Tracy, CA · standard
ZIP Code 95391
San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,959
- 162/sq mi High-density area
- $176,952
- Median income Above-median income area
- $947,000
- Median home value Above-median home value
- 54.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Tracy pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 162
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95391 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95391 (Tracy, CA) rose +7.0% from 2023 to 2024.
ZIP code 95391 is a mid-sized community (a standard USPS delivery area) in Tracy, San Joaquin County, California, home to 9,959 residents across 61.5 square miles, a density of 162 people per square mile, in the Los Angeles time zone.
ZIP 95391 skews affluent, with a median household income of $176,952 (74% above the average California ZIP), while per-capita income is $53,638. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.0% and unemployment is 3.5%. Housing is both higher-cost and owner-heavy: median home value is $947,000 (23% above the average California ZIP), while 70.0% of occupied homes are owner-occupied and median rent is $3,501.
This is a highly-educated ZIP: 54.0% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 50 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95391 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95391
Top 5 sectors by establishment count in Tracy, CA
Which industries have the most business establishments in ZIP 95391.
- Professional, scientific, and technical services
Professional, scientific, and technical services
81 establishments
- Transportation and warehousing 25
Transportation and warehousing
25 establishments
- Health care and social assistance 22
Health care and social assistance
22 establishments
- Real estate and rental and leasing 14
Real estate and rental and leasing
14 establishments
- Construction 13
Construction
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95391, Tracy, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,959
Population
61.5
Area (sq mi)
162
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95391?
35.1
Median Age
49.6%
Male
50.4%
Female
45.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$176,952
Median Household Income
+74% vs state ZIP avg
$53,638
Per Capita Income
5.0%
Poverty Rate
3.5%
Unemployment Rate
49.6 min
Mean Commute Time
How ZIP 95391 ranks among California ZIPs
Tracy, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$176,952 Top 7% higher than 93% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,412housing units
7,412
Total Housing Units
7,097
Occupied Units
315
Vacant Units
3.60
Avg Household Size
Occupancy Type
$947,000
Median Home Value
+23% vs state ZIP avg
$3,501
Median Rent
2011
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 214 business establishments in ZIP 95391, employing approximately 875 people with a combined annual payroll of $35,805,000.
214
Businesses
875
Employees
$35.8M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 81 | 37.9% |
| Transportation and warehousing | 25 | 11.7% |
| Health care and social assistance | 22 | 10.3% |
| Real estate and rental and leasing | 14 | 6.5% |
| Construction | 13 | 6.1% |
| Retail trade | 12 | 5.6% |
| Accommodation and food services | 10 | 4.7% |
| Administrative and support and waste management and remediation services | 9 | 4.2% |
| Other services (except public administration) | 9 | 4.2% |
| Finance and insurance | 5 | 2.3% |
| Educational services | 4 | 1.9% |
| Wholesale trade | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95391 vs 94514 →
ZIP 95391 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95377
Tracy (95377)
30,902 residents
- 94505
Discovery Bay (94505)
13,403 residents
- 95391 9,959
Tracy (95391)
9,959 residents
- 94514 1,360
Byron (94514)
1,360 residents
What this shows Among its immediate neighbors, ZIP 95391 ranks #3 by population - useful context the national average alone can't give.
ZIP 95391 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95391
Tracy (95391)
$176,952 median income
- 95377
Tracy (95377)
$158,158 median income
- 94505
Discovery Bay (94505)
$146,480 median income
- 94514
Byron (94514)
$76,511 median income
What this shows By household income, ZIP 95391 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95391, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,959 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95391 in?
ZIP code 95391 (Tracy) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95391?
ZIP code 95391 in Tracy, CA has a population of 9,959 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95391?
The median household income in ZIP 95391 is $176,952, which is 132% above the national average of $76,288.
What is the average home value in ZIP 95391?
The median home value in ZIP 95391 is $947,000, which is 240% above the national average of $278,155.
What is the demographic makeup of ZIP 95391?
The largest racial group in ZIP 95391 is Asian at 58.1%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 95391?
ZIP code 95391 has 214 business establishments employing approximately 875 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95391?
The top industries by establishment count in ZIP 95391 are: Professional, scientific, and technical services (81), Transportation and warehousing (25), Health care and social assistance (22). There are 12 industry sectors represented in total.
What is the education level in ZIP code 95391?
In ZIP code 95391, 68.5% of residents aged 25+ have a high school diploma or higher, and 54.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95391?
The mean commute time for workers in ZIP code 95391 is 49.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95391?
In ZIP code 95391, approximately 70.0% of occupied housing units are owner-occupied and 30.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95391?
The poverty rate in ZIP code 95391 is 5.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95391's numbers, next.
- See how ZIP 95391 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Tracy, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.