Discovery Bay, CA · standard
ZIP Code 94505
Contra Costa County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,403
- 326/sq mi
- $146,480
- Median income
- $830,500
- Median home value
- 32.6%
- Bachelor's or higher
The verdict
Discovery Bay pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 4%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 326
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94505 against every reporting US ZIP.
ZIP code 94505 is classified by USPS as a standard delivery area and covers roughly 41.1 square miles in Discovery Bay, Contra Costa County, California. The area is home to 13,403 residents, producing a population density of 326 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94505 against California and the nation.
On the economic side, the median household income for ZIP 94505 sits at $146,480 (44% above the California average), while per-capita income is $64,094. The poverty rate stands at 7.4% and the unemployment rate at 8.6%. On housing, the median home value is $830,500 (7% above the state average) with median rent at $3,029 per month, and 90.2% of occupied units are owner-occupied, a direct signal of whether 94505 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 32.6% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 44 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Contra Costa County, so you can benchmark 94505 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 94505
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 94505.
- Professional, scientific, and technical services
Professional, scientific, and technical services
46 establishments
- Construction
Construction
45 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
30 establishments
- Administrative and support and waste management and remediation services 14
Administrative and support and waste management and remediation services
14 establishments
- Other services (except public administration) 11
Other services (except public administration)
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94505, Discovery Bay, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
13,403
Population
41.1
Area (sq mi)
326
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94505?
45.8
Median Age
49.3%
Male
50.7%
Female
12.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$146,480
Median Household Income
+44% vs state
$64,094
Per Capita Income
7.4%
Poverty Rate
8.6%
Unemployment Rate
44.1 min
Mean Commute Time
How ZIP 94505 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$146,480 Top 4% higher than 96% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,092
Total Housing Units
5,446
Occupied Units
646
Vacant Units
2.74
Avg Household Size
Occupancy Type
$830,500
Median Home Value
+7% vs state
$3,029
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.8%
YoY Change (2024)
247
HPI Index (2000 = 100)
+147%
Total Change Since 2000
Home values in ZIP 94505 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 187 |
| 2021 | +15.6% | 216 |
| 2022 | +13.4% | 244 |
| 2023 | -2.5% | 238 |
| 2024 | +3.8% | 247 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 199 business establishments in ZIP 94505, employing approximately 1,170 people with a combined annual payroll of $66,923,000.
199
Businesses
1,170
Employees
$66.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 46 | 23.1% |
| Construction | 45 | 22.6% |
| Real estate and rental and leasing | 30 | 15.1% |
| Administrative and support and waste management and remediation services | 14 | 7.0% |
| Other services (except public administration) | 11 | 5.5% |
| Accommodation and food services | 10 | 5.0% |
| Retail trade | 8 | 4.0% |
| Wholesale trade | 7 | 3.5% |
| Health care and social assistance | 7 | 3.5% |
| Arts, entertainment, and recreation | 7 | 3.5% |
| Transportation and warehousing | 5 | 2.5% |
| Finance and insurance | 4 | 2.0% |
| Information | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94505 vs 94514 →
ZIP 94505 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94513
Brentwood (94513)
54,605 residents
- 94561
Oakley (94561)
36,515 residents
- 94505 13,403
Discovery Bay (94505)
13,403 residents
- 95391 9,959
Tracy (95391)
9,959 residents
- 94514 1,360
Byron (94514)
1,360 residents
- 94548 412
Knightsen (94548)
412 residents
- 95234 70
Holt (95234)
70 residents
What this shows Among its immediate neighbors, ZIP 94505 ranks #3 by population — useful context the national average alone can't give.
ZIP 94505 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94548
Knightsen (94548)
$189,653 median income
- 95391
Tracy (95391)
$176,952 median income
- 94505
Discovery Bay (94505)
$146,480 median income
- 94513
Brentwood (94513)
$142,223 median income
- 94561
Oakley (94561)
$134,678 median income
- 94514
Byron (94514)
$76,511 median income
What this shows By household income, ZIP 94505 ranks #3 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Contra Costa County
Related Areas
Frequently Asked Questions
What county is ZIP code 94505 in? ▼
What is the population of ZIP code 94505? ▼
What is the median household income in ZIP 94505? ▼
What is the average home value in ZIP 94505? ▼
What is the demographic makeup of ZIP 94505? ▼
How many businesses are in ZIP code 94505? ▼
What are the main industries in ZIP code 94505? ▼
How have home values changed in ZIP code 94505? ▼
What is the education level in ZIP code 94505? ▼
What is the average commute time in ZIP 94505? ▼
What percentage of residents own vs. rent in ZIP 94505? ▼
What is the poverty rate in ZIP code 94505? ▼
ZIP Code Research Guides
Official Data Resources for Discovery Bay, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.