Residential delivery area · California
ZIP Code 95632: Galt, CA
ZIP code 95632 uses the postal name Galt, California and lies mostly in Sacramento County (69% of its land) with the rest in San Joaquin County (Census 2020 ZIP-county file). About 32,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $102,239 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Galt, and 7% in smaller places; 87% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Galt · its only residential ZIP
- County
- Sacramento County (69%); San Joaquin County (31%)
- Census places
- Galt
- Metro area
- Sacramento-Roseville-Folsom, CA
- House districts
- CA-7 (69%), CA-9 (31%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 113.3 sq mi · 287 people per sq mi
Where is ZIP code 95632?
95632 centers on 38.274°, -121.259° and covers 113.3 square miles of land plus 0.6 of water. It borders 9 ZIP codes: 95220, 95693, 95757, 95624, 95638, 95242, 95227, 95686, 95640.
The map draws ZIP code areas only. For the streets inside 95632, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95632 compare with the rest of Sacramento County?
| Measure | 95632 | In Sacramento County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 32,493 | 27th of 56 | 552nd of 1,802 |
| Median household income | $102k | 14th of 45 | 557th of 1,189 |
| Median home value | $522k | 24th of 47 | 925th of 1,317 |
Its median household income is higher than in 82% of U.S. residential ZIP codes, and it is denser than 67% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95632?
The 2020 Census counted 31,470 people in 95632; the ACS, which samples households over 2020-2024, estimates 32,493. Between the 2010 and 2020 censuses its population grew 7.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 32,493
- 2020 Census count
- 31,470+7.5% since 2010 (29,269)
- Households
- 10,275
- Median age
- 38.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95632?
Of the 32,493 people the ACS estimates in 95632, 23.0% are under 18 and 14.9% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (45.5%), then White (not Hispanic) (44.1%).
- Under 1823.0%
- 18 to 6462.1%
- 65 and older14.9%
- Hispanic or Latino45.5%
- White, not Hispanic44.1%
- Asian, not Hispanic4.6%
- Other or two or more4.2%
- Black, not Hispanic1.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95632 earn?
Median household income is $102,239 (ACS 2020-2024), the 14th highest of the 45 ranked ZIP codes in Sacramento County. It is not measurably different from 2015-2019 ($93,661 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $102,239±$10,990
- Income per person
- $42,521
- Below the poverty line
- 8.5%
- Unemployed (of the labor force)
- 7.1%
- Adults 25+ with a bachelor's degree
- 21.9%
- Adjusted gross income per tax return, 2022
- $76,42414,620 returns; wages 78% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95632?
FHFA's house price index for 95632, built from repeat sales and appraisals of the same homes, rose 89% from 2015 to 2025 and rose 34% from 2020 to 2025, and moved +0.4% in 2025.
- Median home value (owners' estimate)
- $522,200
- Median gross rent
- $1,713
- Homes owned by their occupants
- 76.1%
- Housing units
- 10,712
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95632?
458 business establishments had a location in this ZIP code in 2023, 58 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction91
- Accommodation and food services55
- Retail trade45
- Other services (except public administration)42
- Transportation and warehousing38
- Health care and social assistance38
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95632?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95220 | Acampo | 7,931 | $115k | 5.3 mi |
| 95693 | Wilton | 7,961 | $161k | 8.8 mi |
| 95757 | Elk Grove | 56,764 | $138k | 10.4 mi |
| 95624 | Elk Grove | 67,630 | $125k | 11.3 mi |
| 95638 | Herald | 2,517 | $92k | 11.3 mi |
| 95242 | Lodi | 28,427 | $105k | 11.7 mi |
| 95227 | Clements | 910 | $151k | 12.1 mi |
| 95686 | Thornton | 1,171 | $52k | 16.3 mi |
| 95640 | Ione | 13,926 | $97k | 17.9 mi |
| 95258 | Woodbridge | 4,144 | $94k | 7.6 mi (near) |
| 95253 | Victor | 609 | $145k | 9.5 mi (near) |
| 95237 | Lockeford | 3,639 | $87k | 10.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.