Modesto, CA · standard
ZIP Code 95351
Stanislaus County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 46,458
- 2,019/sq mi High-density area
- $58,275
- Median income Below-median income area
- $343,500
- Median home value Above-median home value
- 7.1%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Modesto pairs a below-median household income with above-median home values, in a suburban-density, mixed-tenure area.
- 26th pct
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 2,019
- people per sq mi
- 48%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95351 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95351 (Modesto, CA) rose +2.6% from 2023 to 2024. The all-transactions index moved from 338.9 in 2023 to 347.6 in 2024 (2000 = 100).
ZIP code 95351 is a densely settled ZIP (a standard USPS delivery area) in Modesto, Stanislaus County, California, with 46,458 residents across 23.0 square miles, a density of 2,019 people per square mile, in the Los Angeles time zone.
ZIP 95351 reports a modest median household income of $58,275 (43% below the average California ZIP), while per-capita income is $20,746. Economic pressure is pronounced: 22.4% of residents are below the poverty line and unemployment is 13.6%. Home values sit below the statewide ZIP benchmark: the median is $343,500 (56% below the average California ZIP), and median rent is $1,465; owner occupancy is 48.3%.
Formal educational attainment runs low here: just 7.1% of adults hold a bachelor's degree or higher, the median age is 29.7, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Stanislaus County, so 95351 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95351
Top 5 sectors by establishment count in Modesto, CA
Which industries have the most business establishments in ZIP 95351.
- Retail trade
Retail trade
177 establishments
- Other services (except public administration)
Other services (except public administration)
103 establishments
- Construction
Construction
90 establishments
- Accommodation and food services
Accommodation and food services
90 establishments
- Wholesale trade 59
Wholesale trade
59 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95351, Modesto, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
46,458
Population
23.0
Area (sq mi)
2,019
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95351?
29.7
Median Age
50.8%
Male
49.2%
Female
31.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,275
Median Household Income
-43% vs state ZIP avg
$20,746
Per Capita Income
22.4%
Poverty Rate
13.6%
Unemployment Rate
30.6 min
Mean Commute Time
How ZIP 95351 ranks nationally
Modesto, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$58,275 26th percentile higher than 26% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,736housing units
13,736
Total Housing Units
13,229
Occupied Units
507
Vacant Units
3.63
Avg Household Size
Occupancy Type
$343,500
Median Home Value
-56% vs state ZIP avg
$1,465
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
348
HPI Index (2000 = 100)
+248%
Total Change Since 2000
Home values in ZIP 95351 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +248% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.1% | 242 |
| 2021 | +19.1% | 288 |
| 2022 | +15.0% | 332 |
| 2023 | +2.2% | 339 |
| 2024 | +2.6% | 348 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 775 business establishments in ZIP 95351, employing approximately 9,813 people with a combined annual payroll of $506,773,000.
775
Businesses
9,813
Employees
$506.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 177 | 22.8% |
| Other services (except public administration) | 103 | 13.3% |
| Construction | 90 | 11.6% |
| Accommodation and food services | 90 | 11.6% |
| Wholesale trade | 59 | 7.6% |
| Health care and social assistance | 51 | 6.6% |
| Manufacturing | 37 | 4.8% |
| Transportation and warehousing | 35 | 4.5% |
| Professional, scientific, and technical services | 29 | 3.7% |
| Administrative and support and waste management and remediation services | 26 | 3.4% |
| Real estate and rental and leasing | 25 | 3.2% |
| Finance and insurance | 21 | 2.7% |
| Information | 19 | 2.5% |
| Educational services | 7 | 0.9% |
| Arts, entertainment, and recreation | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95351 vs 95354 →
ZIP 95351 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95355
Modesto (95355)
58,311 residents
- 95350
Modesto (95350)
51,046 residents
- 95351
Modesto (95351)
46,458 residents
- 95307
Ceres (95307)
42,753 residents
- 95358
Modesto (95358)
31,668 residents
- 95356
Modesto (95356)
30,918 residents
- 95354
Modesto (95354)
25,394 residents
- 95367 23,173
Riverbank (95367)
23,173 residents
- 95357 11,559
Modesto (95357)
11,559 residents
What this shows Among its immediate neighbors, ZIP 95351 ranks #3 by population - useful context the national average alone can't give.
ZIP 95351 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95356
Modesto (95356)
$96,886 median income
- 95357
Modesto (95357)
$95,707 median income
- 95367
Riverbank (95367)
$87,487 median income
- 95355
Modesto (95355)
$86,849 median income
- 95307
Ceres (95307)
$80,627 median income
- 95358
Modesto (95358)
$76,924 median income
- 95350
Modesto (95350)
$75,621 median income
- 95354
Modesto (95354)
$72,879 median income
- 95328
Keyes (95328)
$62,743 median income
What this shows By household income, ZIP 95351 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95354 | Modesto, CA | 25,394 | 2.0 mi |
| 95350 | Modesto, CA | 51,046 | 3.4 mi |
| 95355 | Modesto, CA | 58,311 | 4.4 mi |
| 95319 | Empire, CA | 1,749 | 5.2 mi |
| 95358 | Modesto, CA | 31,668 | 5.8 mi |
| 95307 | Ceres, CA | 42,753 | 5.4 mi |
| 95356 | Modesto, CA | 30,918 | 6.9 mi |
| 95328 | Keyes, CA | 3,993 | 6.5 mi |
| 95357 | Modesto, CA | 11,559 | 7.1 mi |
| 95367 | Riverbank, CA | 23,173 | 7.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95351, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (46,458 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Stanislaus County
Related Areas
Frequently Asked Questions
What county is ZIP code 95351 in?
ZIP code 95351 (Modesto) is located in Stanislaus County, California. Stanislaus County contains multiple ZIP codes, see the full list at /counties/stanislaus-ca.
What is the population of ZIP code 95351?
ZIP code 95351 in Modesto, CA has a population of 46,458 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95351?
The median household income in ZIP 95351 is $58,275, which is 24% below the national average of $76,288.
What is the average home value in ZIP 95351?
The median home value in ZIP 95351 is $343,500, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 95351?
The largest racial group in ZIP 95351 is Two or More Ethnicities at 45.8%. Hispanic or Latino residents make up 75.9% of the population.
How many businesses are in ZIP code 95351?
ZIP code 95351 has 775 business establishments employing approximately 9,813 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95351?
The top industries by establishment count in ZIP 95351 are: Retail trade (177), Other services (except public administration) (103), Construction (90). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95351?
According to the FHFA House Price Index, home values in ZIP 95351 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 248%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95351?
In ZIP code 95351, 40.4% of residents aged 25+ have a high school diploma or higher, and 7.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95351?
The mean commute time for workers in ZIP code 95351 is 30.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95351?
In ZIP code 95351, approximately 48.3% of occupied housing units are owner-occupied and 51.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95351?
The poverty rate in ZIP code 95351 is 22.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95351's numbers, next.
- See how ZIP 95351 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Modesto, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.