Volcano, CA · standard

ZIP Code 95689

Amador County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,244
17/sq mi
$122,936
Median income
$454,400
Median home value
26.5%
Bachelor's or higher

The verdict

Volcano pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 16%
home value, US ZIPs
17
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95689 against every reporting US ZIP.

ZIP code 95689 is a sparsely populated ZIP (a standard USPS delivery area) in Volcano, Amador County, California, home to just 1,244 residents across 71.9 square miles, a density of 17 people per square mile, in the Los Angeles time zone.

ZIP 95689 skews affluent, with a median household income of $122,936 (21% above the California average), while per-capita income is $57,995. Local economic indicators show a 8.3% poverty rate alongside 0.0% unemployment. On housing, the median home value is $454,400 (41% below the state average) with median rent at - per month, and 92.5% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 26.5% of adults hold a bachelor's degree or higher, the median age is 58.4, and the average commute is -. To put 95689 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Amador County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95689, Volcano, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,244

Population

71.9

Area (sq mi)

17

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95689?

58.4

Median Age

49.7%

Male

50.3%

Female

5.0%

Foreign-Born

White 84.4%
African American 0.0%
Asian 2.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 7.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$122,936

Median Household Income

+21% vs state

$57,995

Per Capita Income

8.3%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 95689 ranks nationally

Volcano, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$122,936 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.5%
Bachelor's Degree or Higher 26.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

825

Total Housing Units

615

Occupied Units

210

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 92.5%
Renter 7.5%

$454,400

Median Home Value

-41% vs state

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+23.0%

YoY Change (2024)

267

HPI Index (2000 = 100)

+167%

Total Change Since 2000

Home values in ZIP 95689 have increased 23.0% over the past year (2024). Since 2000, this ZIP has seen +167% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.4% 197
2021 +10.0% 216
2022 +9.8% 237
2023 -8.7% 217
2024 +23.0% 267

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 95689, employing approximately 77 people with a combined annual payroll of $4,215,000.

13

Businesses

77

Employees

$4.2M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 5 38.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95689 vs 95629 →

ZIP 95689 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95689 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95689 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95689 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95629 Fiddletown, CA 832 4.9 mi
95665 Pine Grove, CA 4,426 5.7 mi
95232 Glencoe, CA 304 8.6 mi
95684 Somerset, CA 3,422 8.3 mi
95675 River Pines, CA 381 8.3 mi
95255 West Point, CA 2,042 8.4 mi
95642 Jackson, CA 7,164 12.4 mi

More ZIP Codes in Amador County

Frequently Asked Questions

What county is ZIP code 95689 in?
ZIP code 95689 (Volcano) is located in Amador County, California. Amador County contains multiple ZIP codes, see the full list at /counties/amador-ca.
What is the population of ZIP code 95689?
ZIP code 95689 in Volcano, CA has a population of 1,244 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95689?
The median household income in ZIP 95689 is $122,936, which is 61% above the national average of $76,288.
What is the average home value in ZIP 95689?
The median home value in ZIP 95689 is $454,400, which is 63% above the national average of $278,155.
What is the demographic makeup of ZIP 95689?
The largest racial group in ZIP 95689 is White at 84.4%. Hispanic or Latino residents make up 7.3% of the population.
How many businesses are in ZIP code 95689?
ZIP code 95689 has 13 business establishments employing approximately 77 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 95689?
According to the FHFA House Price Index, home values in ZIP 95689 increased by 23.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95689?
In ZIP code 95689, 56.5% of residents aged 25+ have a high school diploma or higher, and 26.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95689?
In ZIP code 95689, approximately 92.5% of occupied housing units are owner-occupied and 7.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95689?
The poverty rate in ZIP code 95689 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.