PlainZIP

Acampo, CA · standard

ZIP Code 95220

San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,273
49/sq mi
$114,637
Median income
$706,600
Median home value
23.5%
Bachelor's or higher

The verdict

Acampo pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 6%
home value, US ZIPs
49
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95220 against every reporting US ZIP.

ZIP code 95220 is a mid-sized community (a standard USPS delivery area) in Acampo, San Joaquin County, California, home to 7,273 residents across 149.0 square miles, a density of 49 people per square mile, in the Los Angeles time zone.

ZIP 95220 skews affluent, with a median household income of $114,637 (13% above the California average), while per-capita income is $53,216. Poverty here runs at 8.1%, with unemployment measured at 12.3%. On housing, the median home value is $706,600 (9% below the state average) with median rent at $1,368 per month, and 71.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 27 minutes. To put 95220 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in San Joaquin County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95220

Top 5 sectors by establishment count in Acampo, CA

Which industries have the most business establishments in ZIP 95220.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95220, Acampo, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,273

Population

149.0

Area (sq mi)

49

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95220?

40.0

Median Age

53.1%

Male

46.9%

Female

18.6%

Foreign-Born

White 63.9%
African American 0.2%
Asian 1.8%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.6%
Two or More Ethnicities 23.6%
Hispanic or Latino 35.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$114,637

Median Household Income

+13% vs state

$53,216

Per Capita Income

8.1%

Poverty Rate

12.3%

Unemployment Rate

27.2 min

Mean Commute Time

How ZIP 95220 ranks nationally

Acampo, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$114,637 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.2%
Bachelor's Degree or Higher 23.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,840

Total Housing Units

2,609

Occupied Units

231

Vacant Units

3.04

Avg Household Size

Occupancy Type

Owner 71.1%
Renter 28.9%

$706,600

Median Home Value

-9% vs state

$1,368

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.2%

YoY Change (2024)

302

HPI Index (2000 = 100)

+202%

Total Change Since 2000

Home values in ZIP 95220 have increased 14.2% over the past year (2024). Since 2000, this ZIP has seen +202% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 227
2021 +11.1% 252
2022 +11.8% 282
2023 -6.4% 264
2024 +14.2% 302

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 149 business establishments in ZIP 95220, employing approximately 1,102 people with a combined annual payroll of $73,385,000.

149

Businesses

1,102

Employees

$73.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 44 29.5%
Administrative and support and waste management and remediation services 18 12.1%
Retail trade 16 10.7%
Transportation and warehousing 16 10.7%
Manufacturing 15 10.1%
Professional, scientific, and technical services 11 7.4%
Real estate and rental and leasing 7 4.7%
Other services (except public administration) 6 4.0%
Finance and insurance 4 2.7%
Agriculture, forestry, fishing and hunting 3 2.0%
Wholesale trade 3 2.0%
Accommodation and food services 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95220 vs 95632 →

ZIP 95220 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95220 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95220 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95220 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95632 Galt, CA 29,269 5.5 mi
95258 Woodbridge, CA 4,018 4.4 mi
95237 Lockeford, CA 3,167 5.4 mi
95212 Stockton, CA 25,239 10.3 mi
95240 Lodi, CA 47,172 7.6 mi
95638 Herald, CA 2,255 11.4 mi
95209 Stockton, CA 39,488 12.0 mi

More ZIP Codes in San Joaquin County

95206 standard
Stockton, CA
Pop: 65,004
95376 standard
Tracy, CA
Pop: 49,859
95207 standard
Stockton, CA
Pop: 47,965
95240 standard
Lodi, CA
Pop: 47,172
95336 standard
Manteca, CA
Pop: 42,675
95209 standard
Stockton, CA
Pop: 39,488

Related Areas

San Joaquin County Acampo, CA California

Frequently Asked Questions

What county is ZIP code 95220 in? ▼
ZIP code 95220 (Acampo) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95220? ▼
ZIP code 95220 in Acampo, CA has a population of 7,273 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95220? ▼
The median household income in ZIP 95220 is $114,637, which is 50% above the national average of $76,288.
What is the average home value in ZIP 95220? ▼
The median home value in ZIP 95220 is $706,600, which is 154% above the national average of $278,155.
What is the demographic makeup of ZIP 95220? ▼
The largest racial group in ZIP 95220 is White at 63.9%. Hispanic or Latino residents make up 35.8% of the population.
How many businesses are in ZIP code 95220? ▼
ZIP code 95220 has 149 business establishments employing approximately 1,102 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95220? ▼
The top industries by establishment count in ZIP 95220 are: Construction (44), Administrative and support and waste management and remediation services (18), Retail trade (16). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 95220? ▼
According to the FHFA House Price Index, home values in ZIP 95220 increased by 14.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 202%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95220? ▼
In ZIP code 95220, 49.2% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95220? ▼
The mean commute time for workers in ZIP code 95220 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95220? ▼
In ZIP code 95220, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95220? ▼
The poverty rate in ZIP code 95220 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.