Residential delivery area · California

ZIP Code 95240: Lodi, CA

ZIP code 95240 uses the postal name Lodi, California and lies entirely in San Joaquin County (Census 2020 ZIP-county file). About 51,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Lodi's 2 residential ZIP codes. Median household income is $82,137 (Census Bureau, ACS 2020-2024). By Census place, 11% of its land lies in Lodi, and 4% in smaller places; 86% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
952sectional center: Sacramento, CA (SCF 956)
40delivery area within it
Town
Lodi · 2 residential ZIPs
Census places
Lodi
Neighborhoods
Guild, Lodi Junction, Pearson, Pope GeoNames
Metro area
Stockton-Lodi, CA
House district
CA-9 119th Congress
Time zone
Pacific
Land area
68.2 sq mi · 741 people per sq mi
PO Box ZIPs
95241 also use the name Lodi

Where is ZIP code 95240?

95240 centers on 38.124°, -121.159° and covers 68.2 square miles of land plus 0.4 of water. It borders 8 ZIP codes: 95237, 95253, 95212, 95220, 95227, 95236, 95210, 95242.

95210 · Stockton95212 · Stockton95220 · Acampo95227 · Clements95236 · Linden95237 · Lockeford95242 · Lodi95253 · Victor95240 · Lodi (this ZIP)95240952369524295220952279521295237952109525395210 · Stockton95212 · Stockton95220 · Acampo95227 · Clements95236 · Linden95237 · Lockeford95242 · Lodi95253 · Victor95240 · Lodi (this ZIP)952409523695242952209522795212952379521095210 · Stockton95212 · Stockton95220 · Acampo95227 · Clements95236 · Linden95237 · Lockeford95242 · Lodi95253 · Victor95240 · Lodi (this ZIP)95240952369524295220952279521295237
Shaded by median household income, in national fifths (ACS 2020-2024); 95240 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 95240, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 95240 compare with the rest of Lodi?

Rank of 95240 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure95240In LodiIn San Joaquin CountyIn CA
People (ACS 2020-2024)50,5171st of 24th of 36220th of 1,802
Median household income$82k2nd of 219th of 27808th of 1,189
Median home value$472k2nd of 220th of 29979th of 1,317

Its median household income is higher than in 65% of U.S. residential ZIP codes, and it is denser than 76% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 95240?

The 2020 Census counted 49,102 people in 95240; the ACS, which samples households over 2020-2024, estimates 50,517. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
50,517
2020 Census count
49,102
Households
16,064
Median age
34.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 95240?

Of the 50,517 people the ACS estimates in 95240, 25.6% are under 18 and 14.1% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (49.4%), then White (not Hispanic) (33.6%).

  • Under 1825.6%
  • 18 to 6460.3%
  • 65 and older14.1%
Age of the people of 95240 (ACS 2020-2024, B01001)
  • Hispanic or Latino49.4%
  • White, not Hispanic33.6%
  • Asian, not Hispanic11.0%
  • Other or two or more5.1%
  • Black, not Hispanic0.9%
Race and Hispanic origin in 95240 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 95240 earn?

Median household income is $82,137 (ACS 2020-2024), the 19th highest of the 27 ranked ZIP codes in San Joaquin County.

Median household income
$82,137
Income per person
$34,054
Below the poverty line
14.4%
Unemployed (of the labor force)
8.8%
Adults 25+ with a bachelor's degree
19.6%
Adjusted gross income per tax return, 2022
$69,08219,830 returns; wages 72% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 95240?

FHFA's house price index for 95240, built from repeat sales and appraisals of the same homes, rose 98% from 2015 to 2025 and rose 36% from 2020 to 2025, and moved +0.8% in 2025.

Median home value (owners' estimate)
$472,100
Median gross rent
$1,571
Homes owned by their occupants
51.0%
Housing units
17,354
0 400 800 1200 197619902000201020202025 0 400 800 1200 197619902000201020202025 0 400 800 1200 197619902000201020202025
Index = 100 in 1976, the first year FHFA reports for 95240; 2025: 1259.5. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 95240?

1,220 business establishments had a location in this ZIP code in 2023, 104 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction154
  • Retail trade147
  • Health care and social assistance139
  • Other services (except public administration)132
  • Accommodation and food services128
  • Manufacturing90

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 95240?

ZIP codes that share a boundary with 95240, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
95237Lockeford3,639$87k2.2 mi
95253Victor609$145k2.6 mi
95212Stockton28,437$112k6.5 mi
95220Acampo7,931$115k6.7 mi
95227Clements910$151k8.4 mi
95236Linden4,490$105k8.5 mi
95210Stockton41,549$68k9.9 mi
95242Lodi28,427$105k12.3 mi
95258Woodbridge4,144$94k8.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.