ZIP Code 95231

ZIP code 95231 is classified by USPS as a standard delivery area and covers roughly 27.4 square miles in French Camp, San Joaquin County, California. The area is home to 4,374 residents, producing a population density of 160 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95231 against California and the nation.

On the economic side, the median household income for ZIP 95231 sits at $90,417 (11% below the California average), while per-capita income is $18,248. The poverty rate stands at 22.1% and the unemployment rate at 5.0%. On housing, the median home value is $455,400 (41% below the state average) with median rent at $2,056 per month, and 57.8% of occupied units are owner-occupied, a direct signal of whether 95231 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 6.1% of adults hold a bachelor's degree or higher, the median age is 35.5, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Joaquin County, so you can benchmark 95231 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →