ZIP Code 95245

ZIP code 95245 is classified by USPS as a standard delivery area and covers roughly 177.9 square miles in Mokelumne Hill, Calaveras County, California. The area is home to 2,277 residents, producing a population density of 13 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95245 against California and the nation.

On the economic side, the median household income for ZIP 95245 sits at $84,405 (17% below the California average), while per-capita income is $40,660. The poverty rate stands at 13.0% and the unemployment rate at 0.9%. On housing, the median home value is $482,000 (38% below the state average) with median rent at $1,352 per month, and 83.9% of occupied units are owner-occupied, a direct signal of whether 95245 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.7% of adults hold a bachelor's degree or higher, the median age is 58, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Calaveras County, so you can benchmark 95245 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →