Modesto, CA · standard

ZIP Code 95351

Stanislaus County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

46,458
2,019/sq mi
$58,275
Median income
$343,500
Median home value
7.1%
Bachelor's or higher

The verdict

Modesto pairs a below-median household income with above-median home values, in a suburban-density, mixed-tenure area.

26th pct
household income, US ZIPs
Top 27%
home value, US ZIPs
2,019
people per sq mi
48%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95351 against every reporting US ZIP.

ZIP code 95351 is classified by USPS as a standard delivery area and covers roughly 23.0 square miles in Modesto, Stanislaus County, California. The area is home to 46,458 residents, producing a population density of 2,019 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95351 against California and the nation.

On the economic side, the median household income for ZIP 95351 sits at $58,275 (43% below the California average), while per-capita income is $20,746. The poverty rate stands at 22.4% and the unemployment rate at 13.6%. On housing, the median home value is $343,500 (56% below the state average) with median rent at $1,465 per month, and 48.3% of occupied units are owner-occupied, a direct signal of whether 95351 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 7.1% of adults hold a bachelor's degree or higher, the median age is 29.7, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stanislaus County, so you can benchmark 95351 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95351

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95351.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95351, Modesto, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

46,458

Population

23.0

Area (sq mi)

2,019

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95351?

29.7

Median Age

50.8%

Male

49.2%

Female

31.3%

Foreign-Born

White 18.8%
African American 2.7%
Asian 6.3%
American Indian or Alaska Native 2.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 45.8%
Hispanic or Latino 75.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,275

Median Household Income

-43% vs state

$20,746

Per Capita Income

22.4%

Poverty Rate

13.6%

Unemployment Rate

30.6 min

Mean Commute Time

How ZIP 95351 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$58,275 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 40.4%
Bachelor's Degree or Higher 7.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,736

Total Housing Units

13,229

Occupied Units

507

Vacant Units

3.63

Avg Household Size

Occupancy Type

Owner 48.3%
Renter 51.7%

$343,500

Median Home Value

-56% vs state

$1,465

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.6%

YoY Change (2024)

348

HPI Index (2000 = 100)

+248%

Total Change Since 2000

Home values in ZIP 95351 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +248% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.1% 242
2021 +19.1% 288
2022 +15.0% 332
2023 +2.2% 339
2024 +2.6% 348

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 775 business establishments in ZIP 95351, employing approximately 9,813 people with a combined annual payroll of $506,773,000.

775

Businesses

9,813

Employees

$506.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 177 22.8%
Other services (except public administration) 103 13.3%
Construction 90 11.6%
Accommodation and food services 90 11.6%
Wholesale trade 59 7.6%
Health care and social assistance 51 6.6%
Manufacturing 37 4.8%
Transportation and warehousing 35 4.5%
Professional, scientific, and technical services 29 3.7%
Administrative and support and waste management and remediation services 26 3.4%
Real estate and rental and leasing 25 3.2%
Finance and insurance 21 2.7%
Information 19 2.5%
Educational services 7 0.9%
Arts, entertainment, and recreation 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95351 vs 95354 →

ZIP 95351 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95351 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95351 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95351 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95354 Modesto, CA 25,394 2.0 mi
95350 Modesto, CA 51,046 3.4 mi
95355 Modesto, CA 58,311 4.4 mi
95319 Empire, CA 1,749 5.2 mi
95358 Modesto, CA 31,668 5.8 mi
95307 Ceres, CA 42,753 5.4 mi
95356 Modesto, CA 30,918 6.9 mi
95328 Keyes, CA 3,993 6.5 mi
95357 Modesto, CA 11,559 7.1 mi
95367 Riverbank, CA 23,173 7.9 mi

More ZIP Codes in Stanislaus County

Frequently Asked Questions

What county is ZIP code 95351 in?
ZIP code 95351 (Modesto) is located in Stanislaus County, California. Stanislaus County contains multiple ZIP codes, see the full list at /counties/stanislaus-ca.
What is the population of ZIP code 95351?
ZIP code 95351 in Modesto, CA has a population of 46,458 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95351?
The median household income in ZIP 95351 is $58,275, which is 24% below the national average of $76,288.
What is the average home value in ZIP 95351?
The median home value in ZIP 95351 is $343,500, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 95351?
The largest racial group in ZIP 95351 is Two or More Ethnicities at 45.8%. Hispanic or Latino residents make up 75.9% of the population.
How many businesses are in ZIP code 95351?
ZIP code 95351 has 775 business establishments employing approximately 9,813 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95351?
The top industries by establishment count in ZIP 95351 are: Retail trade (177), Other services (except public administration) (103), Construction (90). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95351?
According to the FHFA House Price Index, home values in ZIP 95351 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 248%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95351?
In ZIP code 95351, 40.4% of residents aged 25+ have a high school diploma or higher, and 7.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95351?
The mean commute time for workers in ZIP code 95351 is 30.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95351?
In ZIP code 95351, approximately 48.3% of occupied housing units are owner-occupied and 51.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95351?
The poverty rate in ZIP code 95351 is 22.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Modesto, CA

Verify and explore additional data for this area using these official government sources.