Lockeford, CA · standard
ZIP Code 95237
San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,167
- 153/sq mi High-density area
- $87,117
- Median income Above-median income area
- $490,500
- Median home value Above-median home value
- 19.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lockeford pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 30%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 153
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95237 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95237 (Lockeford, CA) fell -4.7% from 2023 to 2024. The all-transactions index moved from 301.6 in 2023 to 287.3 in 2024 (2000 = 100).
ZIP code 95237 covers 20.7 square miles in Lockeford, San Joaquin County, California (a standard USPS delivery area), with a modest 3,167 residents on file, a density of 153 people per square mile, in the Los Angeles time zone.
ZIP 95237 lands in the middle-income range, with a median household income of $87,117 (14% below the average California ZIP), while per-capita income is $46,104. The poverty rate is 5.6%, with unemployment at 4.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $490,500 (37% below the average California ZIP), and median rent is $1,286; owner occupancy is 75.0%.
Educational attainment sits below the national norm: 19.9% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 28 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95237 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95237
Top 5 sectors by establishment count in Lockeford, CA
Which industries have the most business establishments in ZIP 95237.
- Retail trade
Retail trade
14 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Construction
Construction
9 establishments
- Manufacturing
Manufacturing
6 establishments
- Transportation and warehousing
Transportation and warehousing
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95237, Lockeford, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,167
Population
20.7
Area (sq mi)
153
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95237?
42.6
Median Age
50.6%
Male
49.4%
Female
13.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,117
Median Household Income
-14% vs state ZIP avg
$46,104
Per Capita Income
5.6%
Poverty Rate
4.7%
Unemployment Rate
28.1 min
Mean Commute Time
How ZIP 95237 ranks among California ZIPs
Lockeford, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$87,117 43rd percentile higher than 43% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,529housing units
1,529
Total Housing Units
1,529
Occupied Units
0
Vacant Units
2.37
Avg Household Size
Occupancy Type
$490,500
Median Home Value
-37% vs state ZIP avg
$1,286
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.7%
YoY Change (2024)
287
HPI Index (2000 = 100)
+187%
Total Change Since 2000
Home values in ZIP 95237 have decreased 4.7% over the past year (2024). Since 2000, this ZIP has seen +187% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 232 |
| 2021 | +15.3% | 267 |
| 2022 | +11.3% | 297 |
| 2023 | +1.5% | 302 |
| 2024 | -4.7% | 287 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 72 business establishments in ZIP 95237, employing approximately 704 people with a combined annual payroll of $28,276,000.
72
Businesses
704
Employees
$28.3M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 14 | 19.4% |
| Accommodation and food services | 12 | 16.7% |
| Construction | 9 | 12.5% |
| Manufacturing | 6 | 8.3% |
| Transportation and warehousing | 6 | 8.3% |
| Finance and insurance | 5 | 6.9% |
| Professional, scientific, and technical services | 5 | 6.9% |
| Other services (except public administration) | 5 | 6.9% |
| Real estate and rental and leasing | 3 | 4.2% |
| Administrative and support and waste management and remediation services | 3 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95237 vs 95240 →
ZIP 95237 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95240
Lodi (95240)
47,172 residents
- 95210
Stockton (95210)
39,009 residents
- 95632
Galt (95632)
29,269 residents
- 95212
Stockton (95212)
25,239 residents
- 95220 7,273
Acampo (95220)
7,273 residents
- 95236 4,223
Linden (95236)
4,223 residents
- 95237 3,167
Lockeford (95237)
3,167 residents
- 95227 941
Clements (95227)
941 residents
What this shows Among its immediate neighbors, ZIP 95237 ranks #7 by population - useful context the national average alone can't give.
ZIP 95237 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95227
Clements (95227)
$150,750 median income
- 95220
Acampo (95220)
$114,637 median income
- 95212
Stockton (95212)
$111,720 median income
- 95236
Linden (95236)
$104,703 median income
- 95632
Galt (95632)
$102,239 median income
- 95237
Lockeford (95237)
$87,117 median income
- 95240
Lodi (95240)
$82,137 median income
- 95210
Stockton (95210)
$67,991 median income
What this shows By household income, ZIP 95237 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95237, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,167 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95237 in?
ZIP code 95237 (Lockeford) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95237?
ZIP code 95237 in Lockeford, CA has a population of 3,167 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95237?
The median household income in ZIP 95237 is $87,117, which is 14% above the national average of $76,288.
What is the average home value in ZIP 95237?
The median home value in ZIP 95237 is $490,500, which is 76% above the national average of $278,155.
What is the demographic makeup of ZIP 95237?
The largest racial group in ZIP 95237 is White at 62.3%. Hispanic or Latino residents make up 31.9% of the population.
How many businesses are in ZIP code 95237?
ZIP code 95237 has 72 business establishments employing approximately 704 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95237?
The top industries by establishment count in ZIP 95237 are: Retail trade (14), Accommodation and food services (12), Construction (9). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95237?
According to the FHFA House Price Index, home values in ZIP 95237 decreased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 187%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95237?
In ZIP code 95237, 56.1% of residents aged 25+ have a high school diploma or higher, and 19.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95237?
The mean commute time for workers in ZIP code 95237 is 28.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95237?
In ZIP code 95237, approximately 75.0% of occupied housing units are owner-occupied and 25.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95237?
The poverty rate in ZIP code 95237 is 5.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95237's numbers, next.
- See how ZIP 95237 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lockeford, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.