ZIP 95234 vs ZIP 94505

This side-by-side compares ZIP 95234 (Holt, CA) and ZIP 94505 (Discovery Bay, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95234 has a population of 70 at 1 people per square mile, while ZIP 94505 has 13,403 at 326 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95234 reports a median household income of — against $146,480 in ZIP 94505, with per-capita income of — vs $64,094. The share of adults holding a bachelor's degree or higher is — in 95234 and 32.6% in 94505. Poverty rate reads — vs 7.4%, and unemployment — vs 8.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 95234 versus $830,500 in 94505, with median rent of — and $3,029 per month respectively. Homeownership rate is — vs 90.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.