PlainZIP

Tracy, CA · standard

ZIP Code 95391

San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,959
162/sq mi
$176,952
Median income
$947,000
Median home value
54.0%
Bachelor's or higher

The verdict

Tracy pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 3%
home value, US ZIPs
162
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95391 against every reporting US ZIP.

ZIP code 95391 is a mid-sized community (a standard USPS delivery area) in Tracy, San Joaquin County, California, home to 9,959 residents across 61.5 square miles, a density of 162 people per square mile, in the Los Angeles time zone.

ZIP 95391 skews affluent, with a median household income of $176,952 (74% above the California average), while per-capita income is $53,638. Local economic indicators show a 5.0% poverty rate alongside 3.5% unemployment. Housing costs here run $947,000 for a typical home value (23% above the state average), with rent averaging $3,501 a month; 70.0% of homes are owner-occupied.

This is a highly-educated ZIP: 54.0% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 50 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing San Joaquin County, letting you compare 95391 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95391

Top 5 sectors by establishment count in Tracy, CA

Which industries have the most business establishments in ZIP 95391.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95391, Tracy, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,959

Population

61.5

Area (sq mi)

162

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95391?

35.1

Median Age

49.6%

Male

50.4%

Female

45.8%

Foreign-Born

White 21.6%
African American 6.6%
Asian 58.1%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.6%
Hispanic or Latino 8.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$176,952

Median Household Income

+74% vs state

$53,638

Per Capita Income

5.0%

Poverty Rate

3.5%

Unemployment Rate

49.6 min

Mean Commute Time

How ZIP 95391 ranks nationally

Tracy, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$176,952 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.5%
Bachelor's Degree or Higher 54.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,412

Total Housing Units

7,097

Occupied Units

315

Vacant Units

3.60

Avg Household Size

Occupancy Type

Owner 70.0%
Renter 30.0%

$947,000

Median Home Value

+23% vs state

$3,501

Median Rent

2011

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 214 business establishments in ZIP 95391, employing approximately 875 people with a combined annual payroll of $35,805,000.

214

Businesses

875

Employees

$35.8M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 81 37.9%
Transportation and warehousing 25 11.7%
Health care and social assistance 22 10.3%
Real estate and rental and leasing 14 6.5%
Construction 13 6.1%
Retail trade 12 5.6%
Accommodation and food services 10 4.7%
Administrative and support and waste management and remediation services 9 4.2%
Other services (except public administration) 9 4.2%
Finance and insurance 5 2.3%
Educational services 4 1.9%
Wholesale trade 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95391 vs 94514 →

ZIP 95391 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95391 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95391 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95391 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94514 Byron, CA 1,360 4.4 mi
94505 Discovery Bay, CA 13,403 7.3 mi
95377 Tracy, CA 30,902 9.5 mi

More ZIP Codes in San Joaquin County

95206 standard
Stockton, CA
Pop: 65,004
95376 standard
Tracy, CA
Pop: 49,859
95207 standard
Stockton, CA
Pop: 47,965
95240 standard
Lodi, CA
Pop: 47,172
95336 standard
Manteca, CA
Pop: 42,675
95209 standard
Stockton, CA
Pop: 39,488

Related Areas

San Joaquin County Tracy, CA California

Frequently Asked Questions

What county is ZIP code 95391 in? ▼
ZIP code 95391 (Tracy) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95391? ▼
ZIP code 95391 in Tracy, CA has a population of 9,959 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95391? ▼
The median household income in ZIP 95391 is $176,952, which is 132% above the national average of $76,288.
What is the average home value in ZIP 95391? ▼
The median home value in ZIP 95391 is $947,000, which is 240% above the national average of $278,155.
What is the demographic makeup of ZIP 95391? ▼
The largest racial group in ZIP 95391 is Asian at 58.1%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 95391? ▼
ZIP code 95391 has 214 business establishments employing approximately 875 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95391? ▼
The top industries by establishment count in ZIP 95391 are: Professional, scientific, and technical services (81), Transportation and warehousing (25), Health care and social assistance (22). There are 12 industry sectors represented in total.
What is the education level in ZIP code 95391? ▼
In ZIP code 95391, 68.5% of residents aged 25+ have a high school diploma or higher, and 54.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95391? ▼
The mean commute time for workers in ZIP code 95391 is 49.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95391? ▼
In ZIP code 95391, approximately 70.0% of occupied housing units are owner-occupied and 30.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95391? ▼
The poverty rate in ZIP code 95391 is 5.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.