PlainZIP

Tracy, CA · standard

ZIP Code 95377

San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,902
110/sq mi
$158,158
Median income
$834,600
Median home value
37.5%
Bachelor's or higher

The verdict

Tracy pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 4%
home value, US ZIPs
110
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95377 against every reporting US ZIP.

ZIP code 95377 is a densely settled ZIP (a standard USPS delivery area) in Tracy, San Joaquin County, California, with 30,902 residents across 279.9 square miles, a density of 110 people per square mile, in the Los Angeles time zone.

ZIP 95377 skews affluent, with a median household income of $158,158 (56% above the California average), while per-capita income is $49,945. Local economic indicators show a 4.5% poverty rate alongside 4.3% unemployment. Median home value sits at $834,600 (8% above the state average), median rent at $3,031 a month, and owner-occupancy at 74.6%.

A solid share of residents have a four-year degree: 37.5% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 47 minutes. To put 95377 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in San Joaquin County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95377

Top 5 sectors by establishment count in Tracy, CA

Which industries have the most business establishments in ZIP 95377.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95377, Tracy, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,902

Population

279.9

Area (sq mi)

110

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95377?

36.7

Median Age

52.0%

Male

48.0%

Female

34.1%

Foreign-Born

White 24.5%
African American 6.5%
Asian 37.0%
American Indian or Alaska Native 1.3%
Native Hawaiian or Pacific Islander 0.7%
Two or More Ethnicities 16.8%
Hispanic or Latino 31.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$158,158

Median Household Income

+56% vs state

$49,945

Per Capita Income

4.5%

Poverty Rate

4.3%

Unemployment Rate

47.2 min

Mean Commute Time

How ZIP 95377 ranks nationally

Tracy, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$158,158 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 37.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,584

Total Housing Units

10,170

Occupied Units

414

Vacant Units

3.71

Avg Household Size

Occupancy Type

Owner 74.6%
Renter 25.4%

$834,600

Median Home Value

+8% vs state

$3,031

Median Rent

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.1%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 95377 have increased 5.1% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.3% 184
2021 +17.8% 217
2022 +18.6% 258
2023 -3.9% 248
2024 +5.1% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 542 business establishments in ZIP 95377, employing approximately 14,361 people with a combined annual payroll of $703,549,000.

542

Businesses

14,361

Employees

$703.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 161 29.7%
Professional, scientific, and technical services 56 10.3%
Health care and social assistance 56 10.3%
Construction 51 9.4%
Administrative and support and waste management and remediation services 40 7.4%
Accommodation and food services 32 5.9%
Other services (except public administration) 30 5.5%
Retail trade 29 5.3%
Wholesale trade 27 5.0%
Real estate and rental and leasing 22 4.1%
Manufacturing 13 2.4%
Finance and insurance 10 1.9%
Information 6 1.1%
Arts, entertainment, and recreation 5 0.9%
Educational services 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95377 vs 95304 →

ZIP 95377 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95377 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95377 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95377 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95304 Tracy, CA 15,706 5.4 mi
95376 Tracy, CA 49,859 6.5 mi
95391 Tracy, CA 9,959 9.5 mi
94550 Livermore, CA 46,896 10.5 mi

More ZIP Codes in San Joaquin County

95206 standard
Stockton, CA
Pop: 65,004
95376 standard
Tracy, CA
Pop: 49,859
95207 standard
Stockton, CA
Pop: 47,965
95240 standard
Lodi, CA
Pop: 47,172
95336 standard
Manteca, CA
Pop: 42,675
95209 standard
Stockton, CA
Pop: 39,488

Related Areas

San Joaquin County Tracy, CA California

Frequently Asked Questions

What county is ZIP code 95377 in? ▼
ZIP code 95377 (Tracy) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95377? ▼
ZIP code 95377 in Tracy, CA has a population of 30,902 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95377? ▼
The median household income in ZIP 95377 is $158,158, which is 107% above the national average of $76,288.
What is the average home value in ZIP 95377? ▼
The median home value in ZIP 95377 is $834,600, which is 200% above the national average of $278,155.
What is the demographic makeup of ZIP 95377? ▼
The largest racial group in ZIP 95377 is Asian at 37.0%. Hispanic or Latino residents make up 31.4% of the population.
How many businesses are in ZIP code 95377? ▼
ZIP code 95377 has 542 business establishments employing approximately 14,361 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95377? ▼
The top industries by establishment count in ZIP 95377 are: Transportation and warehousing (161), Professional, scientific, and technical services (56), Health care and social assistance (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95377? ▼
According to the FHFA House Price Index, home values in ZIP 95377 increased by 5.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95377? ▼
In ZIP code 95377, 57.9% of residents aged 25+ have a high school diploma or higher, and 37.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95377? ▼
The mean commute time for workers in ZIP code 95377 is 47.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95377? ▼
In ZIP code 95377, approximately 74.6% of occupied housing units are owner-occupied and 25.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95377? ▼
The poverty rate in ZIP code 95377 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.