Jackson, CA · standard
ZIP Code 95642
Amador County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,164
- 42/sq mi Moderate-density area
- $81,438
- Median income Near-median income area
- $456,100
- Median home value Above-median home value
- 24.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Jackson pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 36%
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 42
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95642 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95642 (Jackson, CA) rose +4.9% from 2023 to 2024. The all-transactions index moved from 231.5 in 2023 to 242.8 in 2024 (2000 = 100).
ZIP code 95642 is a mid-sized community (a standard USPS delivery area) in Jackson, Amador County, California, home to 7,164 residents across 171.8 square miles, a density of 42 people per square mile, in the Los Angeles time zone.
ZIP 95642 lands in the middle-income range, with a median household income of $81,438 (20% below the average California ZIP), while per-capita income is $45,362. The poverty rate is 10.3%, with unemployment at 5.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $456,100 (41% below the average California ZIP), and median rent is $1,419; owner occupancy is 66.8%.
Educational attainment sits below the national norm: 24.6% of adults hold a bachelor's degree or higher, the median age is 51, and the average commute is 29 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Amador County, so 95642 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95642
Top 5 sectors by establishment count in Jackson, CA
Which industries have the most business establishments in ZIP 95642.
- Health care and social assistance
Health care and social assistance
76 establishments
- Retail trade
Retail trade
54 establishments
- Accommodation and food services
Accommodation and food services
44 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
- Professional, scientific, and technical services 30
Professional, scientific, and technical services
30 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95642, Jackson, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,164
Population
171.8
Area (sq mi)
42
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95642?
51.0
Median Age
53.2%
Male
46.8%
Female
8.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,438
Median Household Income
-20% vs state ZIP avg
$45,362
Per Capita Income
10.3%
Poverty Rate
5.8%
Unemployment Rate
28.8 min
Mean Commute Time
How ZIP 95642 ranks among California ZIPs
Jackson, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$81,438 37th percentile higher than 37% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,582housing units
3,582
Total Housing Units
3,205
Occupied Units
377
Vacant Units
2.18
Avg Household Size
Occupancy Type
$456,100
Median Home Value
-41% vs state ZIP avg
$1,419
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
243
HPI Index (2000 = 100)
+143%
Total Change Since 2000
Home values in ZIP 95642 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.1% | 183 |
| 2021 | +12.6% | 206 |
| 2022 | +10.6% | 228 |
| 2023 | +1.7% | 232 |
| 2024 | +4.9% | 243 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 362 business establishments in ZIP 95642, employing approximately 4,401 people with a combined annual payroll of $228,513,000.
362
Businesses
4,401
Employees
$228.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 76 | 21.0% |
| Retail trade | 54 | 14.9% |
| Accommodation and food services | 44 | 12.2% |
| Other services (except public administration) | 37 | 10.2% |
| Professional, scientific, and technical services | 30 | 8.3% |
| Finance and insurance | 29 | 8.0% |
| Construction | 28 | 7.7% |
| Real estate and rental and leasing | 19 | 5.3% |
| Administrative and support and waste management and remediation services | 11 | 3.0% |
| Manufacturing | 9 | 2.5% |
| Information | 9 | 2.5% |
| Wholesale trade | 7 | 1.9% |
| Transportation and warehousing | 3 | 0.8% |
| Educational services | 3 | 0.8% |
| Arts, entertainment, and recreation | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95642 vs 95685 →
ZIP 95642 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95642
Jackson (95642)
7,164 residents
- 95685
Sutter Creek (95685)
4,680 residents
- 95665
Pine Grove (95665)
4,426 residents
- 95669 2,443
Plymouth (95669)
2,443 residents
- 95245 2,277
Mokelumne Hill (95245)
2,277 residents
- 95689 1,244
Volcano (95689)
1,244 residents
- 95225 672
Burson (95225)
672 residents
- 95601 198
Amador City (95601)
198 residents
- 95699 154
Drytown (95699)
154 residents
What this shows Among its immediate neighbors, ZIP 95642 ranks the most populous - useful context the national average alone can't give.
ZIP 95642 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95699
Drytown (95699)
$250,000 median income
- 95689
Volcano (95689)
$122,936 median income
- 95601 $94,023
Amador City (95601)
$94,023 median income
- 95669 $89,609
Plymouth (95669)
$89,609 median income
- 95665 $87,366
Pine Grove (95665)
$87,366 median income
- 95245 $84,405
Mokelumne Hill (95245)
$84,405 median income
- 95685 $83,878
Sutter Creek (95685)
$83,878 median income
- 95642 $81,438
Jackson (95642)
$81,438 median income
What this shows By household income, ZIP 95642 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95685 | Sutter Creek, CA | 4,680 | 6.1 mi |
| 95601 | Amador City, CA | 198 | 6.7 mi |
| 95665 | Pine Grove, CA | 4,426 | 7.2 mi |
| 95245 | Mokelumne Hill, CA | 2,277 | 8.2 mi |
| 95699 | Drytown, CA | 154 | 8.3 mi |
| 95226 | Campo Seco, CA | 84 | 9.5 mi |
| 95225 | Burson, CA | 672 | 12.1 mi |
| 95669 | Plymouth, CA | 2,443 | 12.2 mi |
| 95689 | Volcano, CA | 1,244 | 12.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95642, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,164 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Amador County
Related Areas
Frequently Asked Questions
What county is ZIP code 95642 in?
ZIP code 95642 (Jackson) is located in Amador County, California. Amador County contains multiple ZIP codes, see the full list at /counties/amador-ca.
What is the population of ZIP code 95642?
ZIP code 95642 in Jackson, CA has a population of 7,164 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95642?
The median household income in ZIP 95642 is $81,438, which is 7% above the national average of $76,288.
What is the average home value in ZIP 95642?
The median home value in ZIP 95642 is $456,100, which is 64% above the national average of $278,155.
What is the demographic makeup of ZIP 95642?
The largest racial group in ZIP 95642 is White at 78.1%. Hispanic or Latino residents make up 17.4% of the population.
How many businesses are in ZIP code 95642?
ZIP code 95642 has 362 business establishments employing approximately 4,401 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95642?
The top industries by establishment count in ZIP 95642 are: Health care and social assistance (76), Retail trade (54), Accommodation and food services (44). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95642?
According to the FHFA House Price Index, home values in ZIP 95642 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 143%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95642?
In ZIP code 95642, 61.7% of residents aged 25+ have a high school diploma or higher, and 24.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95642?
The mean commute time for workers in ZIP code 95642 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95642?
In ZIP code 95642, approximately 66.8% of occupied housing units are owner-occupied and 33.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95642?
The poverty rate in ZIP code 95642 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 95642's numbers, next.
- See how ZIP 95642 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Jackson, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.