Jackson, CA · standard

ZIP Code 95642

Amador County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,164
42/sq mi
$81,438
Median income
$456,100
Median home value
24.6%
Bachelor's or higher

The verdict

Jackson pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
Top 16%
home value, US ZIPs
42
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95642 against every reporting US ZIP.

ZIP code 95642 is classified by USPS as a standard delivery area and covers roughly 171.8 square miles in Jackson, Amador County, California. The area is home to 7,164 residents, producing a population density of 42 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95642 against California and the nation.

On the economic side, the median household income for ZIP 95642 sits at $81,438 (20% below the California average), while per-capita income is $45,362. The poverty rate stands at 10.3% and the unemployment rate at 5.8%. On housing, the median home value is $456,100 (41% below the state average) with median rent at $1,419 per month, and 66.8% of occupied units are owner-occupied, a direct signal of whether 95642 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.6% of adults hold a bachelor's degree or higher, the median age is 51, and the average commute is 29 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Amador County, so you can benchmark 95642 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95642

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95642.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95642, Jackson, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

7,164

Population

171.8

Area (sq mi)

42

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95642?

51.0

Median Age

53.2%

Male

46.8%

Female

8.1%

Foreign-Born

White 78.1%
African American 1.1%
Asian 3.4%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.3%
Hispanic or Latino 17.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,438

Median Household Income

-20% vs state

$45,362

Per Capita Income

10.3%

Poverty Rate

5.8%

Unemployment Rate

28.8 min

Mean Commute Time

How ZIP 95642 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$81,438 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.7%
Bachelor's Degree or Higher 24.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,582

Total Housing Units

3,205

Occupied Units

377

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 66.8%
Renter 33.2%

$456,100

Median Home Value

-41% vs state

$1,419

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

243

HPI Index (2000 = 100)

+143%

Total Change Since 2000

Home values in ZIP 95642 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.1% 183
2021 +12.6% 206
2022 +10.6% 228
2023 +1.7% 232
2024 +4.9% 243

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 362 business establishments in ZIP 95642, employing approximately 4,401 people with a combined annual payroll of $228,513,000.

362

Businesses

4,401

Employees

$228.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 76 21.0%
Retail trade 54 14.9%
Accommodation and food services 44 12.2%
Other services (except public administration) 37 10.2%
Professional, scientific, and technical services 30 8.3%
Finance and insurance 29 8.0%
Construction 28 7.7%
Real estate and rental and leasing 19 5.3%
Administrative and support and waste management and remediation services 11 3.0%
Manufacturing 9 2.5%
Information 9 2.5%
Wholesale trade 7 1.9%
Transportation and warehousing 3 0.8%
Educational services 3 0.8%
Arts, entertainment, and recreation 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95642 vs 95685 →

ZIP 95642 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95642 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95642 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95642 ranks #8 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95685 Sutter Creek, CA 4,680 6.1 mi
95601 Amador City, CA 198 6.7 mi
95665 Pine Grove, CA 4,426 7.2 mi
95245 Mokelumne Hill, CA 2,277 8.2 mi
95699 Drytown, CA 154 8.3 mi
95226 Campo Seco, CA 84 9.5 mi
95225 Burson, CA 672 12.1 mi
95669 Plymouth, CA 2,443 12.2 mi
95689 Volcano, CA 1,244 12.4 mi

More ZIP Codes in Amador County

Frequently Asked Questions

What county is ZIP code 95642 in?
ZIP code 95642 (Jackson) is located in Amador County, California. Amador County contains multiple ZIP codes, see the full list at /counties/amador-ca.
What is the population of ZIP code 95642?
ZIP code 95642 in Jackson, CA has a population of 7,164 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95642?
The median household income in ZIP 95642 is $81,438, which is 7% above the national average of $76,288.
What is the average home value in ZIP 95642?
The median home value in ZIP 95642 is $456,100, which is 64% above the national average of $278,155.
What is the demographic makeup of ZIP 95642?
The largest racial group in ZIP 95642 is White at 78.1%. Hispanic or Latino residents make up 17.4% of the population.
How many businesses are in ZIP code 95642?
ZIP code 95642 has 362 business establishments employing approximately 4,401 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95642?
The top industries by establishment count in ZIP 95642 are: Health care and social assistance (76), Retail trade (54), Accommodation and food services (44). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95642?
According to the FHFA House Price Index, home values in ZIP 95642 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 143%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95642?
In ZIP code 95642, 61.7% of residents aged 25+ have a high school diploma or higher, and 24.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95642?
The mean commute time for workers in ZIP code 95642 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95642?
In ZIP code 95642, approximately 66.8% of occupied housing units are owner-occupied and 33.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95642?
The poverty rate in ZIP code 95642 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Jackson, CA

Verify and explore additional data for this area using these official government sources.