PlainZIP

Stockton, CA · standard

ZIP Code 95206

San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

65,004
173/sq mi
$83,432
Median income
$424,600
Median home value
12.0%
Bachelor's or higher

The verdict

Stockton pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated and unusually populous area.

Top 34%
household income, US ZIPs
Top 18%
home value, US ZIPs
173
people per sq mi
60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95206 against every reporting US ZIP.

ZIP code 95206 is a densely settled ZIP (a standard USPS delivery area) in Stockton, San Joaquin County, California, with 65,004 residents across 375.5 square miles, a density of 173 people per square mile, in the Los Angeles time zone.

ZIP 95206 lands in the middle-income range, with a median household income of $83,432 (18% below the California average), while per-capita income is $26,349. The poverty rate stands at 17.0% and the unemployment rate at 7.8%. Median home value sits at $424,600 (45% below the state average), median rent at $1,592 a month, and owner-occupancy at 60.3%.

Formal educational attainment runs low here: just 12.0% of adults hold a bachelor's degree or higher, the median age is 31.4, and the average commute is 36 minutes. To put 95206 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in San Joaquin County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95206

Top 5 sectors by establishment count in Stockton, CA

Which industries have the most business establishments in ZIP 95206.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95206, Stockton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

65,004

Population

375.5

Area (sq mi)

173

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95206?

31.4

Median Age

50.4%

Male

49.6%

Female

35.0%

Foreign-Born

White 13.7%
African American 11.5%
Asian 18.3%
American Indian or Alaska Native 1.4%
Native Hawaiian or Pacific Islander 0.6%
Two or More Ethnicities 21.0%
Hispanic or Latino 60.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,432

Median Household Income

-18% vs state

$26,349

Per Capita Income

17.0%

Poverty Rate

7.8%

Unemployment Rate

36.0 min

Mean Commute Time

How ZIP 95206 ranks nationally

Stockton, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$83,432 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 43.3%
Bachelor's Degree or Higher 12.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,787

Total Housing Units

17,629

Occupied Units

1,158

Vacant Units

3.86

Avg Household Size

Occupancy Type

Owner 60.3%
Renter 39.7%

$424,600

Median Home Value

-45% vs state

$1,592

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.0%

YoY Change (2024)

303

HPI Index (2000 = 100)

+203%

Total Change Since 2000

Home values in ZIP 95206 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 212
2021 +19.9% 254
2022 +13.7% 289
2023 -0.9% 286
2024 +6.0% 303

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 780 business establishments in ZIP 95206, employing approximately 17,888 people with a combined annual payroll of $1,076,657,000.

780

Businesses

17,888

Employees

$1.1B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 187 24.0%
Retail trade 92 11.8%
Wholesale trade 88 11.3%
Construction 64 8.2%
Health care and social assistance 62 8.0%
Manufacturing 54 6.9%
Accommodation and food services 52 6.7%
Administrative and support and waste management and remediation services 51 6.5%
Other services (except public administration) 51 6.5%
Real estate and rental and leasing 24 3.1%
Professional, scientific, and technical services 19 2.4%
Finance and insurance 12 1.5%
Information 8 1.0%
Arts, entertainment, and recreation 5 0.6%
Educational services 4 0.5%
Industries not classified 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95206 vs 95234 →

ZIP 95206 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95206 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95206 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95206 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95234 Holt, CA 70 5.9 mi
95203 Stockton, CA 15,696 5.6 mi
95204 Stockton, CA 27,786 6.9 mi
95231 French Camp, CA 4,374 7.7 mi
95211 Stockton, CA 1,545 7.5 mi
95202 Stockton, CA 6,521 7.9 mi
95207 Stockton, CA 47,965 8.1 mi
95219 Stockton, CA 27,884 9.5 mi
95209 Stockton, CA 39,488 10.0 mi
95330 Lathrop, CA 17,853 9.2 mi

More ZIP Codes in San Joaquin County

95376 standard
Tracy, CA
Pop: 49,859
95207 standard
Stockton, CA
Pop: 47,965
95240 standard
Lodi, CA
Pop: 47,172
95336 standard
Manteca, CA
Pop: 42,675
95209 standard
Stockton, CA
Pop: 39,488
95210 standard
Stockton, CA
Pop: 39,009

Related Areas

San Joaquin County Stockton, CA California

Frequently Asked Questions

What county is ZIP code 95206 in? ▼
ZIP code 95206 (Stockton) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95206? ▼
ZIP code 95206 in Stockton, CA has a population of 65,004 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95206? ▼
The median household income in ZIP 95206 is $83,432, which is 9% above the national average of $76,288.
What is the average home value in ZIP 95206? ▼
The median home value in ZIP 95206 is $424,600, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 95206? ▼
The largest racial group in ZIP 95206 is Two or More Ethnicities at 21.0%. Hispanic or Latino residents make up 60.1% of the population.
How many businesses are in ZIP code 95206? ▼
ZIP code 95206 has 780 business establishments employing approximately 17,888 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95206? ▼
The top industries by establishment count in ZIP 95206 are: Transportation and warehousing (187), Retail trade (92), Wholesale trade (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 95206? ▼
According to the FHFA House Price Index, home values in ZIP 95206 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95206? ▼
In ZIP code 95206, 43.3% of residents aged 25+ have a high school diploma or higher, and 12.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95206? ▼
The mean commute time for workers in ZIP code 95206 is 36.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95206? ▼
In ZIP code 95206, approximately 60.3% of occupied housing units are owner-occupied and 39.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95206? ▼
The poverty rate in ZIP code 95206 is 17.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.