income
8.3%
Poverty Rate
6.4%
Unemployment Rate
28.0 min
Mean Commute Time
How ZIP 95127 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$128,786 Top 7% higher than 93% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
16,257
Total Housing Units
15,230
Occupied Units
1,027
Vacant Units
3.81
Avg Household Size
Occupancy Type
$1,035,800
Median Home Value
+34% vs state
$2,641
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.2%
YoY Change (2024)
307
HPI Index (2000 = 100)
+207%
Total Change Since 2000
Home values in ZIP 95127 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.4% | 224 |
| 2021 | +8.6% | 243 |
| 2022 | +14.4% | 278 |
| 2023 | +3.8% | 289 |
| 2024 | +6.2% | 307 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 678 business establishments in ZIP 95127, employing approximately 5,115 people with a combined annual payroll of $255,751,000.
678
Businesses
5,115
Employees
$255.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 158 | 23.3% |
| Health care and social assistance | 90 | 13.3% |
| Other services (except public administration) | 81 | 11.9% |
| Retail trade | 71 | 10.5% |
| Accommodation and food services | 65 | 9.6% |
| Administrative and support and waste management and remediation services | 58 | 8.6% |
| Professional, scientific, and technical services | 43 | 6.3% |
| Transportation and warehousing | 29 | 4.3% |
| Real estate and rental and leasing | 23 | 3.4% |
| Finance and insurance | 17 | 2.5% |
| Wholesale trade | 13 | 1.9% |
| Information | 10 | 1.5% |
| Manufacturing | 7 | 1.0% |
| Arts, entertainment, and recreation | 6 | 0.9% |
| Educational services | 4 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95127 vs 95148 →
ZIP 95127 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95127
San Jose (95127)
61,325 residents
- 95111
San Jose (95111)
58,466 residents
- 95122
San Jose (95122)
56,545 residents
- 95112
San Jose (95112)
55,927 residents
- 95116
San Jose (95116)
51,496 residents
- 95148
San Jose (95148)
45,528 residents
- 95132
San Jose (95132)
40,299 residents
- 95121
San Jose (95121)
37,469 residents
- 95131
San Jose (95131)
28,565 residents
What this shows Among its immediate neighbors, ZIP 95127 ranks the most populous — useful context the national average alone can't give.
ZIP 95127 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95132
San Jose (95132)
$178,611 median income
- 95131
San Jose (95131)
$170,255 median income
- 95148
San Jose (95148)
$167,257 median income
- 95113
San Jose (95113)
$151,685 median income
- 95121
San Jose (95121)
$150,605 median income
- 95133
San Jose (95133)
$142,170 median income
- 95127
San Jose (95127)
$128,786 median income
- 95122
San Jose (95122)
$103,549 median income
- 95111
San Jose (95111)
$101,435 median income
What this shows By household income, ZIP 95127 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95148 | San Jose, CA | 45,528 | 2.7 mi |
| 95133 | San Jose, CA | 25,401 | 3.3 mi |
| 95116 | San Jose, CA | 51,496 | 3.2 mi |
| 95121 | San Jose, CA | 37,469 | 4.7 mi |
| 95122 | San Jose, CA | 56,545 | 3.5 mi |
| 95132 | San Jose, CA | 40,299 | 4.6 mi |
| 95112 | San Jose, CA | 55,927 | 4.9 mi |
| 95131 | San Jose, CA | 28,565 | 5.4 mi |
| 95111 | San Jose, CA | 58,466 | 6.2 mi |
| 95113 | San Jose, CA | 893 | 5.6 mi |
More ZIP Codes in Santa Clara County
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Frequently Asked Questions
What county is ZIP code 95127 in? ▼
What is the population of ZIP code 95127? ▼
What is the median household income in ZIP 95127? ▼
What is the average home value in ZIP 95127? ▼
What is the demographic makeup of ZIP 95127? ▼
How many businesses are in ZIP code 95127? ▼
What are the main industries in ZIP code 95127? ▼
How have home values changed in ZIP code 95127? ▼
What is the education level in ZIP code 95127? ▼
What is the average commute time in ZIP 95127? ▼
What percentage of residents own vs. rent in ZIP 95127? ▼
What is the poverty rate in ZIP code 95127? ▼
ZIP Code Research Guides
Official Data Resources for San Jose, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.