ZIP Code 95357

ZIP code 95357 is classified by USPS as a standard delivery area and covers roughly 103.2 square miles in Modesto, Stanislaus County, California. The area is home to 11,559 residents, producing a population density of 112 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95357 against California and the nation.

On the economic side, the median household income for ZIP 95357 sits at $95,707 (6% below the California average), while per-capita income is $37,360. The poverty rate stands at 11.2% and the unemployment rate at 6.7%. On housing, the median home value is $445,400 (42% below the state average) with median rent at $2,028 per month, and 71.4% of occupied units are owner-occupied, a direct signal of whether 95357 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.1% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stanislaus County, so you can benchmark 95357 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →