Lathrop, CA · standard
ZIP Code 95330
San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,853
- 320/sq mi High-density area
- $125,421
- Median income Above-median income area
- $643,400
- Median home value Above-median home value
- 27.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lathrop pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 320
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95330 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95330 (Lathrop, CA) rose +5.1% from 2023 to 2024. The all-transactions index moved from 278.1 in 2023 to 292.3 in 2024 (2000 = 100).
ZIP code 95330 is a mid-sized community (a standard USPS delivery area) in Lathrop, San Joaquin County, California, home to 17,853 residents across 55.7 square miles, a density of 320 people per square mile, in the Los Angeles time zone.
ZIP 95330 skews affluent, with a median household income of $125,421 (23% above the average California ZIP), while per-capita income is $39,299. The poverty rate is 7.1%, with unemployment at 8.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $643,400 (17% below the average California ZIP), and median rent is $2,531; owner occupancy is 84.9%.
Educational attainment sits below the national norm: 27.8% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 45 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95330 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95330
Top 5 sectors by establishment count in Lathrop, CA
Which industries have the most business establishments in ZIP 95330.
- Transportation and warehousing
Transportation and warehousing
163 establishments
- Accommodation and food services 51
Accommodation and food services
51 establishments
- Construction 43
Construction
43 establishments
- Retail trade 40
Retail trade
40 establishments
- Health care and social assistance 34
Health care and social assistance
34 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95330, Lathrop, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,853
Population
55.7
Area (sq mi)
320
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95330?
33.8
Median Age
51.4%
Male
48.6%
Female
32.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$125,421
Median Household Income
+23% vs state ZIP avg
$39,299
Per Capita Income
7.1%
Poverty Rate
8.9%
Unemployment Rate
44.8 min
Mean Commute Time
How ZIP 95330 ranks among California ZIPs
Lathrop, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$125,421 Top 24% higher than 76% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,202housing units
9,202
Total Housing Units
8,892
Occupied Units
310
Vacant Units
3.98
Avg Household Size
Occupancy Type
$643,400
Median Home Value
-17% vs state ZIP avg
$2,531
Median Rent
2007
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.1%
YoY Change (2024)
292
HPI Index (2000 = 100)
+192%
Total Change Since 2000
Home values in ZIP 95330 have increased 5.1% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 204 |
| 2021 | +20.0% | 245 |
| 2022 | +16.4% | 285 |
| 2023 | -2.3% | 278 |
| 2024 | +5.1% | 292 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 519 business establishments in ZIP 95330, employing approximately 11,344 people with a combined annual payroll of $687,663,000.
519
Businesses
11,344
Employees
$687.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 163 | 31.4% |
| Accommodation and food services | 51 | 9.8% |
| Construction | 43 | 8.3% |
| Retail trade | 40 | 7.7% |
| Health care and social assistance | 34 | 6.5% |
| Professional, scientific, and technical services | 32 | 6.2% |
| Administrative and support and waste management and remediation services | 29 | 5.6% |
| Real estate and rental and leasing | 27 | 5.2% |
| Manufacturing | 25 | 4.8% |
| Other services (except public administration) | 25 | 4.8% |
| Wholesale trade | 20 | 3.9% |
| Finance and insurance | 14 | 2.7% |
| Educational services | 5 | 1.0% |
| Arts, entertainment, and recreation | 5 | 1.0% |
| Information | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95330 vs 95231 →
ZIP 95330 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95206
Stockton (95206)
65,004 residents
- 95376
Tracy (95376)
49,859 residents
- 95336
Manteca (95336)
42,675 residents
- 95337
Manteca (95337)
31,557 residents
- 95330 17,853
Lathrop (95330)
17,853 residents
- 95304 15,706
Tracy (95304)
15,706 residents
- 95203 15,696
Stockton (95203)
15,696 residents
- 95202 6,521
Stockton (95202)
6,521 residents
- 95231 4,374
French Camp (95231)
4,374 residents
What this shows Among its immediate neighbors, ZIP 95330 ranks #5 by population - useful context the national average alone can't give.
ZIP 95330 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95330
Lathrop (95330)
$125,421 median income
- 95337
Manteca (95337)
$117,137 median income
- 95304
Tracy (95304)
$115,007 median income
- 95376
Tracy (95376)
$102,555 median income
- 95231
French Camp (95231)
$90,417 median income
- 95336
Manteca (95336)
$89,172 median income
- 95206
Stockton (95206)
$83,432 median income
- 95203
Stockton (95203)
$63,411 median income
- 95202 $31,020
Stockton (95202)
$31,020 median income
What this shows By household income, ZIP 95330 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95330, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,853 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95330 in?
ZIP code 95330 (Lathrop) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95330?
ZIP code 95330 in Lathrop, CA has a population of 17,853 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95330?
The median household income in ZIP 95330 is $125,421, which is 64% above the national average of $76,288.
What is the average home value in ZIP 95330?
The median home value in ZIP 95330 is $643,400, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 95330?
The largest racial group in ZIP 95330 is Asian at 33.6%. Hispanic or Latino residents make up 35.7% of the population.
How many businesses are in ZIP code 95330?
ZIP code 95330 has 519 business establishments employing approximately 11,344 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95330?
The top industries by establishment count in ZIP 95330 are: Transportation and warehousing (163), Accommodation and food services (51), Construction (43). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95330?
According to the FHFA House Price Index, home values in ZIP 95330 increased by 5.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95330?
In ZIP code 95330, 55.6% of residents aged 25+ have a high school diploma or higher, and 27.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95330?
The mean commute time for workers in ZIP code 95330 is 44.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95330?
In ZIP code 95330, approximately 84.9% of occupied housing units are owner-occupied and 15.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95330?
The poverty rate in ZIP code 95330 is 7.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95330's numbers, next.
- See how ZIP 95330 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lathrop, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.