Residential delivery area · California
ZIP Code 95357: Modesto, CA
ZIP code 95357 uses the postal name Modesto, California and lies entirely in Stanislaus County (Census 2020 ZIP-county file). About 14,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Modesto's 7 residential ZIP codes. Median household income is $95,707 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Modesto (5%) and Empire (2%), and 2% in smaller places; 91% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Modesto · 7 residential ZIPs
- County
- Stanislaus County
- Census places
- Modesto (5%); Empire (2%) census-designated place
- Metro area
- Modesto, CA
- House districts
- CA-5 (89%), CA-13 (11%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 39.4 sq mi · 346 people per sq mi
Where is ZIP code 95357?
95357 centers on 37.671°, -120.886° and covers 39.4 square miles of land plus 0.1 of water. It borders 9 ZIP codes: 95319, 95355, 95354, 95367, 95326, 95351, 95356, 95361, 95386.
The map draws ZIP code areas only. For the streets inside 95357, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95357 compare with the rest of Modesto?
| Measure | 95357 | In Modesto | In Stanislaus County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 13,599 | 7th of 7 | 15th of 27 | 934th of 1,802 |
| Median household income | $96k | 2nd of 7 | 3rd of 19 | 627th of 1,189 |
| Median home value | $445k | 3rd of 7 | 11th of 23 | 1,022nd of 1,317 |
Its median household income is higher than in 78% of U.S. residential ZIP codes, and it is denser than 68% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95357?
The 2020 Census counted 12,692 people in 95357; the ACS, which samples households over 2020-2024, estimates 13,599. Between the 2010 and 2020 censuses its population grew 9.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 13,599±1,611 (90% margin)
- 2020 Census count
- 12,692+9.8% since 2010 (11,559)
- Households
- 4,190
- Median age
- 35.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95357?
Of the 13,599 people the ACS estimates in 95357, 28.0% are under 18 and 13.0% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (40.3%), then White (not Hispanic) (38.7%).
- Under 1828.0%
- 18 to 6459.0%
- 65 and older13.0%
- Hispanic or Latino40.3%
- White, not Hispanic38.7%
- Black, not Hispanic8.4%
- Other or two or more7.1%
- Asian, not Hispanic5.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95357 earn?
Median household income is $95,707 (ACS 2020-2024), the 3rd highest of the 19 ranked ZIP codes in Stanislaus County. It is not measurably different from 2015-2019 ($89,943 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $95,707±$10,480
- Income per person
- $37,360
- Below the poverty line
- 11.2%
- Unemployed (of the labor force)
- 6.7%
- Adults 25+ with a bachelor's degree
- 18.1%
- Adjusted gross income per tax return, 2022
- $83,5176,200 returns; wages 66% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95357?
FHFA's house price index for 95357, built from repeat sales and appraisals of the same homes, rose 98% from 2015 to 2025 and rose 42% from 2020 to 2025, and moved −1.1% in 2025.
- Median home value (owners' estimate)
- $445,400
- Median gross rent
- $2,028
- Homes owned by their occupants
- 71.4%
- Housing units
- 4,259
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95357?
188 business establishments had a location in this ZIP code in 2023, 3 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction25
- Transportation and warehousing24
- Other services (except public administration)23
- Manufacturing18
- Retail trade16
- Administrative and support and waste management and remediation services15
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95357?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95319 | Empire | 1,327 | $45k | 2.9 mi |
| 95355 | Modesto | 60,710 | $87k | 3.3 mi |
| 95354 | Modesto | 25,684 | $73k | 4.8 mi |
| 95367 | Riverbank | 25,593 | $88k | 5.2 mi |
| 95326 | Hughson | 10,593 | $88k | 5.9 mi |
| 95351 | Modesto | 48,498 | $58k | 6.9 mi |
| 95356 | Modesto | 33,233 | $97k | 8.6 mi |
| 95361 | Oakdale | 34,810 | $93k | 10.0 mi |
| 95386 | Waterford | 10,666 | $73k | 14.5 mi |
| 95350 | Modesto | 57,136 | $76k | 6.6 mi (near) |
| 95328 | Keyes | 4,133 | $63k | 7.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.