Stockton, CA · standard

ZIP Code 95207

San Joaquin County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

47,965
2,552/sq mi
$69,455
Median income
$432,800
Median home value
21.2%
Bachelor's or higher

The verdict

Stockton pairs a below-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.

46th pct
household income, US ZIPs
Top 18%
home value, US ZIPs
2,552
people per sq mi
42%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95207 against every reporting US ZIP.

ZIP code 95207 is classified by USPS as a standard delivery area and covers roughly 18.8 square miles in Stockton, San Joaquin County, California. The area is home to 47,965 residents, producing a population density of 2,552 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95207 against California and the nation.

On the economic side, the median household income for ZIP 95207 sits at $69,455 (32% below the California average), while per-capita income is $34,056. The poverty rate stands at 18.9% and the unemployment rate at 9.5%. On housing, the median home value is $432,800 (44% below the state average) with median rent at $1,648 per month, and 41.6% of occupied units are owner-occupied, a direct signal of whether 95207 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.2% of adults hold a bachelor's degree or higher, the median age is 33.1, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Joaquin County, so you can benchmark 95207 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95207

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95207.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95207, Stockton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

47,965

Population

18.8

Area (sq mi)

2,552

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95207?

33.1

Median Age

50.6%

Male

49.4%

Female

19.1%

Foreign-Born

White 28.3%
African American 13.0%
Asian 12.8%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.8%
Two or More Ethnicities 23.1%
Hispanic or Latino 43.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,455

Median Household Income

-32% vs state

$34,056

Per Capita Income

18.9%

Poverty Rate

9.5%

Unemployment Rate

31.9 min

Mean Commute Time

How ZIP 95207 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$69,455 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.7%
Bachelor's Degree or Higher 21.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,339

Total Housing Units

18,971

Occupied Units

1,368

Vacant Units

2.72

Avg Household Size

Occupancy Type

Owner 41.6%
Renter 58.4%

$432,800

Median Home Value

-44% vs state

$1,648

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.6%

YoY Change (2024)

323

HPI Index (2000 = 100)

+223%

Total Change Since 2000

Home values in ZIP 95207 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 222
2021 +17.1% 260
2022 +15.4% 300
2023 +3.9% 312
2024 +3.6% 323

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,205 business establishments in ZIP 95207, employing approximately 16,922 people with a combined annual payroll of $681,964,000.

1,205

Businesses

16,922

Employees

$682.0M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 263 21.8%
Retail trade 191 15.8%
Accommodation and food services 138 11.4%
Finance and insurance 116 9.6%
Other services (except public administration) 113 9.4%
Professional, scientific, and technical services 98 8.1%
Real estate and rental and leasing 75 6.2%
Construction 55 4.6%
Administrative and support and waste management and remediation services 49 4.1%
Transportation and warehousing 25 2.1%
Educational services 20 1.7%
Information 15 1.2%
Wholesale trade 13 1.1%
Arts, entertainment, and recreation 12 1.0%
Manufacturing 9 0.8%
Management of companies and enterprises 7 0.6%
Industries not classified 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95207 vs 95204 →

ZIP 95207 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95207 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95207 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95207 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95204 Stockton, CA 27,786 2.0 mi
95211 Stockton, CA 1,545 1.7 mi
95210 Stockton, CA 39,009 2.4 mi
95203 Stockton, CA 15,696 3.5 mi
95209 Stockton, CA 39,488 3.4 mi
95202 Stockton, CA 6,521 3.6 mi
95205 Stockton, CA 38,069 4.4 mi
95212 Stockton, CA 25,239 6.1 mi
95231 French Camp, CA 4,374 9.1 mi
95206 Stockton, CA 65,004 8.1 mi

More ZIP Codes in San Joaquin County

Frequently Asked Questions

What county is ZIP code 95207 in?
ZIP code 95207 (Stockton) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95207?
ZIP code 95207 in Stockton, CA has a population of 47,965 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95207?
The median household income in ZIP 95207 is $69,455, which is 9% below the national average of $76,288.
What is the average home value in ZIP 95207?
The median home value in ZIP 95207 is $432,800, which is 56% above the national average of $278,155.
What is the demographic makeup of ZIP 95207?
The largest racial group in ZIP 95207 is White at 28.3%. Hispanic or Latino residents make up 43.2% of the population.
How many businesses are in ZIP code 95207?
ZIP code 95207 has 1,205 business establishments employing approximately 16,922 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95207?
The top industries by establishment count in ZIP 95207 are: Health care and social assistance (263), Retail trade (191), Accommodation and food services (138). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 95207?
According to the FHFA House Price Index, home values in ZIP 95207 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 223%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95207?
In ZIP code 95207, 49.7% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95207?
The mean commute time for workers in ZIP code 95207 is 31.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95207?
In ZIP code 95207, approximately 41.6% of occupied housing units are owner-occupied and 58.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95207?
The poverty rate in ZIP code 95207 is 18.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Stockton, CA

Verify and explore additional data for this area using these official government sources.