ZIP 95354 vs ZIP 95351

This side-by-side compares ZIP 95354 (Modesto, CA) and ZIP 95351 (Modesto, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95354 has a population of 25,394 at 1,343 people per square mile, while ZIP 95351 has 46,458 at 2,019 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95354 reports a median household income of $72,879 against $58,275 in ZIP 95351, with per-capita income of $33,175 vs $20,746. The share of adults holding a bachelor's degree or higher is 18.2% in 95354 and 7.1% in 95351. Poverty rate reads 15.6% vs 22.4%, and unemployment 7.0% vs 13.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $389,600 in 95354 versus $343,500 in 95351, with median rent of $1,540 and $1,465 per month respectively. Homeownership rate is 50.4% vs 48.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.