PlainZIP

Stockton, CA · standard

ZIP Code 95203

San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,696
982/sq mi
$63,411
Median income
$370,000
Median home value
19.6%
Bachelor's or higher

The verdict

Stockton pairs a below-median household income with upper-quartile home values, in a low-density, mixed-tenure area.

36th pct
household income, US ZIPs
Top 24%
home value, US ZIPs
982
people per sq mi
43%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95203 against every reporting US ZIP.

ZIP code 95203 is a mid-sized community (a standard USPS delivery area) in Stockton, San Joaquin County, California, home to 15,696 residents across 16.0 square miles, a density of 982 people per square mile, in the Los Angeles time zone.

ZIP 95203 reports a modest median household income of $63,411 (38% below the California average), while per-capita income is $28,333. Poverty here runs at 22.1%, with unemployment measured at 9.7%. On housing, the median home value is $370,000 (52% below the state average) with median rent at $1,312 per month, and 43.0% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 19.6% of adults hold a bachelor's degree or higher, the median age is 35.2, and the average commute is 31 minutes. To put 95203 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in San Joaquin County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95203

Top 5 sectors by establishment count in Stockton, CA

Which industries have the most business establishments in ZIP 95203.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95203, Stockton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,696

Population

16.0

Area (sq mi)

982

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95203?

35.2

Median Age

49.6%

Male

50.4%

Female

27.6%

Foreign-Born

White 22.1%
African American 12.1%
Asian 10.4%
American Indian or Alaska Native 6.6%
Native Hawaiian or Pacific Islander 0.6%
Two or More Ethnicities 18.8%
Hispanic or Latino 57.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,411

Median Household Income

-38% vs state

$28,333

Per Capita Income

22.1%

Poverty Rate

9.7%

Unemployment Rate

30.9 min

Mean Commute Time

How ZIP 95203 ranks nationally

Stockton, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,411 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.8%
Bachelor's Degree or Higher 19.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,754

Total Housing Units

5,392

Occupied Units

362

Vacant Units

2.80

Avg Household Size

Occupancy Type

Owner 43.0%
Renter 57.0%

$370,000

Median Home Value

-52% vs state

$1,312

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.9%

YoY Change (2024)

313

HPI Index (2000 = 100)

+213%

Total Change Since 2000

Home values in ZIP 95203 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +213% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.8% 234
2021 +19.3% 279
2022 +9.6% 306
2023 -3.3% 295
2024 +5.9% 313

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 300 business establishments in ZIP 95203, employing approximately 4,381 people with a combined annual payroll of $271,154,000.

300

Businesses

4,381

Employees

$271.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Wholesale trade 38 12.7%
Retail trade 38 12.7%
Construction 37 12.3%
Health care and social assistance 35 11.7%
Transportation and warehousing 31 10.3%
Other services (except public administration) 26 8.7%
Accommodation and food services 23 7.7%
Manufacturing 15 5.0%
Administrative and support and waste management and remediation services 15 5.0%
Professional, scientific, and technical services 13 4.3%
Finance and insurance 7 2.3%
Real estate and rental and leasing 7 2.3%
Arts, entertainment, and recreation 5 1.7%
Educational services 4 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95203 vs 95204 →

ZIP 95203 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95203 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95203 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95203 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95204 Stockton, CA 27,786 1.6 mi
95211 Stockton, CA 1,545 2.1 mi
95202 Stockton, CA 6,521 2.4 mi
95207 Stockton, CA 47,965 3.5 mi
95205 Stockton, CA 38,069 4.0 mi
95210 Stockton, CA 39,009 5.7 mi
95209 Stockton, CA 39,488 6.6 mi
95231 French Camp, CA 4,374 5.9 mi
95206 Stockton, CA 65,004 5.6 mi
95330 Lathrop, CA 17,853 9.7 mi

More ZIP Codes in San Joaquin County

95206 standard
Stockton, CA
Pop: 65,004
95376 standard
Tracy, CA
Pop: 49,859
95207 standard
Stockton, CA
Pop: 47,965
95240 standard
Lodi, CA
Pop: 47,172
95336 standard
Manteca, CA
Pop: 42,675
95209 standard
Stockton, CA
Pop: 39,488

Related Areas

San Joaquin County Stockton, CA California

Frequently Asked Questions

What county is ZIP code 95203 in? ▼
ZIP code 95203 (Stockton) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95203? ▼
ZIP code 95203 in Stockton, CA has a population of 15,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95203? ▼
The median household income in ZIP 95203 is $63,411, which is 17% below the national average of $76,288.
What is the average home value in ZIP 95203? ▼
The median home value in ZIP 95203 is $370,000, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 95203? ▼
The largest racial group in ZIP 95203 is White at 22.1%. Hispanic or Latino residents make up 57.9% of the population.
How many businesses are in ZIP code 95203? ▼
ZIP code 95203 has 300 business establishments employing approximately 4,381 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95203? ▼
The top industries by establishment count in ZIP 95203 are: Wholesale trade (38), Retail trade (38), Construction (37). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 95203? ▼
According to the FHFA House Price Index, home values in ZIP 95203 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 213%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95203? ▼
In ZIP code 95203, 46.8% of residents aged 25+ have a high school diploma or higher, and 19.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95203? ▼
The mean commute time for workers in ZIP code 95203 is 30.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95203? ▼
In ZIP code 95203, approximately 43.0% of occupied housing units are owner-occupied and 57.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95203? ▼
The poverty rate in ZIP code 95203 is 22.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.