Tracy, CA · standard
ZIP Code 95391
San Joaquin County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,959
- 162/sq mi
- $176,952
- Median income
- $947,000
- Median home value
- 54.0%
- Bachelor's or higher
The verdict
Tracy pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 162
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95391 against every reporting US ZIP.
ZIP code 95391 is classified by USPS as a standard delivery area and covers roughly 61.5 square miles in Tracy, San Joaquin County, California. The area is home to 9,959 residents, producing a population density of 162 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95391 against California and the nation.
On the economic side, the median household income for ZIP 95391 sits at $176,952 (74% above the California average), while per-capita income is $53,638. The poverty rate stands at 5.0% and the unemployment rate at 3.5%. On housing, the median home value is $947,000 (23% above the state average) with median rent at $3,501 per month, and 70.0% of occupied units are owner-occupied, a direct signal of whether 95391 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 54.0% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 50 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Joaquin County, so you can benchmark 95391 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95391
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95391.
- Professional, scientific, and technical services
Professional, scientific, and technical services
81 establishments
- Transportation and warehousing 25
Transportation and warehousing
25 establishments
- Health care and social assistance 22
Health care and social assistance
22 establishments
- Real estate and rental and leasing 14
Real estate and rental and leasing
14 establishments
- Construction 13
Construction
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95391, Tracy, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
9,959
Population
61.5
Area (sq mi)
162
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95391?
35.1
Median Age
49.6%
Male
50.4%
Female
45.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$176,952
Median Household Income
+74% vs state
$53,638
Per Capita Income
5.0%
Poverty Rate
3.5%
Unemployment Rate
49.6 min
Mean Commute Time
How ZIP 95391 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$176,952 Top 2% higher than 98% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,412
Total Housing Units
7,097
Occupied Units
315
Vacant Units
3.60
Avg Household Size
Occupancy Type
$947,000
Median Home Value
+23% vs state
$3,501
Median Rent
2011
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 214 business establishments in ZIP 95391, employing approximately 875 people with a combined annual payroll of $35,805,000.
214
Businesses
875
Employees
$35.8M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 81 | 37.9% |
| Transportation and warehousing | 25 | 11.7% |
| Health care and social assistance | 22 | 10.3% |
| Real estate and rental and leasing | 14 | 6.5% |
| Construction | 13 | 6.1% |
| Retail trade | 12 | 5.6% |
| Accommodation and food services | 10 | 4.7% |
| Administrative and support and waste management and remediation services | 9 | 4.2% |
| Other services (except public administration) | 9 | 4.2% |
| Finance and insurance | 5 | 2.3% |
| Educational services | 4 | 1.9% |
| Wholesale trade | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95391 vs 94514 →
ZIP 95391 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95377
Tracy (95377)
30,902 residents
- 94505
Discovery Bay (94505)
13,403 residents
- 95391 9,959
Tracy (95391)
9,959 residents
- 94514 1,360
Byron (94514)
1,360 residents
What this shows Among its immediate neighbors, ZIP 95391 ranks #3 by population — useful context the national average alone can't give.
ZIP 95391 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95391
Tracy (95391)
$176,952 median income
- 95377
Tracy (95377)
$158,158 median income
- 94505
Discovery Bay (94505)
$146,480 median income
- 94514
Byron (94514)
$76,511 median income
What this shows By household income, ZIP 95391 ranks the highest of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95391 in? ▼
What is the population of ZIP code 95391? ▼
What is the median household income in ZIP 95391? ▼
What is the average home value in ZIP 95391? ▼
What is the demographic makeup of ZIP 95391? ▼
How many businesses are in ZIP code 95391? ▼
What are the main industries in ZIP code 95391? ▼
What is the education level in ZIP code 95391? ▼
What is the average commute time in ZIP 95391? ▼
What percentage of residents own vs. rent in ZIP 95391? ▼
What is the poverty rate in ZIP code 95391? ▼
ZIP Code Research Guides
Official Data Resources for Tracy, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.