Residential delivery area · California
ZIP Code 95223: Arnold, CA
ZIP code 95223 uses the postal name Arnold, California and lies mostly in Alpine County (81% of its land), reaching into Calaveras County and Tuolumne County (Census 2020 ZIP-county file). About 3,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $106,694 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Arnold (2%), Bear Valley (1%) and Dorrington (1%); 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Arnold · its only residential ZIP
- County
- Alpine County (81%); Calaveras County (17%); Tuolumne County (2%)
- Census places
- Arnold (2%) census-designated place; Bear Valley (1%) census-designated place; Dorrington (1%) census-designated place
- Micro area
- Gardnerville Ranchos, NV-CA
- House districts
- CA-3 (81%), CA-5 (19%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 426.8 sq mi · 7 people per sq mi
Where is ZIP code 95223?
95223 centers on 38.446°, -119.813° and covers 426.8 square miles of land plus 1.8 of water. It borders 7 ZIP codes: 96107, 95364, 95646, 96120, 95224, 95246, 95247.
The map draws ZIP code areas only. For the streets inside 95223, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95223 compare with the rest of Alpine County?
| Measure | 95223 | In Alpine County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 3,056 | 1st of 3 | 1,216th of 1,802 |
| Median household income | $107k | 1st of 2 | 484th of 1,189 |
| Median home value | $476k | 2nd of 2 | 975th of 1,317 |
Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than 14% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95223?
The 2020 Census counted 4,050 people in 95223; the ACS, which samples households over 2020-2024, estimates 3,056. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 3,056±479 (90% margin)
- 2020 Census count
- 4,050
- Households
- 1,584
- Median age
- 63.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95223?
Of the 3,056 people the ACS estimates in 95223, 9.5% are under 18 and 45.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.9%).
- Under 189.5%
- 18 to 6444.6%
- 65 and older45.9%
- White, not Hispanic85.9%
- Hispanic or Latino6.0%
- Other or two or more5.6%
- Asian, not Hispanic2.5%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95223 earn?
Median household income is $106,694 (ACS 2020-2024).
- Median household income
- $106,694±$24,637
- Income per person
- $73,891
- Below the poverty line
- 4.7%
- Unemployed (of the labor force)
- 4.9%
- Adults 25+ with a bachelor's degree
- 49.5%
- Adjusted gross income per tax return, 2022
- $91,4441,650 returns; wages 51% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95223?
FHFA's house price index for 95223, built from repeat sales and appraisals of the same homes, rose 72% from 2015 to 2025 and rose 31% from 2020 to 2025, and moved −1.8% in 2025.
- Median home value (owners' estimate)
- $476,000
- Median gross rent
- $1,542
- Homes owned by their occupants
- 85.9%
- Housing units
- 7,318
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95223?
136 business establishments had a location in this ZIP code in 2023, 11 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction25
- Real estate and rental and leasing24
- Retail trade23
- Accommodation and food services17
- Other services (except public administration)17
- Professional, scientific, and technical services9
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95223?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 96107 | Coleville | 793 | $62k | 14.6 mi |
| 95364 | Pinecrest | 0 | – | 15.6 mi |
| 95646 | Kirkwood | 218 | – | 16.8 mi |
| 96120 | Markleeville | 1,349 | $100k | 20.7 mi |
| 95224 | Avery | 316 | $47k | 31.4 mi |
| 95246 | Mountain Ranch | 1,672 | $98k | 39.1 mi |
| 95247 | Murphys | 3,858 | $76k | 40.4 mi |
| 95375 | Strawberry | 56 | – | 17.2 mi (near) |
| 96133 | Topaz | 180 | – | 20.6 mi (near) |
| 96155 | South Lake Tahoe | 0 | – | 26.4 mi (near) |
| 95335 | Long Barn | 83 | $68k | 26.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.