Tracy, CA
Single-footprint Census roll-up for Tracy, CA: 4 USPS ZIPs, population 106,426. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet TRACY-CA · Tracy, CA 4 ZIPs · 106,426 pop · #1225/25278 · San Joaquin County
INC-TOP · RANK-TOP · ABOVE-PEER · BOOK-FEW · OWN-MID · POP-MID · SPREAD-MOD · HOME-TOP
- INC-TOP $138,168
- RANK-TOP #1225/25278
- ABOVE-PEER over Lathrop
- BOOK-FEW 4 ZIPs
- OWN-MID 67% owners
- POP-MID 106,426
- SPREAD-MOD 95376→95391
- HOME-TOP $823,325
Nearest income peer: Lathrop, CA ( $12,747 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Tracy
Lowest/highest poles plus county-sharing cities nearest Tracy on average ZIP median household income. Full ladder: /cities.
- Thornton · lowest $52,109
Thornton · lowest
$52,109 median HH income
- Linden · near
Linden · near
$104,703 median HH income
- Ripon · near
Ripon · near
$112,097 median HH income
- Acampo · near
Acampo · near
$114,637 median HH income
- Lathrop · near
Lathrop · near
$125,421 median HH income
- Tracy · this city · highest
Tracy · this city · highest
$138,168 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Tracy, CA sits among US cities with a top-decile household income, on a mid-size population base, across a handful of delivery areas.
- Top 5%
- household income vs 25,278 US cities
- 106,426
- city population (Census)
- 4
- USPS ZIP codes covered
- $138,168
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
High-income footprint on only 4 ZIPs: the city page and the ZIP page nearly coincide. Headline income $138,168 and home value $823,325 should be read as near-neighborhood numbers ; bachelor's attainment averages 34.9%.
Owner-occupancy sits in a mixed band (66.6%) - check the ZIP page's tenure split before treating Tracy as a pure owner town.
Within California, The Sea Ranch is the closest lower-income city and Walnut Creek the closest higher-income city by average ZIP household income. Their 1 and 4 ZIP footprints are the immediate statewide comparison set for Tracy.
Within-city ZIP comparison
Where the ZIP codes inside Tracy differ
Tracy's city average masks two linked splits. Median household income runs from $102,555 in ZIP 95376 to $176,952 in ZIP 95391, while home values span $618,100 in 95376 to $947,000 in 95391. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.
- Income high-to-low ratio
- 1.7×
- Home-value high-to-low ratio
- 1.5×
- Poverty-rate spread
- 6 points
95376 to 95391
95376 to 95391
95377 to 95376
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Lead ZIP 95376 skews compact Tracy
In this 4-ZIP cluster, 95376 covers about 47% of Tracy's 106,426 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.
Census ZBP business roll-up
Balanced ZBP roll-up inside compact Tracy
Citywide ZBP: 2,454 establishments, 53,405 employees , annual payroll $2,852,342k (~23 establishments per 1,000 residents) across 4 of 4 ZIPs. Peak business ZIP 95376 (1,109 units) ; leading NAICS Transportation and warehousing (352) · also Health care and social assistance · Retail trade .
ZIP Codes in Tracy, CA
These ZIP codes sit in San Joaquin County, which covers 32 ZIP codes in all; 4 of them fall in Tracy. See the San Joaquin County roll-up →
No other city sharing San Joaquin County reports a higher average ZIP median income than Tracy. Stockton, Manteca and Lodi sit below it, so a household comparing this county on income alone starts here. Thornton marks the far end of that range at $52,109, 62% below Tracy.
Side-by-side: Compare 95376 vs 95377 →
Tracy roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Tracy, .