Pine Grove, CA · standard
ZIP Code 95665
Amador County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,426
- 84/sq mi
- $87,366
- Median income
- $418,900
- Median home value
- 21.6%
- Bachelor's or higher
The verdict
Pine Grove pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 84
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95665 against every reporting US ZIP.
ZIP code 95665 is classified by USPS as a standard delivery area and covers roughly 52.6 square miles in Pine Grove, Amador County, California. The area is home to 4,426 residents, producing a population density of 84 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95665 against California and the nation.
On the economic side, the median household income for ZIP 95665 sits at $87,366 (14% below the California average), while per-capita income is $48,506. The poverty rate stands at 6.6% and the unemployment rate at 5.7%. On housing, the median home value is $418,900 (46% below the state average) with median rent at $1,231 per month, and 83.8% of occupied units are owner-occupied, a direct signal of whether 95665 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.6% of adults hold a bachelor's degree or higher, the median age is 51.2, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Amador County, so you can benchmark 95665 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95665
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95665.
- Construction
Construction
17 establishments
- Retail trade
Retail trade
11 establishments
- Health care and social assistance
Health care and social assistance
11 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
10 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95665, Pine Grove, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,426
Population
52.6
Area (sq mi)
84
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95665?
51.2
Median Age
47.4%
Male
52.6%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,366
Median Household Income
-14% vs state
$48,506
Per Capita Income
6.6%
Poverty Rate
5.7%
Unemployment Rate
How ZIP 95665 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$87,366 Top 29% higher than 71% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,205
Total Housing Units
1,871
Occupied Units
334
Vacant Units
2.34
Avg Household Size
Occupancy Type
$418,900
Median Home Value
-46% vs state
$1,231
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.3%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 95665 have decreased 2.3% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 187 |
| 2021 | +13.2% | 212 |
| 2022 | +10.9% | 235 |
| 2023 | +0.0% | 235 |
| 2024 | -2.3% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 88 business establishments in ZIP 95665, employing approximately 393 people with a combined annual payroll of $18,004,000.
88
Businesses
393
Employees
$18.0M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 17 | 19.3% |
| Retail trade | 11 | 12.5% |
| Health care and social assistance | 11 | 12.5% |
| Professional, scientific, and technical services | 10 | 11.4% |
| Accommodation and food services | 8 | 9.1% |
| Other services (except public administration) | 8 | 9.1% |
| Administrative and support and waste management and remediation services | 7 | 8.0% |
| Real estate and rental and leasing | 5 | 5.7% |
| Finance and insurance | 4 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95665 vs 95232 →
ZIP 95665 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95642
Jackson (95642)
7,164 residents
- 95685
Sutter Creek (95685)
4,680 residents
- 95665
Pine Grove (95665)
4,426 residents
- 95245 2,277
Mokelumne Hill (95245)
2,277 residents
- 95689 1,244
Volcano (95689)
1,244 residents
- 95629 832
Fiddletown (95629)
832 residents
- 95675 381
River Pines (95675)
381 residents
- 95232 304
Glencoe (95232)
304 residents
What this shows Among its immediate neighbors, ZIP 95665 ranks #3 by population — useful context the national average alone can't give.
ZIP 95665 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95689
Volcano (95689)
$122,936 median income
- 95629
Fiddletown (95629)
$90,469 median income
- 95665
Pine Grove (95665)
$87,366 median income
- 95245
Mokelumne Hill (95245)
$84,405 median income
- 95685
Sutter Creek (95685)
$83,878 median income
- 95642
Jackson (95642)
$81,438 median income
- 95232
Glencoe (95232)
$71,023 median income
What this shows By household income, ZIP 95665 ranks #3 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Amador County
Related Areas
Frequently Asked Questions
What county is ZIP code 95665 in? ▼
What is the population of ZIP code 95665? ▼
What is the median household income in ZIP 95665? ▼
What is the average home value in ZIP 95665? ▼
What is the demographic makeup of ZIP 95665? ▼
How many businesses are in ZIP code 95665? ▼
What are the main industries in ZIP code 95665? ▼
How have home values changed in ZIP code 95665? ▼
What is the education level in ZIP code 95665? ▼
What percentage of residents own vs. rent in ZIP 95665? ▼
What is the poverty rate in ZIP code 95665? ▼
ZIP Code Research Guides
Official Data Resources for Pine Grove, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.