Stockton, CA · standard
ZIP Code 95204
San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,786
- 2,103/sq mi High-density area
- $75,548
- Median income Near-median income area
- $387,100
- Median home value Above-median home value
- 20.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Stockton pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.
- Top 44%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 2,103
- people per sq mi
- 59%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95204 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95204 (Stockton, CA) rose +5.0% from 2023 to 2024. The all-transactions index moved from 296.7 in 2023 to 311.5 in 2024 (2000 = 100).
ZIP code 95204 is a densely settled ZIP (a standard USPS delivery area) in Stockton, San Joaquin County, California, with 27,786 residents across 13.2 square miles, a density of 2,103 people per square mile, in the Los Angeles time zone.
ZIP 95204 lands in the middle-income range, with a median household income of $75,548 (26% below the average California ZIP), while per-capita income is $34,307. The poverty rate is 13.7%, with unemployment at 7.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $387,100 (50% below the average California ZIP), and median rent is $1,457; owner occupancy is 59.4%.
Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 29 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95204 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95204
Top 5 sectors by establishment count in Stockton, CA
Which industries have the most business establishments in ZIP 95204.
- Health care and social assistance
Health care and social assistance
120 establishments
- Retail trade
Retail trade
61 establishments
- Accommodation and food services
Accommodation and food services
51 establishments
- Other services (except public administration)
Other services (except public administration)
48 establishments
- Construction 45
Construction
45 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95204, Stockton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
27,786
Population
13.2
Area (sq mi)
2,103
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95204?
36.7
Median Age
49.0%
Male
51.0%
Female
17.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$75,548
Median Household Income
-26% vs state ZIP avg
$34,307
Per Capita Income
13.7%
Poverty Rate
7.7%
Unemployment Rate
28.5 min
Mean Commute Time
How ZIP 95204 ranks among California ZIPs
Stockton, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$75,548 31st percentile higher than 31% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,344housing units
12,344
Total Housing Units
11,405
Occupied Units
939
Vacant Units
2.68
Avg Household Size
Occupancy Type
$387,100
Median Home Value
-50% vs state ZIP avg
$1,457
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.0%
YoY Change (2024)
312
HPI Index (2000 = 100)
+212%
Total Change Since 2000
Home values in ZIP 95204 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +212% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 225 |
| 2021 | +18.0% | 265 |
| 2022 | +10.8% | 294 |
| 2023 | +0.9% | 297 |
| 2024 | +5.0% | 312 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 445 business establishments in ZIP 95204, employing approximately 7,912 people with a combined annual payroll of $513,198,000.
445
Businesses
7,912
Employees
$513.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 120 | 27.0% |
| Retail trade | 61 | 13.7% |
| Accommodation and food services | 51 | 11.5% |
| Other services (except public administration) | 48 | 10.8% |
| Construction | 45 | 10.1% |
| Professional, scientific, and technical services | 28 | 6.3% |
| Real estate and rental and leasing | 25 | 5.6% |
| Administrative and support and waste management and remediation services | 11 | 2.5% |
| Finance and insurance | 10 | 2.3% |
| Transportation and warehousing | 9 | 2.0% |
| Manufacturing | 8 | 1.8% |
| Arts, entertainment, and recreation | 8 | 1.8% |
| Wholesale trade | 7 | 1.6% |
| Educational services | 6 | 1.4% |
| Information | 4 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95204 vs 95211 →
ZIP 95204 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95206
Stockton (95206)
65,004 residents
- 95207
Stockton (95207)
47,965 residents
- 95209
Stockton (95209)
39,488 residents
- 95210
Stockton (95210)
39,009 residents
- 95205
Stockton (95205)
38,069 residents
- 95204
Stockton (95204)
27,786 residents
- 95212 25,239
Stockton (95212)
25,239 residents
- 95203 15,696
Stockton (95203)
15,696 residents
- 95202 6,521
Stockton (95202)
6,521 residents
What this shows Among its immediate neighbors, ZIP 95204 ranks #6 by population - useful context the national average alone can't give.
ZIP 95204 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95212
Stockton (95212)
$111,720 median income
- 95209
Stockton (95209)
$108,675 median income
- 95231
French Camp (95231)
$90,417 median income
- 95206
Stockton (95206)
$83,432 median income
- 95204
Stockton (95204)
$75,548 median income
- 95207
Stockton (95207)
$69,455 median income
- 95210
Stockton (95210)
$67,991 median income
- 95203
Stockton (95203)
$63,411 median income
- 95205
Stockton (95205)
$60,325 median income
What this shows By household income, ZIP 95204 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95211 | Stockton, CA | 1,545 | 0.6 mi |
| 95203 | Stockton, CA | 15,696 | 1.6 mi |
| 95207 | Stockton, CA | 47,965 | 2.0 mi |
| 95202 | Stockton, CA | 6,521 | 2.0 mi |
| 95205 | Stockton, CA | 38,069 | 3.3 mi |
| 95210 | Stockton, CA | 39,009 | 4.1 mi |
| 95209 | Stockton, CA | 39,488 | 5.3 mi |
| 95231 | French Camp, CA | 4,374 | 7.1 mi |
| 95206 | Stockton, CA | 65,004 | 6.9 mi |
| 95212 | Stockton, CA | 25,239 | 7.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95204, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (27,786 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95204 in?
ZIP code 95204 (Stockton) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95204?
ZIP code 95204 in Stockton, CA has a population of 27,786 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95204?
The median household income in ZIP 95204 is $75,548, which is 1% below the national average of $76,288.
What is the average home value in ZIP 95204?
The median home value in ZIP 95204 is $387,100, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 95204?
The largest racial group in ZIP 95204 is White at 35.3%. Hispanic or Latino residents make up 51.4% of the population.
How many businesses are in ZIP code 95204?
ZIP code 95204 has 445 business establishments employing approximately 7,912 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95204?
The top industries by establishment count in ZIP 95204 are: Health care and social assistance (120), Retail trade (61), Accommodation and food services (51). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95204?
According to the FHFA House Price Index, home values in ZIP 95204 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 212%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95204?
In ZIP code 95204, 51.5% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95204?
The mean commute time for workers in ZIP code 95204 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95204?
In ZIP code 95204, approximately 59.4% of occupied housing units are owner-occupied and 40.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95204?
The poverty rate in ZIP code 95204 is 13.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95204's numbers, next.
- See how ZIP 95204 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stockton, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.