Discovery Bay, CA · standard

ZIP Code 94505

Contra Costa County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,403
326/sq mi
$146,480
Median income
$830,500
Median home value
32.6%
Bachelor's or higher

The verdict

Discovery Bay pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 4%
home value, US ZIPs
326
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94505 against every reporting US ZIP.

ZIP code 94505 is classified by USPS as a standard delivery area and covers roughly 41.1 square miles in Discovery Bay, Contra Costa County, California. The area is home to 13,403 residents, producing a population density of 326 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94505 against California and the nation.

On the economic side, the median household income for ZIP 94505 sits at $146,480 (44% above the California average), while per-capita income is $64,094. The poverty rate stands at 7.4% and the unemployment rate at 8.6%. On housing, the median home value is $830,500 (7% above the state average) with median rent at $3,029 per month, and 90.2% of occupied units are owner-occupied, a direct signal of whether 94505 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 32.6% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 44 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Contra Costa County, so you can benchmark 94505 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 94505

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 94505.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94505, Discovery Bay, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

13,403

Population

41.1

Area (sq mi)

326

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94505?

45.8

Median Age

49.3%

Male

50.7%

Female

12.2%

Foreign-Born

White 59.0%
African American 8.9%
Asian 6.9%
American Indian or Alaska Native 1.4%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 14.4%
Hispanic or Latino 19.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$146,480

Median Household Income

+44% vs state

$64,094

Per Capita Income

7.4%

Poverty Rate

8.6%

Unemployment Rate

44.1 min

Mean Commute Time

How ZIP 94505 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$146,480 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.8%
Bachelor's Degree or Higher 32.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,092

Total Housing Units

5,446

Occupied Units

646

Vacant Units

2.74

Avg Household Size

Occupancy Type

Owner 90.2%
Renter 9.8%

$830,500

Median Home Value

+7% vs state

$3,029

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.8%

YoY Change (2024)

247

HPI Index (2000 = 100)

+147%

Total Change Since 2000

Home values in ZIP 94505 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 187
2021 +15.6% 216
2022 +13.4% 244
2023 -2.5% 238
2024 +3.8% 247

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 199 business establishments in ZIP 94505, employing approximately 1,170 people with a combined annual payroll of $66,923,000.

199

Businesses

1,170

Employees

$66.9M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 46 23.1%
Construction 45 22.6%
Real estate and rental and leasing 30 15.1%
Administrative and support and waste management and remediation services 14 7.0%
Other services (except public administration) 11 5.5%
Accommodation and food services 10 5.0%
Retail trade 8 4.0%
Wholesale trade 7 3.5%
Health care and social assistance 7 3.5%
Arts, entertainment, and recreation 7 3.5%
Transportation and warehousing 5 2.5%
Finance and insurance 4 2.0%
Information 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94505 vs 94514 →

ZIP 94505 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94505 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94505 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94505 ranks #3 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94514 Byron, CA 1,360 3.6 mi
95234 Holt, CA 70 5.1 mi
95391 Tracy, CA 9,959 7.3 mi
94513 Brentwood, CA 54,605 6.2 mi
94548 Knightsen, CA 412 8.2 mi
94561 Oakley, CA 36,515 10.5 mi

More ZIP Codes in Contra Costa County

Frequently Asked Questions

What county is ZIP code 94505 in?
ZIP code 94505 (Discovery Bay) is located in Contra Costa County, California. Contra Costa County contains multiple ZIP codes, see the full list at /counties/contra-costa-ca.
What is the population of ZIP code 94505?
ZIP code 94505 in Discovery Bay, CA has a population of 13,403 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94505?
The median household income in ZIP 94505 is $146,480, which is 92% above the national average of $76,288.
What is the average home value in ZIP 94505?
The median home value in ZIP 94505 is $830,500, which is 199% above the national average of $278,155.
What is the demographic makeup of ZIP 94505?
The largest racial group in ZIP 94505 is White at 59.0%. Hispanic or Latino residents make up 19.2% of the population.
How many businesses are in ZIP code 94505?
ZIP code 94505 has 199 business establishments employing approximately 1,170 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94505?
The top industries by establishment count in ZIP 94505 are: Professional, scientific, and technical services (46), Construction (45), Real estate and rental and leasing (30). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 94505?
According to the FHFA House Price Index, home values in ZIP 94505 increased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94505?
In ZIP code 94505, 54.8% of residents aged 25+ have a high school diploma or higher, and 32.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94505?
The mean commute time for workers in ZIP code 94505 is 44.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94505?
In ZIP code 94505, approximately 90.2% of occupied housing units are owner-occupied and 9.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94505?
The poverty rate in ZIP code 94505 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Discovery Bay, CA

Verify and explore additional data for this area using these official government sources.