Residential delivery area · California
ZIP Code 95245: Mokelumne Hill, CA
ZIP code 95245 uses the postal name Mokelumne Hill, California and lies entirely in Calaveras County (Census 2020 ZIP-county file). About 2,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $84,405 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Rail Road Flat (7%) and Mokelumne Hill (4%); 89% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Mokelumne Hill · its only residential ZIP
- County
- Calaveras County
- Census places
- Rail Road Flat (7%) census-designated place; Mokelumne Hill (4%) census-designated place
- House district
- CA-5 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 69.8 sq mi · 39 people per sq mi
Where is ZIP code 95245?
95245 centers on 38.303°, -120.609° and covers 69.8 square miles of land plus 0.1 of water. It borders 9 ZIP codes: 95232, 95665, 95246, 95249, 95248, 95642, 95257, 95255, 95252.
The map draws ZIP code areas only. For the streets inside 95245, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95245 compare with the rest of Calaveras County?
| Measure | 95245 | In Calaveras County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 2,727 | 8th of 21 | 1,238th of 1,802 |
| Median household income | $84k | 5th of 7 | 776th of 1,189 |
| Median home value | $482k | 6th of 11 | 969th of 1,317 |
Its median household income is higher than in 67% of U.S. residential ZIP codes, and it is denser than 37% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95245?
The 2020 Census counted 2,126 people in 95245; the ACS, which samples households over 2020-2024, estimates 2,727. Between the 2010 and 2020 censuses its population fell 6.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,727±680 (90% margin)
- 2020 Census count
- 2,126−6.6% since 2010 (2,277)
- Households
- 1,140
- Median age
- 58.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95245?
Of the 2,727 people the ACS estimates in 95245, 19.5% are under 18 and 21.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (77.7%), then Hispanic or Latino (12.4%).
- Under 1819.5%
- 18 to 6458.9%
- 65 and older21.6%
- White, not Hispanic77.7%
- Hispanic or Latino12.4%
- Black, not Hispanic5.6%
- Other or two or more4.3%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95245 earn?
Median household income is $84,405 (ACS 2020-2024), the 5th highest of the 7 ranked ZIP codes in Calaveras County. It is not measurably different from 2015-2019 ($63,595 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $84,405±$18,046
- Income per person
- $40,660
- Below the poverty line
- 13.0%
- Unemployed (of the labor force)
- 0.9%
- Adults 25+ with a bachelor's degree
- 17.7%
- Adjusted gross income per tax return, 2022
- $71,570810 returns; wages 54% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95245?
- Median home value (owners' estimate)
- $482,000
- Median gross rent
- $1,352
- Homes owned by their occupants
- 83.9%
- Housing units
- 1,328
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95245?
20 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction6
- Accommodation and food services4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95245?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95232 | Glencoe | 135 | $71k | 4.4 mi |
| 95665 | Pine Grove | 4,465 | $87k | 6.8 mi |
| 95246 | Mountain Ranch | 1,672 | $98k | 7.5 mi |
| 95249 | San Andreas | 4,295 | $45k | 7.8 mi |
| 95248 | Rail Road Flat | 60 | – | 8.1 mi |
| 95642 | Jackson | 7,135 | $81k | 8.8 mi |
| 95257 | Wilseyville | 569 | $71k | 9.3 mi |
| 95255 | West Point | 1,955 | $51k | 10.7 mi |
| 95252 | Valley Springs | 14,252 | $90k | 16.1 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.