Residential delivery area · California
ZIP Code 95246: Mountain Ranch, CA
ZIP code 95246 uses the postal name Mountain Ranch, California and lies entirely in Calaveras County (Census 2020 ZIP-county file). About 1,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $98,269 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Mountain Ranch (a census-designated place); 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Mountain Ranch · its only residential ZIP
- County
- Calaveras County
- Census places
- Mountain Ranch census-designated place
- House district
- CA-5 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 69.1 sq mi · 24 people per sq mi
Where is ZIP code 95246?
95246 centers on 38.250°, -120.489° and covers 69.1 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 95248, 95245, 95247, 95249, 95223.
The map draws ZIP code areas only. For the streets inside 95246, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95246 compare with the rest of Calaveras County?
| Measure | 95246 | In Calaveras County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 1,672 | 10th of 21 | 1,317th of 1,802 |
| Median household income | $98k | not ranked | not ranked |
| Median home value | $417k | 10th of 11 | 1,057th of 1,317 |
95246's median household income is not ranked: its 90% margin of error (±$60,758) is more than a quarter of the figure ($98,269). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 29% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95246?
The 2020 Census counted 1,307 people in 95246; the ACS, which samples households over 2020-2024, estimates 1,672. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 1,672±706 (90% margin)
- 2020 Census count
- 1,307
- Households
- 624
- Median age
- 53.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95246?
Of the 1,672 people the ACS estimates in 95246, 3.6% are under 18 and 14.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (87.8%).
- Under 183.6%
- 18 to 6481.8%
- 65 and older14.6%
- White, not Hispanic87.8%
- Black, not Hispanic6.1%
- Other or two or more4.6%
- Asian, not Hispanic1.2%
- Hispanic or Latino0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95246 earn?
Median household income is $98,269 (ACS 2020-2024).
- Median household income
- $98,269±$60,758
- Income per person
- $40,026
- Below the poverty line
- 24.9%
- Unemployed (of the labor force)
- 17.4%
- Adults 25+ with a bachelor's degree
- 21.9%
- Adjusted gross income per tax return, 2022
- $71,942640 returns; wages 53% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95246?
- Median home value (owners' estimate)
- $417,100
- Median gross rent
- $1,297
- Homes owned by their occupants
- 87.7%
- Housing units
- 769
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95246?
20 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction3
- Real estate and rental and leasing3
- Other services (except public administration)3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95246?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95248 | Rail Road Flat | 60 | – | 4.9 mi |
| 95245 | Mokelumne Hill | 2,727 | $84k | 7.5 mi |
| 95247 | Murphys | 3,858 | $76k | 8.2 mi |
| 95249 | San Andreas | 4,295 | $45k | 8.2 mi |
| 95223 | Arnold | 3,056 | $107k | 39.1 mi |
| 95233 | Hathaway Pines | 134 | $51k | 7.9 mi (near) |
| 95232 | Glencoe | 135 | $71k | 9.0 mi (near) |
| 95257 | Wilseyville | 569 | $71k | 9.1 mi (near) |
| 95224 | Avery | 316 | $47k | 9.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.