ZIP 95232 vs ZIP 95245

This side-by-side compares ZIP 95232 (Glencoe, CA) and ZIP 95245 (Mokelumne Hill, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95232 has a population of 304 at 15 people per square mile, while ZIP 95245 has 2,277 at 13 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95232 reports a median household income of $71,023 against $84,405 in ZIP 95245, with per-capita income of $30,283 vs $40,660. The share of adults holding a bachelor's degree or higher is 0.0% in 95232 and 17.7% in 95245. Poverty rate reads 0.0% vs 13.0%, and unemployment 29.2% vs 0.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $379,700 in 95232 versus $482,000 in 95245, with median rent of — and $1,352 per month respectively. Homeownership rate is 100.0% vs 83.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.