Lodi, CA · standard
ZIP Code 95242
San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 25,393
- 102/sq mi Moderate-density area
- $104,721
- Median income Above-median income area
- $567,100
- Median home value Above-median home value
- 33.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Lodi pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 10%
- home value, US ZIPs
- 102
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95242 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95242 (Lodi, CA) rose +1.4% from 2023 to 2024. The all-transactions index moved from 276.6 in 2023 to 280.4 in 2024 (2000 = 100).
ZIP code 95242 is a densely settled ZIP (a standard USPS delivery area) in Lodi, San Joaquin County, California, with 25,393 residents across 248.7 square miles, a density of 102 people per square mile, in the Los Angeles time zone.
ZIP 95242 lands in the middle-income range, with a median household income of $104,721 (3% above the average California ZIP), while per-capita income is $50,438. The poverty rate is 8.0%, with unemployment at 8.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $567,100 (27% below the average California ZIP), and median rent is $1,993; owner occupancy is 70.1%.
A solid share of residents have a four-year degree: 33.6% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 24 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95242 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95242
Top 5 sectors by establishment count in Lodi, CA
Which industries have the most business establishments in ZIP 95242.
- Health care and social assistance
Health care and social assistance
92 establishments
- Accommodation and food services
Accommodation and food services
68 establishments
- Construction
Construction
61 establishments
- Finance and insurance
Finance and insurance
52 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
49 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95242, Lodi, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
25,393
Population
248.7
Area (sq mi)
102
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95242?
41.1
Median Age
49.3%
Male
50.7%
Female
10.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,721
Median Household Income
+3% vs state ZIP avg
$50,438
Per Capita Income
8.0%
Poverty Rate
8.5%
Unemployment Rate
24.0 min
Mean Commute Time
How ZIP 95242 ranks among California ZIPs
Lodi, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$104,721 Top 39% higher than 61% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,441housing units
11,441
Total Housing Units
10,691
Occupied Units
750
Vacant Units
2.63
Avg Household Size
Occupancy Type
$567,100
Median Home Value
-27% vs state ZIP avg
$1,993
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.4%
YoY Change (2024)
280
HPI Index (2000 = 100)
+180%
Total Change Since 2000
Home values in ZIP 95242 have increased 1.4% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 216 |
| 2021 | +14.3% | 247 |
| 2022 | +13.0% | 280 |
| 2023 | -1.1% | 277 |
| 2024 | +1.4% | 280 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 562 business establishments in ZIP 95242, employing approximately 7,950 people with a combined annual payroll of $373,176,000.
562
Businesses
7,950
Employees
$373.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 92 | 16.4% |
| Accommodation and food services | 68 | 12.1% |
| Construction | 61 | 10.8% |
| Finance and insurance | 52 | 9.3% |
| Professional, scientific, and technical services | 49 | 8.7% |
| Retail trade | 47 | 8.4% |
| Other services (except public administration) | 46 | 8.2% |
| Transportation and warehousing | 38 | 6.8% |
| Real estate and rental and leasing | 30 | 5.3% |
| Administrative and support and waste management and remediation services | 24 | 4.3% |
| Manufacturing | 18 | 3.2% |
| Educational services | 12 | 2.1% |
| Wholesale trade | 9 | 1.6% |
| Information | 9 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95242 vs 95258 →
ZIP 95242 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95207
Stockton (95207)
47,965 residents
- 95209
Stockton (95209)
39,488 residents
- 95210
Stockton (95210)
39,009 residents
- 95632
Galt (95632)
29,269 residents
- 95219
Stockton (95219)
27,884 residents
- 95242
Lodi (95242)
25,393 residents
- 95258 4,018
Woodbridge (95258)
4,018 residents
- 95686 1,405
Thornton (95686)
1,405 residents
What this shows Among its immediate neighbors, ZIP 95242 ranks #6 by population - useful context the national average alone can't give.
ZIP 95242 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95219
Stockton (95219)
$112,268 median income
- 95209
Stockton (95209)
$108,675 median income
- 95242
Lodi (95242)
$104,721 median income
- 95632
Galt (95632)
$102,239 median income
- 95258
Woodbridge (95258)
$93,854 median income
- 95207
Stockton (95207)
$69,455 median income
- 95210
Stockton (95210)
$67,991 median income
- 95686
Thornton (95686)
$52,109 median income
What this shows By household income, ZIP 95242 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95242, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (25,393 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95242 in?
ZIP code 95242 (Lodi) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95242?
ZIP code 95242 in Lodi, CA has a population of 25,393 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95242?
The median household income in ZIP 95242 is $104,721, which is 37% above the national average of $76,288.
What is the average home value in ZIP 95242?
The median home value in ZIP 95242 is $567,100, which is 104% above the national average of $278,155.
What is the demographic makeup of ZIP 95242?
The largest racial group in ZIP 95242 is White at 66.4%. Hispanic or Latino residents make up 24.7% of the population.
How many businesses are in ZIP code 95242?
ZIP code 95242 has 562 business establishments employing approximately 7,950 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95242?
The top industries by establishment count in ZIP 95242 are: Health care and social assistance (92), Accommodation and food services (68), Construction (61). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 95242?
According to the FHFA House Price Index, home values in ZIP 95242 increased by 1.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95242?
In ZIP code 95242, 58.0% of residents aged 25+ have a high school diploma or higher, and 33.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95242?
The mean commute time for workers in ZIP code 95242 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95242?
In ZIP code 95242, approximately 70.1% of occupied housing units are owner-occupied and 29.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95242?
The poverty rate in ZIP code 95242 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95242's numbers, next.
- See how ZIP 95242 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lodi, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.