ZIP Code 95638

ZIP code 95638 is classified by USPS as a standard delivery area and covers roughly 203.2 square miles in Herald, Sacramento County, California. The area is home to 2,255 residents, producing a population density of 11 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95638 against California and the nation.

On the economic side, the median household income for ZIP 95638 sits at $91,500 (10% below the California average), while per-capita income is $40,168. The poverty rate stands at 4.9% and the unemployment rate at 7.1%. On housing, the median home value is $713,600 (8% below the state average) with median rent at $1,670 per month, and 85.5% of occupied units are owner-occupied, a direct signal of whether 95638 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.2% of adults hold a bachelor's degree or higher, the median age is 47.9, and the average commute is 33 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95638 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →