Tracy, CA · standard
ZIP Code 95377
San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,902
- 110/sq mi High-density area
- $158,158
- Median income Above-median income area
- $834,600
- Median home value Above-median home value
- 37.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Tracy pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 110
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95377 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95377 (Tracy, CA) rose +5.1% from 2023 to 2024. The all-transactions index moved from 247.7 in 2023 to 260.4 in 2024 (2000 = 100).
ZIP code 95377 is a densely settled ZIP (a standard USPS delivery area) in Tracy, San Joaquin County, California, with 30,902 residents across 279.9 square miles, a density of 110 people per square mile, in the Los Angeles time zone.
ZIP 95377 skews affluent, with a median household income of $158,158 (56% above the average California ZIP), while per-capita income is $49,945. The poverty rate is 4.5%, with unemployment at 4.3%; those measures add context to the income figure. Median home value is $834,600 (8% above the average California ZIP) and median rent is $3,031; 74.6% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 37.5% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 47 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95377 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95377
Top 5 sectors by establishment count in Tracy, CA
Which industries have the most business establishments in ZIP 95377.
- Transportation and warehousing
Transportation and warehousing
161 establishments
- Professional, scientific, and technical services 56
Professional, scientific, and technical services
56 establishments
- Health care and social assistance 56
Health care and social assistance
56 establishments
- Construction 51
Construction
51 establishments
- Administrative and support and waste management and remediation services 40
Administrative and support and waste management and remediation services
40 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95377, Tracy, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
30,902
Population
279.9
Area (sq mi)
110
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95377?
36.7
Median Age
52.0%
Male
48.0%
Female
34.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$158,158
Median Household Income
+56% vs state ZIP avg
$49,945
Per Capita Income
4.5%
Poverty Rate
4.3%
Unemployment Rate
47.2 min
Mean Commute Time
How ZIP 95377 ranks nationally
Tracy, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$158,158 Top 3% higher than 97% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,584housing units
10,584
Total Housing Units
10,170
Occupied Units
414
Vacant Units
3.71
Avg Household Size
Occupancy Type
$834,600
Median Home Value
+8% vs state ZIP avg
$3,031
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.1%
YoY Change (2024)
260
HPI Index (2000 = 100)
+160%
Total Change Since 2000
Home values in ZIP 95377 have increased 5.1% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 184 |
| 2021 | +17.8% | 217 |
| 2022 | +18.6% | 258 |
| 2023 | -3.9% | 248 |
| 2024 | +5.1% | 260 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 542 business establishments in ZIP 95377, employing approximately 14,361 people with a combined annual payroll of $703,549,000.
542
Businesses
14,361
Employees
$703.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 161 | 29.7% |
| Professional, scientific, and technical services | 56 | 10.3% |
| Health care and social assistance | 56 | 10.3% |
| Construction | 51 | 9.4% |
| Administrative and support and waste management and remediation services | 40 | 7.4% |
| Accommodation and food services | 32 | 5.9% |
| Other services (except public administration) | 30 | 5.5% |
| Retail trade | 29 | 5.3% |
| Wholesale trade | 27 | 5.0% |
| Real estate and rental and leasing | 22 | 4.1% |
| Manufacturing | 13 | 2.4% |
| Finance and insurance | 10 | 1.9% |
| Information | 6 | 1.1% |
| Arts, entertainment, and recreation | 5 | 0.9% |
| Educational services | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95377 vs 95304 →
ZIP 95377 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95376
Tracy (95376)
49,859 residents
- 94550
Livermore (94550)
46,896 residents
- 95377
Tracy (95377)
30,902 residents
- 95304 15,706
Tracy (95304)
15,706 residents
- 95391 9,959
Tracy (95391)
9,959 residents
What this shows Among its immediate neighbors, ZIP 95377 ranks #3 by population - useful context the national average alone can't give.
ZIP 95377 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94550
Livermore (94550)
$180,295 median income
- 95391
Tracy (95391)
$176,952 median income
- 95377
Tracy (95377)
$158,158 median income
- 95304
Tracy (95304)
$115,007 median income
- 95376
Tracy (95376)
$102,555 median income
What this shows By household income, ZIP 95377 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95377, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (30,902 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95377 in?
ZIP code 95377 (Tracy) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95377?
ZIP code 95377 in Tracy, CA has a population of 30,902 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95377?
The median household income in ZIP 95377 is $158,158, which is 107% above the national average of $76,288.
What is the average home value in ZIP 95377?
The median home value in ZIP 95377 is $834,600, which is 200% above the national average of $278,155.
What is the demographic makeup of ZIP 95377?
The largest racial group in ZIP 95377 is Asian at 37.0%. Hispanic or Latino residents make up 31.4% of the population.
How many businesses are in ZIP code 95377?
ZIP code 95377 has 542 business establishments employing approximately 14,361 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95377?
The top industries by establishment count in ZIP 95377 are: Transportation and warehousing (161), Professional, scientific, and technical services (56), Health care and social assistance (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95377?
According to the FHFA House Price Index, home values in ZIP 95377 increased by 5.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95377?
In ZIP code 95377, 57.9% of residents aged 25+ have a high school diploma or higher, and 37.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95377?
The mean commute time for workers in ZIP code 95377 is 47.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95377?
In ZIP code 95377, approximately 74.6% of occupied housing units are owner-occupied and 25.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95377?
The poverty rate in ZIP code 95377 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95377's numbers, next.
- See how ZIP 95377 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Tracy, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.