Stockton, CA · standard
ZIP Code 95207
San Joaquin County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 47,965
- 2,552/sq mi
- $69,455
- Median income
- $432,800
- Median home value
- 21.2%
- Bachelor's or higher
The verdict
Stockton pairs a below-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.
- 46th pct
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 2,552
- people per sq mi
- 42%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95207 against every reporting US ZIP.
ZIP code 95207 is classified by USPS as a standard delivery area and covers roughly 18.8 square miles in Stockton, San Joaquin County, California. The area is home to 47,965 residents, producing a population density of 2,552 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95207 against California and the nation.
On the economic side, the median household income for ZIP 95207 sits at $69,455 (32% below the California average), while per-capita income is $34,056. The poverty rate stands at 18.9% and the unemployment rate at 9.5%. On housing, the median home value is $432,800 (44% below the state average) with median rent at $1,648 per month, and 41.6% of occupied units are owner-occupied, a direct signal of whether 95207 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.2% of adults hold a bachelor's degree or higher, the median age is 33.1, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Joaquin County, so you can benchmark 95207 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95207
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95207.
- Health care and social assistance
Health care and social assistance
263 establishments
- Retail trade
Retail trade
191 establishments
- Accommodation and food services
Accommodation and food services
138 establishments
- Finance and insurance
Finance and insurance
116 establishments
- Other services (except public administration)
Other services (except public administration)
113 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95207, Stockton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
47,965
Population
18.8
Area (sq mi)
2,552
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95207?
33.1
Median Age
50.6%
Male
49.4%
Female
19.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,455
Median Household Income
-32% vs state
$34,056
Per Capita Income
18.9%
Poverty Rate
9.5%
Unemployment Rate
31.9 min
Mean Commute Time
How ZIP 95207 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$69,455 46th percentile higher than 46% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
20,339
Total Housing Units
18,971
Occupied Units
1,368
Vacant Units
2.72
Avg Household Size
Occupancy Type
$432,800
Median Home Value
-44% vs state
$1,648
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.6%
YoY Change (2024)
323
HPI Index (2000 = 100)
+223%
Total Change Since 2000
Home values in ZIP 95207 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.9% | 222 |
| 2021 | +17.1% | 260 |
| 2022 | +15.4% | 300 |
| 2023 | +3.9% | 312 |
| 2024 | +3.6% | 323 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,205 business establishments in ZIP 95207, employing approximately 16,922 people with a combined annual payroll of $681,964,000.
1,205
Businesses
16,922
Employees
$682.0M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 263 | 21.8% |
| Retail trade | 191 | 15.8% |
| Accommodation and food services | 138 | 11.4% |
| Finance and insurance | 116 | 9.6% |
| Other services (except public administration) | 113 | 9.4% |
| Professional, scientific, and technical services | 98 | 8.1% |
| Real estate and rental and leasing | 75 | 6.2% |
| Construction | 55 | 4.6% |
| Administrative and support and waste management and remediation services | 49 | 4.1% |
| Transportation and warehousing | 25 | 2.1% |
| Educational services | 20 | 1.7% |
| Information | 15 | 1.2% |
| Wholesale trade | 13 | 1.1% |
| Arts, entertainment, and recreation | 12 | 1.0% |
| Manufacturing | 9 | 0.8% |
| Management of companies and enterprises | 7 | 0.6% |
| Industries not classified | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95207 vs 95204 →
ZIP 95207 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95206
Stockton (95206)
65,004 residents
- 95207
Stockton (95207)
47,965 residents
- 95209
Stockton (95209)
39,488 residents
- 95210
Stockton (95210)
39,009 residents
- 95205
Stockton (95205)
38,069 residents
- 95204
Stockton (95204)
27,786 residents
- 95212 25,239
Stockton (95212)
25,239 residents
- 95203 15,696
Stockton (95203)
15,696 residents
- 95202 6,521
Stockton (95202)
6,521 residents
What this shows Among its immediate neighbors, ZIP 95207 ranks #2 by population — useful context the national average alone can't give.
ZIP 95207 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95212
Stockton (95212)
$111,720 median income
- 95209
Stockton (95209)
$108,675 median income
- 95231
French Camp (95231)
$90,417 median income
- 95206
Stockton (95206)
$83,432 median income
- 95204
Stockton (95204)
$75,548 median income
- 95207
Stockton (95207)
$69,455 median income
- 95210
Stockton (95210)
$67,991 median income
- 95203
Stockton (95203)
$63,411 median income
- 95205
Stockton (95205)
$60,325 median income
What this shows By household income, ZIP 95207 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95204 | Stockton, CA | 27,786 | 2.0 mi |
| 95211 | Stockton, CA | 1,545 | 1.7 mi |
| 95210 | Stockton, CA | 39,009 | 2.4 mi |
| 95203 | Stockton, CA | 15,696 | 3.5 mi |
| 95209 | Stockton, CA | 39,488 | 3.4 mi |
| 95202 | Stockton, CA | 6,521 | 3.6 mi |
| 95205 | Stockton, CA | 38,069 | 4.4 mi |
| 95212 | Stockton, CA | 25,239 | 6.1 mi |
| 95231 | French Camp, CA | 4,374 | 9.1 mi |
| 95206 | Stockton, CA | 65,004 | 8.1 mi |
More ZIP Codes in San Joaquin County
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Frequently Asked Questions
What county is ZIP code 95207 in? ▼
What is the population of ZIP code 95207? ▼
What is the median household income in ZIP 95207? ▼
What is the average home value in ZIP 95207? ▼
What is the demographic makeup of ZIP 95207? ▼
How many businesses are in ZIP code 95207? ▼
What are the main industries in ZIP code 95207? ▼
How have home values changed in ZIP code 95207? ▼
What is the education level in ZIP code 95207? ▼
What is the average commute time in ZIP 95207? ▼
What percentage of residents own vs. rent in ZIP 95207? ▼
What is the poverty rate in ZIP code 95207? ▼
ZIP Code Research Guides
Official Data Resources for Stockton, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.