PlainZIP

San Jose, CA · standard

ZIP Code 95132

Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,299
303/sq mi
$178,611
Median income
$1,349,100
Median home value
50.4%
Bachelor's or higher

The verdict

San Jose pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 1%
home value, US ZIPs
303
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95132 against every reporting US ZIP.

ZIP code 95132 is a densely settled ZIP (a standard USPS delivery area) in San Jose, Santa Clara County, California, with 40,299 residents across 133.1 square miles, a density of 303 people per square mile, in the Los Angeles time zone.

ZIP 95132 skews affluent, with a median household income of $178,611 (76% above the California average), while per-capita income is $64,933. Poverty here runs at 7.7%, with unemployment measured at 6.1%. Housing costs here run $1,349,100 for a typical home value (75% above the state average), with rent averaging $3,128 a month; 74.0% of homes are owner-occupied.

This is a highly-educated ZIP: 50.4% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 29 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Santa Clara County, letting you compare 95132 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95132

Top 5 sectors by establishment count in San Jose, CA

Which industries have the most business establishments in ZIP 95132.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95132, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

40,299

Population

133.1

Area (sq mi)

303

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95132?

41.9

Median Age

53.4%

Male

46.6%

Female

50.8%

Foreign-Born

White 14.2%
African American 1.9%
Asian 63.5%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.2%
Hispanic or Latino 17.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$178,611

Median Household Income

+76% vs state

$64,933

Per Capita Income

7.7%

Poverty Rate

6.1%

Unemployment Rate

29.2 min

Mean Commute Time

How ZIP 95132 ranks nationally

San Jose, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$178,611 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.2%
Bachelor's Degree or Higher 50.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,477

Total Housing Units

12,068

Occupied Units

409

Vacant Units

3.32

Avg Household Size

Occupancy Type

Owner 74.0%
Renter 26.0%

$1,349,100

Median Home Value

+75% vs state

$3,128

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2023)

296

HPI Index (2000 = 100)

+196%

Total Change Since 2000

Home values in ZIP 95132 have increased 5.5% over the past year (2023). Since 2000, this ZIP has seen +196% cumulative appreciation.

Year Annual Change HPI Index
2019 -2.5% 254
2020 -6.3% 238
2021 +3.7% 246
2022 +14.0% 281
2023 +5.5% 296

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 428 business establishments in ZIP 95132, employing approximately 3,591 people with a combined annual payroll of $294,964,000.

428

Businesses

3,591

Employees

$295.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 89 20.8%
Construction 62 14.5%
Accommodation and food services 53 12.4%
Professional, scientific, and technical services 47 11.0%
Retail trade 43 10.1%
Other services (except public administration) 25 5.8%
Administrative and support and waste management and remediation services 22 5.1%
Finance and insurance 19 4.4%
Real estate and rental and leasing 16 3.7%
Transportation and warehousing 14 3.3%
Wholesale trade 12 2.8%
Educational services 11 2.6%
Manufacturing 6 1.4%
Information 6 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95132 vs 95127 →

ZIP 95132 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95132 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95132 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95132 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95127 San Jose, CA 61,325 4.6 mi
95148 San Jose, CA 45,528 6.6 mi
95035 Milpitas, CA 66,943 6.1 mi
95133 San Jose, CA 25,401 6.7 mi
95116 San Jose, CA 51,496 7.4 mi
95121 San Jose, CA 37,469 9.1 mi
95122 San Jose, CA 56,545 8.1 mi
95131 San Jose, CA 28,565 7.9 mi
95140 Mount Hamilton, CA 191 8.4 mi
95112 San Jose, CA 55,927 8.9 mi

More ZIP Codes in Santa Clara County

95035 standard
Milpitas, CA
Pop: 66,943
95123 standard
San Jose, CA
Pop: 62,228
95127 standard
San Jose, CA
Pop: 61,325
95014 standard
Cupertino, CA
Pop: 60,717
95111 standard
San Jose, CA
Pop: 58,466
95020 standard
Gilroy, CA
Pop: 57,349

Related Areas

Santa Clara County San Jose, CA California

Frequently Asked Questions

What county is ZIP code 95132 in? ▼
ZIP code 95132 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95132? ▼
ZIP code 95132 in San Jose, CA has a population of 40,299 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95132? ▼
The median household income in ZIP 95132 is $178,611, which is 134% above the national average of $76,288.
What is the average home value in ZIP 95132? ▼
The median home value in ZIP 95132 is $1,349,100, which is 385% above the national average of $278,155.
What is the demographic makeup of ZIP 95132? ▼
The largest racial group in ZIP 95132 is Asian at 63.5%. Hispanic or Latino residents make up 17.4% of the population.
How many businesses are in ZIP code 95132? ▼
ZIP code 95132 has 428 business establishments employing approximately 3,591 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95132? ▼
The top industries by establishment count in ZIP 95132 are: Health care and social assistance (89), Construction (62), Accommodation and food services (53). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 95132? ▼
According to the FHFA House Price Index, home values in ZIP 95132 increased by 5.5% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95132? ▼
In ZIP code 95132, 64.2% of residents aged 25+ have a high school diploma or higher, and 50.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95132? ▼
The mean commute time for workers in ZIP code 95132 is 29.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95132? ▼
In ZIP code 95132, approximately 74.0% of occupied housing units are owner-occupied and 26.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95132? ▼
The poverty rate in ZIP code 95132 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.