Jackson, CA · standard
ZIP Code 95642
Amador County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,164
- 42/sq mi
- $81,438
- Median income
- $456,100
- Median home value
- 24.6%
- Bachelor's or higher
The verdict
Jackson pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 36%
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 42
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95642 against every reporting US ZIP.
ZIP code 95642 is classified by USPS as a standard delivery area and covers roughly 171.8 square miles in Jackson, Amador County, California. The area is home to 7,164 residents, producing a population density of 42 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95642 against California and the nation.
On the economic side, the median household income for ZIP 95642 sits at $81,438 (20% below the California average), while per-capita income is $45,362. The poverty rate stands at 10.3% and the unemployment rate at 5.8%. On housing, the median home value is $456,100 (41% below the state average) with median rent at $1,419 per month, and 66.8% of occupied units are owner-occupied, a direct signal of whether 95642 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 24.6% of adults hold a bachelor's degree or higher, the median age is 51, and the average commute is 29 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Amador County, so you can benchmark 95642 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95642
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95642.
- Health care and social assistance
Health care and social assistance
76 establishments
- Retail trade
Retail trade
54 establishments
- Accommodation and food services
Accommodation and food services
44 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
- Professional, scientific, and technical services 30
Professional, scientific, and technical services
30 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95642, Jackson, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,164
Population
171.8
Area (sq mi)
42
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95642?
51.0
Median Age
53.2%
Male
46.8%
Female
8.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,438
Median Household Income
-20% vs state
$45,362
Per Capita Income
10.3%
Poverty Rate
5.8%
Unemployment Rate
28.8 min
Mean Commute Time
How ZIP 95642 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$81,438 Top 36% higher than 64% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,582
Total Housing Units
3,205
Occupied Units
377
Vacant Units
2.18
Avg Household Size
Occupancy Type
$456,100
Median Home Value
-41% vs state
$1,419
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
243
HPI Index (2000 = 100)
+143%
Total Change Since 2000
Home values in ZIP 95642 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.1% | 183 |
| 2021 | +12.6% | 206 |
| 2022 | +10.6% | 228 |
| 2023 | +1.7% | 232 |
| 2024 | +4.9% | 243 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 362 business establishments in ZIP 95642, employing approximately 4,401 people with a combined annual payroll of $228,513,000.
362
Businesses
4,401
Employees
$228.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 76 | 21.0% |
| Retail trade | 54 | 14.9% |
| Accommodation and food services | 44 | 12.2% |
| Other services (except public administration) | 37 | 10.2% |
| Professional, scientific, and technical services | 30 | 8.3% |
| Finance and insurance | 29 | 8.0% |
| Construction | 28 | 7.7% |
| Real estate and rental and leasing | 19 | 5.3% |
| Administrative and support and waste management and remediation services | 11 | 3.0% |
| Manufacturing | 9 | 2.5% |
| Information | 9 | 2.5% |
| Wholesale trade | 7 | 1.9% |
| Transportation and warehousing | 3 | 0.8% |
| Educational services | 3 | 0.8% |
| Arts, entertainment, and recreation | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95642 vs 95685 →
ZIP 95642 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95642
Jackson (95642)
7,164 residents
- 95685
Sutter Creek (95685)
4,680 residents
- 95665
Pine Grove (95665)
4,426 residents
- 95669 2,443
Plymouth (95669)
2,443 residents
- 95245 2,277
Mokelumne Hill (95245)
2,277 residents
- 95689 1,244
Volcano (95689)
1,244 residents
- 95225 672
Burson (95225)
672 residents
- 95601 198
Amador City (95601)
198 residents
- 95699 154
Drytown (95699)
154 residents
What this shows Among its immediate neighbors, ZIP 95642 ranks the most populous — useful context the national average alone can't give.
ZIP 95642 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95699
Drytown (95699)
$250,001 median income
- 95689
Volcano (95689)
$122,936 median income
- 95601 $94,023
Amador City (95601)
$94,023 median income
- 95669 $89,609
Plymouth (95669)
$89,609 median income
- 95665 $87,366
Pine Grove (95665)
$87,366 median income
- 95245 $84,405
Mokelumne Hill (95245)
$84,405 median income
- 95685 $83,878
Sutter Creek (95685)
$83,878 median income
- 95642 $81,438
Jackson (95642)
$81,438 median income
What this shows By household income, ZIP 95642 ranks #8 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95685 | Sutter Creek, CA | 4,680 | 6.1 mi |
| 95601 | Amador City, CA | 198 | 6.7 mi |
| 95665 | Pine Grove, CA | 4,426 | 7.2 mi |
| 95245 | Mokelumne Hill, CA | 2,277 | 8.2 mi |
| 95699 | Drytown, CA | 154 | 8.3 mi |
| 95226 | Campo Seco, CA | 84 | 9.5 mi |
| 95225 | Burson, CA | 672 | 12.1 mi |
| 95669 | Plymouth, CA | 2,443 | 12.2 mi |
| 95689 | Volcano, CA | 1,244 | 12.4 mi |
More ZIP Codes in Amador County
Related Areas
Frequently Asked Questions
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What is the population of ZIP code 95642? ▼
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How many businesses are in ZIP code 95642? ▼
What are the main industries in ZIP code 95642? ▼
How have home values changed in ZIP code 95642? ▼
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What percentage of residents own vs. rent in ZIP 95642? ▼
What is the poverty rate in ZIP code 95642? ▼
ZIP Code Research Guides
Official Data Resources for Jackson, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.