Pine Grove, CA · standard
ZIP Code 95665
Amador County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,426
- 84/sq mi Moderate-density area
- $87,366
- Median income Above-median income area
- $418,900
- Median home value Above-median home value
- 21.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Pine Grove pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 84
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95665 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95665 (Pine Grove, CA) fell -2.3% from 2023 to 2024. The all-transactions index moved from 235.0 in 2023 to 229.7 in 2024 (2000 = 100).
ZIP code 95665 covers 52.6 square miles in Pine Grove, Amador County, California (a standard USPS delivery area), with a modest 4,426 residents on file, a density of 84 people per square mile, in the Los Angeles time zone.
ZIP 95665 lands in the middle-income range, with a median household income of $87,366 (14% below the average California ZIP), while per-capita income is $48,506. The poverty rate is 6.6%, with unemployment at 5.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $418,900 (46% below the average California ZIP), and median rent is $1,231; owner occupancy is 83.8%.
Educational attainment sits below the national norm: 21.6% of adults hold a bachelor's degree or higher, the median age is 51.2, and the average commute is -. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Amador County, so 95665 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95665
Top 5 sectors by establishment count in Pine Grove, CA
Which industries have the most business establishments in ZIP 95665.
- Construction
Construction
17 establishments
- Retail trade
Retail trade
11 establishments
- Health care and social assistance
Health care and social assistance
11 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
10 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95665, Pine Grove, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,426
Population
52.6
Area (sq mi)
84
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95665?
51.2
Median Age
47.4%
Male
52.6%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,366
Median Household Income
-14% vs state ZIP avg
$48,506
Per Capita Income
6.6%
Poverty Rate
5.7%
Unemployment Rate
How ZIP 95665 ranks among California ZIPs
Pine Grove, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$87,366 44th percentile higher than 44% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,205housing units
2,205
Total Housing Units
1,871
Occupied Units
334
Vacant Units
2.34
Avg Household Size
Occupancy Type
$418,900
Median Home Value
-46% vs state ZIP avg
$1,231
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.3%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 95665 have decreased 2.3% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 187 |
| 2021 | +13.2% | 212 |
| 2022 | +10.9% | 235 |
| 2023 | +0.0% | 235 |
| 2024 | -2.3% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 88 business establishments in ZIP 95665, employing approximately 393 people with a combined annual payroll of $18,004,000.
88
Businesses
393
Employees
$18.0M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 17 | 19.3% |
| Retail trade | 11 | 12.5% |
| Health care and social assistance | 11 | 12.5% |
| Professional, scientific, and technical services | 10 | 11.4% |
| Accommodation and food services | 8 | 9.1% |
| Other services (except public administration) | 8 | 9.1% |
| Administrative and support and waste management and remediation services | 7 | 8.0% |
| Real estate and rental and leasing | 5 | 5.7% |
| Finance and insurance | 4 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95665 vs 95232 →
ZIP 95665 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95642
Jackson (95642)
7,164 residents
- 95685
Sutter Creek (95685)
4,680 residents
- 95665
Pine Grove (95665)
4,426 residents
- 95245 2,277
Mokelumne Hill (95245)
2,277 residents
- 95689 1,244
Volcano (95689)
1,244 residents
- 95629 832
Fiddletown (95629)
832 residents
- 95675 381
River Pines (95675)
381 residents
- 95232 304
Glencoe (95232)
304 residents
What this shows Among its immediate neighbors, ZIP 95665 ranks #3 by population - useful context the national average alone can't give.
ZIP 95665 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95689
Volcano (95689)
$122,936 median income
- 95629
Fiddletown (95629)
$90,469 median income
- 95665
Pine Grove (95665)
$87,366 median income
- 95245
Mokelumne Hill (95245)
$84,405 median income
- 95685
Sutter Creek (95685)
$83,878 median income
- 95642
Jackson (95642)
$81,438 median income
- 95232
Glencoe (95232)
$71,023 median income
What this shows By household income, ZIP 95665 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95665, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,426 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Amador County
Related Areas
Frequently Asked Questions
What county is ZIP code 95665 in?
ZIP code 95665 (Pine Grove) is located in Amador County, California. Amador County contains multiple ZIP codes, see the full list at /counties/amador-ca.
What is the population of ZIP code 95665?
ZIP code 95665 in Pine Grove, CA has a population of 4,426 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95665?
The median household income in ZIP 95665 is $87,366, which is 15% above the national average of $76,288.
What is the average home value in ZIP 95665?
The median home value in ZIP 95665 is $418,900, which is 51% above the national average of $278,155.
What is the demographic makeup of ZIP 95665?
The largest racial group in ZIP 95665 is White at 80.5%. Hispanic or Latino residents make up 14.1% of the population.
How many businesses are in ZIP code 95665?
ZIP code 95665 has 88 business establishments employing approximately 393 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95665?
The top industries by establishment count in ZIP 95665 are: Construction (17), Retail trade (11), Health care and social assistance (11). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 95665?
According to the FHFA House Price Index, home values in ZIP 95665 decreased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95665?
In ZIP code 95665, 54.9% of residents aged 25+ have a high school diploma or higher, and 21.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95665?
In ZIP code 95665, approximately 83.8% of occupied housing units are owner-occupied and 16.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95665?
The poverty rate in ZIP code 95665 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95665's numbers, next.
- See how ZIP 95665 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pine Grove, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.