ZIP Code 95205

ZIP code 95205 is classified by USPS as a standard delivery area and covers roughly 23.5 square miles in Stockton, San Joaquin County, California. The area is home to 38,069 residents, producing a population density of 1,618 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95205 against California and the nation.

On the economic side, the median household income for ZIP 95205 sits at $60,325 (41% below the California average), while per-capita income is $20,926. The poverty rate stands at 22.7% and the unemployment rate at 10.0%. On housing, the median home value is $324,200 (58% below the state average) with median rent at $1,376 per month, and 49.6% of occupied units are owner-occupied, a direct signal of whether 95205 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 4.3% of adults hold a bachelor's degree or higher, the median age is 30.6, and the average commute is 40 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Joaquin County, so you can benchmark 95205 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →