PlainZIP

Modesto, CA · standard

ZIP Code 95355

Stanislaus County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

58,311
2,375/sq mi
$86,849
Median income
$469,000
Median home value
24.3%
Bachelor's or higher

The verdict

Modesto pairs an above-median household income with upper-quartile home values, in a suburban-density, homeowner-dominated and unusually populous area.

Top 30%
household income, US ZIPs
Top 15%
home value, US ZIPs
2,375
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95355 against every reporting US ZIP.

ZIP code 95355 is a densely settled ZIP (a standard USPS delivery area) in Modesto, Stanislaus County, California, with 58,311 residents across 24.6 square miles, a density of 2,375 people per square mile, in the Los Angeles time zone.

ZIP 95355 lands in the middle-income range, with a median household income of $86,849 (15% below the California average), while per-capita income is $40,081. The poverty rate stands at 11.6% and the unemployment rate at 4.8%. Median home value sits at $469,000 (39% below the state average), median rent at $1,795 a month, and owner-occupancy at 62.3%.

Educational attainment sits below the national norm: 24.3% of adults hold a bachelor's degree or higher, the median age is 37.6, and the average commute is 31 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Stanislaus County, letting you compare 95355 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95355

Top 5 sectors by establishment count in Modesto, CA

Which industries have the most business establishments in ZIP 95355.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95355, Modesto, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

58,311

Population

24.6

Area (sq mi)

2,375

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95355?

37.6

Median Age

48.8%

Male

51.2%

Female

15.5%

Foreign-Born

White 52.4%
African American 4.3%
Asian 8.4%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 1.3%
Two or More Ethnicities 21.2%
Hispanic or Latino 34.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,849

Median Household Income

-15% vs state

$40,081

Per Capita Income

11.6%

Poverty Rate

4.8%

Unemployment Rate

30.7 min

Mean Commute Time

How ZIP 95355 ranks nationally

Modesto, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$86,849 Top 30% higher than 70% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.4%
Bachelor's Degree or Higher 24.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,339

Total Housing Units

21,565

Occupied Units

774

Vacant Units

2.79

Avg Household Size

Occupancy Type

Owner 62.3%
Renter 37.7%

$469,000

Median Home Value

-39% vs state

$1,795

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.5%

YoY Change (2024)

297

HPI Index (2000 = 100)

+197%

Total Change Since 2000

Home values in ZIP 95355 have increased 6.5% over the past year (2024). Since 2000, this ZIP has seen +197% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 212
2021 +16.4% 247
2022 +14.4% 283
2023 -1.4% 279
2024 +6.5% 297

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 867 business establishments in ZIP 95355, employing approximately 11,922 people with a combined annual payroll of $851,536,000.

867

Businesses

11,922

Employees

$851.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 262 30.2%
Accommodation and food services 93 10.7%
Retail trade 89 10.3%
Other services (except public administration) 83 9.6%
Construction 67 7.7%
Professional, scientific, and technical services 67 7.7%
Administrative and support and waste management and remediation services 47 5.4%
Real estate and rental and leasing 40 4.6%
Finance and insurance 37 4.3%
Transportation and warehousing 29 3.3%
Wholesale trade 16 1.9%
Arts, entertainment, and recreation 13 1.5%
Information 9 1.0%
Manufacturing 8 0.9%
Educational services 5 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95355 vs 95354 →

ZIP 95355 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95355 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95355 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95355 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95354 Modesto, CA 25,394 2.6 mi
95350 Modesto, CA 51,046 3.3 mi
95367 Riverbank, CA 23,173 3.9 mi
95357 Modesto, CA 11,559 3.7 mi
95319 Empire, CA 1,749 3.3 mi
95351 Modesto, CA 46,458 4.4 mi
95307 Ceres, CA 42,753 8.2 mi
95356 Modesto, CA 30,918 5.4 mi
95328 Keyes, CA 3,993 8.2 mi
95326 Hughson, CA 9,581 7.7 mi

More ZIP Codes in Stanislaus County

95350 standard
Modesto, CA
Pop: 51,046
95351 standard
Modesto, CA
Pop: 46,458
95307 standard
Ceres, CA
Pop: 42,753
95380 standard
Turlock, CA
Pop: 41,201
95382 standard
Turlock, CA
Pop: 36,176
95358 standard
Modesto, CA
Pop: 31,668

Related Areas

Stanislaus County Modesto, CA California

Frequently Asked Questions

What county is ZIP code 95355 in? ▼
ZIP code 95355 (Modesto) is located in Stanislaus County, California. Stanislaus County contains multiple ZIP codes, see the full list at /counties/stanislaus-ca.
What is the population of ZIP code 95355? ▼
ZIP code 95355 in Modesto, CA has a population of 58,311 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95355? ▼
The median household income in ZIP 95355 is $86,849, which is 14% above the national average of $76,288.
What is the average home value in ZIP 95355? ▼
The median home value in ZIP 95355 is $469,000, which is 69% above the national average of $278,155.
What is the demographic makeup of ZIP 95355? ▼
The largest racial group in ZIP 95355 is White at 52.4%. Hispanic or Latino residents make up 34.8% of the population.
How many businesses are in ZIP code 95355? ▼
ZIP code 95355 has 867 business establishments employing approximately 11,922 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95355? ▼
The top industries by establishment count in ZIP 95355 are: Health care and social assistance (262), Accommodation and food services (93), Retail trade (89). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95355? ▼
According to the FHFA House Price Index, home values in ZIP 95355 increased by 6.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 197%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95355? ▼
In ZIP code 95355, 49.4% of residents aged 25+ have a high school diploma or higher, and 24.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95355? ▼
The mean commute time for workers in ZIP code 95355 is 30.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95355? ▼
In ZIP code 95355, approximately 62.3% of occupied housing units are owner-occupied and 37.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95355? ▼
The poverty rate in ZIP code 95355 is 11.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.