Modesto, CA · standard
ZIP Code 95355
Stanislaus County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 58,311
- 2,375/sq mi
- $86,849
- Median income
- $469,000
- Median home value
- 24.3%
- Bachelor's or higher
The verdict
Modesto pairs an above-median household income with upper-quartile home values, in a suburban-density, homeowner-dominated and unusually populous area.
- Top 30%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 2,375
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95355 against every reporting US ZIP.
ZIP code 95355 is classified by USPS as a standard delivery area and covers roughly 24.6 square miles in Modesto, Stanislaus County, California. The area is home to 58,311 residents, producing a population density of 2,375 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95355 against California and the nation.
On the economic side, the median household income for ZIP 95355 sits at $86,849 (15% below the California average), while per-capita income is $40,081. The poverty rate stands at 11.6% and the unemployment rate at 4.8%. On housing, the median home value is $469,000 (39% below the state average) with median rent at $1,795 per month, and 62.3% of occupied units are owner-occupied, a direct signal of whether 95355 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 24.3% of adults hold a bachelor's degree or higher, the median age is 37.6, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stanislaus County, so you can benchmark 95355 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95355
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95355.
- Health care and social assistance
Health care and social assistance
262 establishments
- Accommodation and food services 93
Accommodation and food services
93 establishments
- Retail trade 89
Retail trade
89 establishments
- Other services (except public administration) 83
Other services (except public administration)
83 establishments
- Construction 67
Construction
67 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95355, Modesto, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
58,311
Population
24.6
Area (sq mi)
2,375
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95355?
37.6
Median Age
48.8%
Male
51.2%
Female
15.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,849
Median Household Income
-15% vs state
$40,081
Per Capita Income
11.6%
Poverty Rate
4.8%
Unemployment Rate
30.7 min
Mean Commute Time
How ZIP 95355 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$86,849 Top 30% higher than 70% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
22,339
Total Housing Units
21,565
Occupied Units
774
Vacant Units
2.79
Avg Household Size
Occupancy Type
$469,000
Median Home Value
-39% vs state
$1,795
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.5%
YoY Change (2024)
297
HPI Index (2000 = 100)
+197%
Total Change Since 2000
Home values in ZIP 95355 have increased 6.5% over the past year (2024). Since 2000, this ZIP has seen +197% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 212 |
| 2021 | +16.4% | 247 |
| 2022 | +14.4% | 283 |
| 2023 | -1.4% | 279 |
| 2024 | +6.5% | 297 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 867 business establishments in ZIP 95355, employing approximately 11,922 people with a combined annual payroll of $851,536,000.
867
Businesses
11,922
Employees
$851.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 262 | 30.2% |
| Accommodation and food services | 93 | 10.7% |
| Retail trade | 89 | 10.3% |
| Other services (except public administration) | 83 | 9.6% |
| Construction | 67 | 7.7% |
| Professional, scientific, and technical services | 67 | 7.7% |
| Administrative and support and waste management and remediation services | 47 | 5.4% |
| Real estate and rental and leasing | 40 | 4.6% |
| Finance and insurance | 37 | 4.3% |
| Transportation and warehousing | 29 | 3.3% |
| Wholesale trade | 16 | 1.9% |
| Arts, entertainment, and recreation | 13 | 1.5% |
| Information | 9 | 1.0% |
| Manufacturing | 8 | 0.9% |
| Educational services | 5 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95355 vs 95354 →
ZIP 95355 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95355
Modesto (95355)
58,311 residents
- 95350
Modesto (95350)
51,046 residents
- 95351
Modesto (95351)
46,458 residents
- 95307
Ceres (95307)
42,753 residents
- 95356
Modesto (95356)
30,918 residents
- 95354
Modesto (95354)
25,394 residents
- 95367 23,173
Riverbank (95367)
23,173 residents
- 95357 11,559
Modesto (95357)
11,559 residents
- 95326 9,581
Hughson (95326)
9,581 residents
What this shows Among its immediate neighbors, ZIP 95355 ranks the most populous — useful context the national average alone can't give.
ZIP 95355 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95356
Modesto (95356)
$96,886 median income
- 95357
Modesto (95357)
$95,707 median income
- 95326
Hughson (95326)
$87,500 median income
- 95367
Riverbank (95367)
$87,487 median income
- 95355
Modesto (95355)
$86,849 median income
- 95307
Ceres (95307)
$80,627 median income
- 95350
Modesto (95350)
$75,621 median income
- 95354
Modesto (95354)
$72,879 median income
- 95328
Keyes (95328)
$62,743 median income
What this shows By household income, ZIP 95355 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95354 | Modesto, CA | 25,394 | 2.6 mi |
| 95350 | Modesto, CA | 51,046 | 3.3 mi |
| 95367 | Riverbank, CA | 23,173 | 3.9 mi |
| 95357 | Modesto, CA | 11,559 | 3.7 mi |
| 95319 | Empire, CA | 1,749 | 3.3 mi |
| 95351 | Modesto, CA | 46,458 | 4.4 mi |
| 95307 | Ceres, CA | 42,753 | 8.2 mi |
| 95356 | Modesto, CA | 30,918 | 5.4 mi |
| 95328 | Keyes, CA | 3,993 | 8.2 mi |
| 95326 | Hughson, CA | 9,581 | 7.7 mi |
More ZIP Codes in Stanislaus County
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Frequently Asked Questions
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What is the population of ZIP code 95355? ▼
What is the median household income in ZIP 95355? ▼
What is the average home value in ZIP 95355? ▼
What is the demographic makeup of ZIP 95355? ▼
How many businesses are in ZIP code 95355? ▼
What are the main industries in ZIP code 95355? ▼
How have home values changed in ZIP code 95355? ▼
What is the education level in ZIP code 95355? ▼
What is the average commute time in ZIP 95355? ▼
What percentage of residents own vs. rent in ZIP 95355? ▼
What is the poverty rate in ZIP code 95355? ▼
ZIP Code Research Guides
Official Data Resources for Modesto, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.