ZIP 95131 vs ZIP 95133

This side-by-side compares ZIP 95131 (San Jose, CA) and ZIP 95133 (San Jose, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95131 has a population of 28,565 at 1,891 people per square mile, while ZIP 95133 has 25,401 at 3,069 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95131 reports a median household income of $170,255 against $142,170 in ZIP 95133, with per-capita income of $68,127 vs $60,740. The share of adults holding a bachelor's degree or higher is 55.2% in 95131 and 45.6% in 95133. Poverty rate reads 8.0% vs 9.5%, and unemployment 6.1% vs 7.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,164,800 in 95131 versus $1,082,400 in 95133, with median rent of $3,269 and $2,582 per month respectively. Homeownership rate is 61.8% vs 55.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.