Residential delivery area · California
ZIP Code 95231: French Camp, CA
ZIP code 95231 uses the postal name French Camp, California and lies entirely in San Joaquin County (Census 2020 ZIP-county file). About 3,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $90,417 (Census Bureau, ACS 2020-2024). By Census place, its land lies in French Camp (28%) and Lathrop (12%), and 3% in smaller places; 57% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- French Camp · its only residential ZIP
- County
- San Joaquin County
- Census places
- French Camp (28%) census-designated place; Lathrop (12%)
- Metro area
- Stockton-Lodi, CA
- House districts
- CA-9 (88%), CA-13 (12%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 10.8 sq mi · 362 people per sq mi
Where is ZIP code 95231?
95231 centers on 37.874°, -121.290° and covers 10.8 square miles of land plus 0.1 of water. It borders 3 ZIP codes: 95330, 95336, 95206.
The map draws ZIP code areas only. For the streets inside 95231, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95231 compare with the rest of San Joaquin County?
| Measure | 95231 | In San Joaquin County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 3,896 | 28th of 36 | 1,168th of 1,802 |
| Median household income | $90k | not ranked | not ranked |
| Median home value | $455k | not ranked | not ranked |
95231's income and home value are not ranked: most of its 3,896 residents live outside households (538 households): a campus, a base or an institution. Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 69% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95231?
The 2020 Census counted 4,808 people in 95231; the ACS, which samples households over 2020-2024, estimates 3,896. Between the 2010 and 2020 censuses its population grew 9.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,896±654 (90% margin)
- 2020 Census count
- 4,808+9.9% since 2010 (4,374)
- Households
- 538
- Median age
- 35.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95231?
Of the 3,896 people the ACS estimates in 95231, 17.8% are under 18 and 10.2% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (56.4%), then White (not Hispanic) (22.5%).
- Under 1817.8%
- 18 to 6472.0%
- 65 and older10.2%
- Hispanic or Latino56.4%
- White, not Hispanic22.5%
- Black, not Hispanic9.3%
- Other or two or more7.4%
- Asian, not Hispanic4.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95231 earn?
Median household income is $90,417 (ACS 2020-2024). It rose from $51,454 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $90,417±$29,723
- Income per person
- $18,248
- Below the poverty line
- 22.1%
- Unemployed (of the labor force)
- 5.0%
- Adults 25+ with a bachelor's degree
- 6.1%
- Adjusted gross income per tax return, 2022
- $55,9571,690 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95231?
FHFA's house price index for 95231, built from repeat sales and appraisals of the same homes, rose 100% from 2015 to 2025 and rose 31% from 2020 to 2025.
- Median home value (owners' estimate)
- $455,400
- Median gross rent
- $2,056
- Homes owned by their occupants
- 57.8%
- Housing units
- 647
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95231?
92 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in transportation and warehousing (ZIP Code Business Patterns).
- Transportation and warehousing22
- Construction14
- Health care and social assistance9
- Retail trade8
- Other services (except public administration)8
- Wholesale trade7
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95231?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95330 | Lathrop | 35,395 | $125k | 4.4 mi |
| 95336 | Manteca | 50,185 | $89k | 5.7 mi |
| 95206 | Stockton | 68,558 | $83k | 6.2 mi |
| 95202 | Stockton | 7,066 | $31k | 5.9 mi (near) |
| 95203 | Stockton | 15,930 | $63k | 6.0 mi (near) |
| 95205 | Stockton | 39,608 | $60k | 6.5 mi (near) |
| 95204 | Stockton | 31,035 | $76k | 7.1 mi (near) |
| 95211 | Stockton | 765 | – | 7.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.