Stockton, CA · standard
ZIP Code 95206
San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 65,004
- 173/sq mi High-density area
- $83,432
- Median income Above-median income area
- $424,600
- Median home value Above-median home value
- 12.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Stockton pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated and unusually populous area.
- Top 34%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 173
- people per sq mi
- 60%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95206 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95206 (Stockton, CA) rose +6.0% from 2023 to 2024. The all-transactions index moved from 286.3 in 2023 to 303.5 in 2024 (2000 = 100).
ZIP code 95206 is a densely settled ZIP (a standard USPS delivery area) in Stockton, San Joaquin County, California, with 65,004 residents across 375.5 square miles, a density of 173 people per square mile, in the Los Angeles time zone.
ZIP 95206 lands in the middle-income range, with a median household income of $83,432 (18% below the average California ZIP), while per-capita income is $26,349. The poverty rate is 17.0%, with unemployment at 7.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $424,600 (45% below the average California ZIP), and median rent is $1,592; owner occupancy is 60.3%.
Formal educational attainment runs low here: just 12.0% of adults hold a bachelor's degree or higher, the median age is 31.4, and the average commute is 36 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95206 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95206
Top 5 sectors by establishment count in Stockton, CA
Which industries have the most business establishments in ZIP 95206.
- Transportation and warehousing
Transportation and warehousing
187 establishments
- Retail trade
Retail trade
92 establishments
- Wholesale trade
Wholesale trade
88 establishments
- Construction 64
Construction
64 establishments
- Health care and social assistance 62
Health care and social assistance
62 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95206, Stockton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
65,004
Population
375.5
Area (sq mi)
173
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95206?
31.4
Median Age
50.4%
Male
49.6%
Female
35.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$83,432
Median Household Income
-18% vs state ZIP avg
$26,349
Per Capita Income
17.0%
Poverty Rate
7.8%
Unemployment Rate
36.0 min
Mean Commute Time
How ZIP 95206 ranks nationally
Stockton, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$83,432 Top 34% higher than 66% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,787housing units
18,787
Total Housing Units
17,629
Occupied Units
1,158
Vacant Units
3.86
Avg Household Size
Occupancy Type
$424,600
Median Home Value
-45% vs state ZIP avg
$1,592
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.0%
YoY Change (2024)
303
HPI Index (2000 = 100)
+203%
Total Change Since 2000
Home values in ZIP 95206 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.1% | 212 |
| 2021 | +19.9% | 254 |
| 2022 | +13.7% | 289 |
| 2023 | -0.9% | 286 |
| 2024 | +6.0% | 303 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 780 business establishments in ZIP 95206, employing approximately 17,888 people with a combined annual payroll of $1,076,657,000.
780
Businesses
17,888
Employees
$1.1B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 187 | 24.0% |
| Retail trade | 92 | 11.8% |
| Wholesale trade | 88 | 11.3% |
| Construction | 64 | 8.2% |
| Health care and social assistance | 62 | 8.0% |
| Manufacturing | 54 | 6.9% |
| Accommodation and food services | 52 | 6.7% |
| Administrative and support and waste management and remediation services | 51 | 6.5% |
| Other services (except public administration) | 51 | 6.5% |
| Real estate and rental and leasing | 24 | 3.1% |
| Professional, scientific, and technical services | 19 | 2.4% |
| Finance and insurance | 12 | 1.5% |
| Information | 8 | 1.0% |
| Arts, entertainment, and recreation | 5 | 0.6% |
| Educational services | 4 | 0.5% |
| Industries not classified | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95206 vs 95234 →
ZIP 95206 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95206
Stockton (95206)
65,004 residents
- 95207
Stockton (95207)
47,965 residents
- 95209
Stockton (95209)
39,488 residents
- 95219
Stockton (95219)
27,884 residents
- 95204
Stockton (95204)
27,786 residents
- 95330 17,853
Lathrop (95330)
17,853 residents
- 95203 15,696
Stockton (95203)
15,696 residents
- 95202 6,521
Stockton (95202)
6,521 residents
- 95231 4,374
French Camp (95231)
4,374 residents
What this shows Among its immediate neighbors, ZIP 95206 ranks the most populous - useful context the national average alone can't give.
ZIP 95206 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95330
Lathrop (95330)
$125,421 median income
- 95219
Stockton (95219)
$112,268 median income
- 95209
Stockton (95209)
$108,675 median income
- 95231
French Camp (95231)
$90,417 median income
- 95206
Stockton (95206)
$83,432 median income
- 95204
Stockton (95204)
$75,548 median income
- 95207
Stockton (95207)
$69,455 median income
- 95203
Stockton (95203)
$63,411 median income
- 95202 $31,020
Stockton (95202)
$31,020 median income
What this shows By household income, ZIP 95206 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95234 | Holt, CA | 70 | 5.9 mi |
| 95203 | Stockton, CA | 15,696 | 5.6 mi |
| 95204 | Stockton, CA | 27,786 | 6.9 mi |
| 95231 | French Camp, CA | 4,374 | 7.7 mi |
| 95211 | Stockton, CA | 1,545 | 7.5 mi |
| 95202 | Stockton, CA | 6,521 | 7.9 mi |
| 95207 | Stockton, CA | 47,965 | 8.1 mi |
| 95219 | Stockton, CA | 27,884 | 9.5 mi |
| 95209 | Stockton, CA | 39,488 | 10.0 mi |
| 95330 | Lathrop, CA | 17,853 | 9.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95206, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (65,004 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95206 in?
ZIP code 95206 (Stockton) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95206?
ZIP code 95206 in Stockton, CA has a population of 65,004 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95206?
The median household income in ZIP 95206 is $83,432, which is 9% above the national average of $76,288.
What is the average home value in ZIP 95206?
The median home value in ZIP 95206 is $424,600, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 95206?
The largest racial group in ZIP 95206 is Two or More Ethnicities at 21.0%. Hispanic or Latino residents make up 60.1% of the population.
How many businesses are in ZIP code 95206?
ZIP code 95206 has 780 business establishments employing approximately 17,888 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95206?
The top industries by establishment count in ZIP 95206 are: Transportation and warehousing (187), Retail trade (92), Wholesale trade (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 95206?
According to the FHFA House Price Index, home values in ZIP 95206 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95206?
In ZIP code 95206, 43.3% of residents aged 25+ have a high school diploma or higher, and 12.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95206?
The mean commute time for workers in ZIP code 95206 is 36.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95206?
In ZIP code 95206, approximately 60.3% of occupied housing units are owner-occupied and 39.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95206?
The poverty rate in ZIP code 95206 is 17.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95206's numbers, next.
- See how ZIP 95206 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stockton, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.