ZIP 95070 vs ZIP 95014

This side-by-side compares ZIP 95070 (Saratoga, CA) and ZIP 95014 (Cupertino, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95070 has a population of 30,617 at 464 people per square mile, while ZIP 95014 has 60,717 at 864 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95070 reports a median household income of $250,001 against $230,913 in ZIP 95014, with per-capita income of $125,238 vs $109,085. The share of adults holding a bachelor's degree or higher is 80.9% in 95070 and 81.9% in 95014. Poverty rate reads 3.4% vs 4.0%, and unemployment 4.0% vs 4.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $2,000,001 in 95070 versus $2,000,001 in 95014, with median rent of $3,501 and $3,501 per month respectively. Homeownership rate is 86.6% vs 58.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.