Murphys, CA · standard

ZIP Code 95247

Calaveras County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,368
41/sq mi
$76,333
Median income
$537,400
Median home value
40.0%
Bachelor's or higher

The verdict

Murphys pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
Top 12%
home value, US ZIPs
41
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95247 against every reporting US ZIP.

ZIP code 95247 is classified by USPS as a standard delivery area and covers roughly 107.9 square miles in Murphys, Calaveras County, California. The area is home to 4,368 residents, producing a population density of 41 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95247 against California and the nation.

On the economic side, the median household income for ZIP 95247 sits at $76,333 (25% below the California average), while per-capita income is $55,980. The poverty rate stands at 9.9% and the unemployment rate at 1.7%. On housing, the median home value is $537,400 (30% below the state average) with median rent at $1,730 per month, and 81.0% of occupied units are owner-occupied, a direct signal of whether 95247 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.0% of adults hold a bachelor's degree or higher, the median age is 57.5, and the average commute is 21 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Calaveras County, so you can benchmark 95247 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95247

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95247.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95247, Murphys, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,368

Population

107.9

Area (sq mi)

41

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95247?

57.5

Median Age

48.6%

Male

51.4%

Female

7.6%

Foreign-Born

White 86.9%
African American 0.0%
Asian 5.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.0%
Hispanic or Latino 5.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,333

Median Household Income

-25% vs state

$55,980

Per Capita Income

9.9%

Poverty Rate

1.7%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 95247 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$76,333 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.2%
Bachelor's Degree or Higher 40.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,622

Total Housing Units

1,844

Occupied Units

778

Vacant Units

2.09

Avg Household Size

Occupancy Type

Owner 81.0%
Renter 19.0%

$537,400

Median Home Value

-30% vs state

$1,730

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.7%

YoY Change (2024)

250

HPI Index (2000 = 100)

+150%

Total Change Since 2000

Home values in ZIP 95247 have decreased 4.7% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.7% 182
2021 +12.5% 205
2022 +23.9% 254
2023 +3.3% 263
2024 -4.7% 250

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 142 business establishments in ZIP 95247, employing approximately 940 people with a combined annual payroll of $36,678,000.

142

Businesses

940

Employees

$36.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 23 16.2%
Retail trade 23 16.2%
Accommodation and food services 23 16.2%
Manufacturing 15 10.6%
Other services (except public administration) 12 8.4%
Health care and social assistance 9 6.3%
Real estate and rental and leasing 8 5.6%
Finance and insurance 6 4.2%
Professional, scientific, and technical services 6 4.2%
Administrative and support and waste management and remediation services 6 4.2%
Wholesale trade 3 2.1%
Transportation and warehousing 3 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95247 vs 95251 →

ZIP 95247 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95247 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95247 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95247 ranks #3 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95251 Vallecito, CA 767 3.8 mi
95233 Hathaway Pines, CA 436 5.2 mi
95310 Columbia, CA 1,882 5.5 mi
95246 Mountain Ranch, CA 1,615 7.4 mi
95224 Avery, CA 429 9.1 mi

More ZIP Codes in Calaveras County

Frequently Asked Questions

What county is ZIP code 95247 in?
ZIP code 95247 (Murphys) is located in Calaveras County, California. Calaveras County contains multiple ZIP codes, see the full list at /counties/calaveras-ca.
What is the population of ZIP code 95247?
ZIP code 95247 in Murphys, CA has a population of 4,368 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95247?
The median household income in ZIP 95247 is $76,333, which is 0% above the national average of $76,288.
What is the average home value in ZIP 95247?
The median home value in ZIP 95247 is $537,400, which is 93% above the national average of $278,155.
What is the demographic makeup of ZIP 95247?
The largest racial group in ZIP 95247 is White at 86.9%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 95247?
ZIP code 95247 has 142 business establishments employing approximately 940 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95247?
The top industries by establishment count in ZIP 95247 are: Construction (23), Retail trade (23), Accommodation and food services (23). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 95247?
According to the FHFA House Price Index, home values in ZIP 95247 decreased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 150%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95247?
In ZIP code 95247, 62.2% of residents aged 25+ have a high school diploma or higher, and 40.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95247?
The mean commute time for workers in ZIP code 95247 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95247?
In ZIP code 95247, approximately 81.0% of occupied housing units are owner-occupied and 19.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95247?
The poverty rate in ZIP code 95247 is 9.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Murphys, CA

Verify and explore additional data for this area using these official government sources.