Residential delivery area · California

ZIP Code 95356: Modesto, CA

ZIP code 95356 uses the postal name Modesto, California and lies entirely in Stanislaus County (Census 2020 ZIP-county file). About 33,000 people live there (Census Bureau, ACS 2020-2024), the 4th most populous of Modesto's 7 residential ZIP codes. Median household income is $96,886 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Modesto (22%) and Del Rio (9%), and 1% in smaller places; 67% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
953sectional center: Sacramento, CA (SCF 956)
56delivery area within it
Town
Modesto · 7 residential ZIPs
Census places
Modesto (22%); Del Rio (9%) census-designated place
Metro area
Modesto, CA
House district
CA-5 119th Congress
Time zone
Pacific
Land area
22.2 sq mi · 1,496 people per sq mi
PO Box ZIPs
95352, 95353, 95397 also use the name Modesto

Where is ZIP code 95356?

95356 centers on 37.719°, -121.032° and covers 22.2 square miles of land plus 0.1 of water. It borders 8 ZIP codes: 95368, 95350, 95367, 95355, 95366, 95320, 95358, 95357.

95320 · Escalon95350 · Modesto95355 · Modesto95357 · Modesto95358 · Modesto95366 · Ripon95367 · Riverbank95368 · Salida95356 · Modesto (this ZIP)95356953589532095366953579535595350953679536895320 · Escalon95350 · Modesto95355 · Modesto95357 · Modesto95358 · Modesto95366 · Ripon95367 · Riverbank95368 · Salida95356 · Modesto (this ZIP)95356953589532095366953579535595350953679536895320 · Escalon95350 · Modesto95355 · Modesto95357 · Modesto95358 · Modesto95366 · Ripon95367 · Riverbank95368 · Salida95356 · Modesto (this ZIP)953569535895320953669535795355953509536795368
Shaded by median household income, in national fifths (ACS 2020-2024); 95356 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 95356, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 95356 compare with the rest of Modesto?

Rank of 95356 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure95356In ModestoIn Stanislaus CountyIn CA
People (ACS 2020-2024)33,2334th of 78th of 27526th of 1,802
Median household income$97k1st of 72nd of 19616th of 1,189
Median home value$533k1st of 73rd of 23915th of 1,317

Its median household income is higher than in 79% of U.S. residential ZIP codes, and it is denser than 82% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 95356?

The 2020 Census counted 33,070 people in 95356; the ACS, which samples households over 2020-2024, estimates 33,233. Between the 2010 and 2020 censuses its population grew 7.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
33,233
2020 Census count
33,070+7.0% since 2010 (30,918)
Households
11,553
Median age
37.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 95356?

Of the 33,233 people the ACS estimates in 95356, 25.0% are under 18 and 17.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (44.5%), then Hispanic or Latino (33.9%).

  • Under 1825.0%
  • 18 to 6458.1%
  • 65 and older17.0%
Age of the people of 95356 (ACS 2020-2024, B01001)
  • White, not Hispanic44.5%
  • Hispanic or Latino33.9%
  • Asian, not Hispanic9.9%
  • Other or two or more8.7%
  • Black, not Hispanic3.1%
Race and Hispanic origin in 95356 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 95356 earn?

Median household income is $96,886 (ACS 2020-2024), the 2nd highest of the 19 ranked ZIP codes in Stanislaus County. It is not measurably different from 2015-2019 ($86,747 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$96,886±$10,201
Income per person
$50,112
Below the poverty line
7.6%
Unemployed (of the labor force)
5.0%
Adults 25+ with a bachelor's degree
31.7%
Adjusted gross income per tax return, 2022
$106,28415,150 returns; wages 64% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 95356?

FHFA's house price index for 95356, built from repeat sales and appraisals of the same homes, rose 84% from 2015 to 2025 and rose 37% from 2020 to 2025, and moved +0.3% in 2025.

Median home value (owners' estimate)
$532,600
Median gross rent
$1,877
Homes owned by their occupants
67.6%
Housing units
11,875
0 200 400 600 800 1000 197619902000201020202025 0 200 400 600 800 1000 197619902000201020202025 0 200 400 600 800 1000 197619902000201020202025
Index = 100 in 1976, the first year FHFA reports for 95356; 2025: 1020.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 95356?

999 business establishments had a location in this ZIP code in 2023, 26 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade201
  • Health care and social assistance125
  • Construction97
  • Other services (except public administration)93
  • Accommodation and food services92
  • Finance and insurance65

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 95356?

ZIP codes that share a boundary with 95356, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
95368Salida13,900$95k2.9 mi
95350Modesto57,136$76k3.5 mi
95367Riverbank25,593$88k4.7 mi
95355Modesto60,710$87k5.6 mi
95366Ripon18,954$112k5.9 mi
95320Escalon13,500$83k7.0 mi
95358Modesto30,469$77k8.5 mi
95357Modesto13,599$96k8.6 mi
95354Modesto25,684$73k6.6 mi (near)
95351Modesto48,498$58k6.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.