San Andreas, CA · standard
ZIP Code 95249
Calaveras County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,042
- 19/sq mi Moderate-density area
- $45,302
- Median income Below-median income area
- $429,700
- Median home value Above-median home value
- 27.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
San Andreas pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.
- 9th pct
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 19
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95249 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95249 (San Andreas, CA) rose +2.8% from 2023 to 2024. The all-transactions index moved from 240.7 in 2023 to 247.5 in 2024 (2000 = 100).
ZIP code 95249 covers 217.3 square miles in San Andreas, Calaveras County, California (a standard USPS delivery area), with a modest 4,042 residents on file, a density of 19 people per square mile, in the Los Angeles time zone.
ZIP 95249 reports a modest median household income of $45,302 (55% below the average California ZIP), while per-capita income is $26,992. The poverty rate is 30.3%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $429,700 (44% below the average California ZIP), and median rent is $1,348; owner occupancy is 72.6%.
Educational attainment sits below the national norm: 27.1% of adults hold a bachelor's degree or higher, the median age is 55.1, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Calaveras County, so 95249 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95249
Top 5 sectors by establishment count in San Andreas, CA
Which industries have the most business establishments in ZIP 95249.
- Health care and social assistance
Health care and social assistance
33 establishments
- Construction
Construction
16 establishments
- Retail trade
Retail trade
14 establishments
- Accommodation and food services 10
Accommodation and food services
10 establishments
- Professional, scientific, and technical services 8
Professional, scientific, and technical services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95249, San Andreas, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,042
Population
217.3
Area (sq mi)
19
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95249?
55.1
Median Age
54.5%
Male
45.5%
Female
8.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$45,302
Median Household Income
-55% vs state ZIP avg
$26,992
Per Capita Income
30.3%
Poverty Rate
6.3%
Unemployment Rate
How ZIP 95249 ranks among California ZIPs
San Andreas, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$45,302 4th percentile higher than 4% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,061housing units
2,061
Total Housing Units
1,713
Occupied Units
348
Vacant Units
2.34
Avg Household Size
Occupancy Type
$429,700
Median Home Value
-44% vs state ZIP avg
$1,348
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.8%
YoY Change (2024)
247
HPI Index (2000 = 100)
+147%
Total Change Since 2000
Home values in ZIP 95249 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.7% | 182 |
| 2021 | +13.6% | 207 |
| 2022 | +19.9% | 248 |
| 2023 | -2.9% | 241 |
| 2024 | +2.8% | 247 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 120 business establishments in ZIP 95249, employing approximately 1,325 people with a combined annual payroll of $85,201,000.
120
Businesses
1,325
Employees
$85.2M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 33 | 27.5% |
| Construction | 16 | 13.3% |
| Retail trade | 14 | 11.7% |
| Accommodation and food services | 10 | 8.3% |
| Professional, scientific, and technical services | 8 | 6.7% |
| Transportation and warehousing | 7 | 5.8% |
| Other services (except public administration) | 6 | 5.0% |
| Manufacturing | 5 | 4.2% |
| Finance and insurance | 5 | 4.2% |
| Real estate and rental and leasing | 5 | 4.2% |
| Wholesale trade | 4 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95249 vs 95245 →
ZIP 95249 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95222
Angels Camp (95222)
5,292 residents
- 95249
San Andreas (95249)
4,042 residents
- 95245
Mokelumne Hill (95245)
2,277 residents
- 95246 1,615
Mountain Ranch (95246)
1,615 residents
What this shows Among its immediate neighbors, ZIP 95249 ranks #2 by population - useful context the national average alone can't give.
ZIP 95249 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95246
Mountain Ranch (95246)
$98,269 median income
- 95245
Mokelumne Hill (95245)
$84,405 median income
- 95222
Angels Camp (95222)
$70,930 median income
- 95249
San Andreas (95249)
$45,302 median income
What this shows By household income, ZIP 95249 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95249, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,042 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Calaveras County
Related Areas
Frequently Asked Questions
What county is ZIP code 95249 in?
ZIP code 95249 (San Andreas) is located in Calaveras County, California. Calaveras County contains multiple ZIP codes, see the full list at /counties/calaveras-ca.
What is the population of ZIP code 95249?
ZIP code 95249 in San Andreas, CA has a population of 4,042 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95249?
The median household income in ZIP 95249 is $45,302, which is 41% below the national average of $76,288.
What is the average home value in ZIP 95249?
The median home value in ZIP 95249 is $429,700, which is 54% above the national average of $278,155.
What is the demographic makeup of ZIP 95249?
The largest racial group in ZIP 95249 is White at 82.3%. Hispanic or Latino residents make up 17.3% of the population.
How many businesses are in ZIP code 95249?
ZIP code 95249 has 120 business establishments employing approximately 1,325 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95249?
The top industries by establishment count in ZIP 95249 are: Health care and social assistance (33), Construction (16), Retail trade (14). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 95249?
According to the FHFA House Price Index, home values in ZIP 95249 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95249?
In ZIP code 95249, 59.8% of residents aged 25+ have a high school diploma or higher, and 27.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95249?
In ZIP code 95249, approximately 72.6% of occupied housing units are owner-occupied and 27.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95249?
The poverty rate in ZIP code 95249 is 30.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95249's numbers, next.
- See how ZIP 95249 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Andreas, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.