Thornton, CA · standard

ZIP Code 95686

San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,405
20/sq mi Moderate-density area
$52,109
Median income Below-median income area
$448,900
Median home value Above-median home value
15.3%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Thornton pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, mixed-tenure area.

17th pct
household income, US ZIPs
Top 16%
home value, US ZIPs
20
people per sq mi
57%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95686 against every reporting US ZIP.

ZIP code 95686 is a sparsely populated ZIP (a standard USPS delivery area) in Thornton, San Joaquin County, California, home to just 1,405 residents across 70.6 square miles, a density of 20 people per square mile, in the Los Angeles time zone.

ZIP 95686 reports a modest median household income of $52,109 (49% below the average California ZIP), while per-capita income is $26,647. The poverty rate is 19.2%, with unemployment at 7.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $448,900 (42% below the average California ZIP), and median rent is $884; owner occupancy is 57.2%.

Educational attainment sits below the national norm: 15.3% of adults hold a bachelor's degree or higher, the median age is 36.1, and the average commute is -. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95686 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95686, Thornton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,405

Population

70.6

Area (sq mi)

20

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95686?

36.1

Median Age

52.4%

Male

47.6%

Female

25.4%

Foreign-Born

White 47.5%
African American 4.4%
Asian 1.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.3%
Hispanic or Latino 50.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,109

Median Household Income

-49% vs state ZIP avg

$26,647

Per Capita Income

19.2%

Poverty Rate

7.9%

Unemployment Rate

How ZIP 95686 ranks among California ZIPs

Thornton, CA household income vs. every California ZIP code

Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$52,109 8th percentile higher than 8% of 1,583 California ZIPs

This ZIP $0 $200K+ every California ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 44.0%
Bachelor's Degree or Higher 15.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

429

Total Housing Units

395

Occupied Units

34

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 57.2%
Renter 42.8%

$448,900

Median Home Value

-42% vs state ZIP avg

$884

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 95686, employing approximately 246 people with a combined annual payroll of $18,202,000.

13

Businesses

246

Employees

$18.2M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 23.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95686 vs 95690 →

ZIP 95686 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95686 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95686 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95686 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95690 Walnut Grove, CA 2,533 5.7 mi
95680 Ryde, CA 146 6.2 mi
95641 Isleton, CA 1,986 6.5 mi
95242 Lodi, CA 25,393 6.5 mi
95219 Stockton, CA 27,884 10.3 mi
95615 Courtland, CA 834 9.0 mi
95209 Stockton, CA 39,488 12.5 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 95686, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,405 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in San Joaquin County

Frequently Asked Questions

What county is ZIP code 95686 in?

ZIP code 95686 (Thornton) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.

What is the population of ZIP code 95686?

ZIP code 95686 in Thornton, CA has a population of 1,405 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 95686?

The median household income in ZIP 95686 is $52,109, which is 32% below the national average of $76,288.

What is the average home value in ZIP 95686?

The median home value in ZIP 95686 is $448,900, which is 61% above the national average of $278,155.

What is the demographic makeup of ZIP 95686?

The largest racial group in ZIP 95686 is White at 47.5%. Hispanic or Latino residents make up 50.4% of the population.

How many businesses are in ZIP code 95686?

ZIP code 95686 has 13 business establishments employing approximately 246 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What is the education level in ZIP code 95686?

In ZIP code 95686, 44.0% of residents aged 25+ have a high school diploma or higher, and 15.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 95686?

In ZIP code 95686, approximately 57.2% of occupied housing units are owner-occupied and 42.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 95686?

The poverty rate in ZIP code 95686 is 19.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 95686's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.