ZIP Code 95209

ZIP code 95209 is classified by USPS as a standard delivery area and covers roughly 21.7 square miles in Stockton, San Joaquin County, California. The area is home to 39,488 residents, producing a population density of 1,819 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95209 against California and the nation.

On the economic side, the median household income for ZIP 95209 sits at $108,675 (7% above the California average), while per-capita income is $38,008. The poverty rate stands at 8.5% and the unemployment rate at 9.6%. On housing, the median home value is $494,900 (36% below the state average) with median rent at $1,766 per month, and 74.1% of occupied units are owner-occupied, a direct signal of whether 95209 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.2% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Joaquin County, so you can benchmark 95209 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →