Acampo, CA · standard
ZIP Code 95220
San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,273
- 49/sq mi Moderate-density area
- $114,637
- Median income Above-median income area
- $706,600
- Median home value Above-median home value
- 23.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Acampo pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 49
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95220 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95220 (Acampo, CA) rose +14.2% from 2023 to 2024. The all-transactions index moved from 264.1 in 2023 to 301.7 in 2024 (2000 = 100).
ZIP code 95220 is a mid-sized community (a standard USPS delivery area) in Acampo, San Joaquin County, California, home to 7,273 residents across 149.0 square miles, a density of 49 people per square mile, in the Los Angeles time zone.
ZIP 95220 skews affluent, with a median household income of $114,637 (13% above the average California ZIP), while per-capita income is $53,216. Unemployment is 12.3%, an important qualifier alongside the household-income figure. Median home value is $706,600 (9% below the average California ZIP) and median rent is $1,368; 71.1% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 27 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95220 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95220
Top 5 sectors by establishment count in Acampo, CA
Which industries have the most business establishments in ZIP 95220.
- Construction
Construction
44 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
18 establishments
- Retail trade 16
Retail trade
16 establishments
- Transportation and warehousing 16
Transportation and warehousing
16 establishments
- Manufacturing 15
Manufacturing
15 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95220, Acampo, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,273
Population
149.0
Area (sq mi)
49
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95220?
40.0
Median Age
53.1%
Male
46.9%
Female
18.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$114,637
Median Household Income
+13% vs state ZIP avg
$53,216
Per Capita Income
8.1%
Poverty Rate
12.3%
Unemployment Rate
27.2 min
Mean Commute Time
How ZIP 95220 ranks among California ZIPs
Acampo, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$114,637 Top 31% higher than 69% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,840housing units
2,840
Total Housing Units
2,609
Occupied Units
231
Vacant Units
3.04
Avg Household Size
Occupancy Type
$706,600
Median Home Value
-9% vs state ZIP avg
$1,368
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.2%
YoY Change (2024)
302
HPI Index (2000 = 100)
+202%
Total Change Since 2000
Home values in ZIP 95220 have increased 14.2% over the past year (2024). Since 2000, this ZIP has seen +202% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 227 |
| 2021 | +11.1% | 252 |
| 2022 | +11.8% | 282 |
| 2023 | -6.4% | 264 |
| 2024 | +14.2% | 302 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 149 business establishments in ZIP 95220, employing approximately 1,102 people with a combined annual payroll of $73,385,000.
149
Businesses
1,102
Employees
$73.4M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 44 | 29.5% |
| Administrative and support and waste management and remediation services | 18 | 12.1% |
| Retail trade | 16 | 10.7% |
| Transportation and warehousing | 16 | 10.7% |
| Manufacturing | 15 | 10.1% |
| Professional, scientific, and technical services | 11 | 7.4% |
| Real estate and rental and leasing | 7 | 4.7% |
| Other services (except public administration) | 6 | 4.0% |
| Finance and insurance | 4 | 2.7% |
| Agriculture, forestry, fishing and hunting | 3 | 2.0% |
| Wholesale trade | 3 | 2.0% |
| Accommodation and food services | 3 | 2.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95220 vs 95632 →
ZIP 95220 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95240
Lodi (95240)
47,172 residents
- 95209
Stockton (95209)
39,488 residents
- 95632
Galt (95632)
29,269 residents
- 95212
Stockton (95212)
25,239 residents
- 95220 7,273
Acampo (95220)
7,273 residents
- 95258 4,018
Woodbridge (95258)
4,018 residents
- 95237 3,167
Lockeford (95237)
3,167 residents
- 95638 2,255
Herald (95638)
2,255 residents
What this shows Among its immediate neighbors, ZIP 95220 ranks #5 by population - useful context the national average alone can't give.
ZIP 95220 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95220
Acampo (95220)
$114,637 median income
- 95212
Stockton (95212)
$111,720 median income
- 95209
Stockton (95209)
$108,675 median income
- 95632
Galt (95632)
$102,239 median income
- 95258
Woodbridge (95258)
$93,854 median income
- 95638
Herald (95638)
$91,500 median income
- 95237
Lockeford (95237)
$87,117 median income
- 95240
Lodi (95240)
$82,137 median income
What this shows By household income, ZIP 95220 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95220, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,273 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95220 in?
ZIP code 95220 (Acampo) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95220?
ZIP code 95220 in Acampo, CA has a population of 7,273 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95220?
The median household income in ZIP 95220 is $114,637, which is 50% above the national average of $76,288.
What is the average home value in ZIP 95220?
The median home value in ZIP 95220 is $706,600, which is 154% above the national average of $278,155.
What is the demographic makeup of ZIP 95220?
The largest racial group in ZIP 95220 is White at 63.9%. Hispanic or Latino residents make up 35.8% of the population.
How many businesses are in ZIP code 95220?
ZIP code 95220 has 149 business establishments employing approximately 1,102 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95220?
The top industries by establishment count in ZIP 95220 are: Construction (44), Administrative and support and waste management and remediation services (18), Retail trade (16). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 95220?
According to the FHFA House Price Index, home values in ZIP 95220 increased by 14.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 202%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95220?
In ZIP code 95220, 49.2% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95220?
The mean commute time for workers in ZIP code 95220 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95220?
In ZIP code 95220, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95220?
The poverty rate in ZIP code 95220 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95220's numbers, next.
- See how ZIP 95220 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Acampo, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.