Escalon, CA · standard

ZIP Code 95320

San Joaquin County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,819
56/sq mi
$82,572
Median income
$521,900
Median home value
17.0%
Bachelor's or higher

The verdict

Escalon pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 35%
household income, US ZIPs
Top 12%
home value, US ZIPs
56
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95320 against every reporting US ZIP.

ZIP code 95320 is classified by USPS as a standard delivery area and covers roughly 229.7 square miles in Escalon, San Joaquin County, California. The area is home to 12,819 residents, producing a population density of 56 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95320 against California and the nation.

On the economic side, the median household income for ZIP 95320 sits at $82,572 (19% below the California average), while per-capita income is $45,378. The poverty rate stands at 14.0% and the unemployment rate at 6.8%. On housing, the median home value is $521,900 (32% below the state average) with median rent at $1,658 per month, and 70.8% of occupied units are owner-occupied, a direct signal of whether 95320 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.0% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is 25 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Joaquin County, so you can benchmark 95320 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95320

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95320.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95320, Escalon, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

12,819

Population

229.7

Area (sq mi)

56

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95320?

34.7

Median Age

49.1%

Male

50.9%

Female

13.3%

Foreign-Born

White 68.9%
African American 0.1%
Asian 0.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 17.0%
Hispanic or Latino 30.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,572

Median Household Income

-19% vs state

$45,378

Per Capita Income

14.0%

Poverty Rate

6.8%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 95320 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$82,572 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 38.7%
Bachelor's Degree or Higher 17.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,037

Total Housing Units

4,662

Occupied Units

375

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 70.8%
Renter 29.2%

$521,900

Median Home Value

-32% vs state

$1,658

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.3%

YoY Change (2024)

303

HPI Index (2000 = 100)

+203%

Total Change Since 2000

Home values in ZIP 95320 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 222
2021 +14.0% 253
2022 +17.4% 297
2023 -4.1% 285
2024 +6.3% 303

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 238 business establishments in ZIP 95320, employing approximately 2,087 people with a combined annual payroll of $125,738,000.

238

Businesses

2,087

Employees

$125.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 37 15.6%
Retail trade 36 15.1%
Other services (except public administration) 23 9.7%
Administrative and support and waste management and remediation services 22 9.2%
Accommodation and food services 20 8.4%
Professional, scientific, and technical services 17 7.1%
Transportation and warehousing 15 6.3%
Manufacturing 12 5.0%
Health care and social assistance 12 5.0%
Wholesale trade 10 4.2%
Real estate and rental and leasing 10 4.2%
Agriculture, forestry, fishing and hunting 8 3.4%
Finance and insurance 7 2.9%
Arts, entertainment, and recreation 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95320 vs 95356 →

ZIP 95320 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95320 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95320 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95320 ranks #6 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95356 Modesto, CA 30,918 7.3 mi
95367 Riverbank, CA 23,173 7.8 mi
95366 Ripon, CA 16,575 7.5 mi
95368 Salida, CA 13,614 8.6 mi
95215 Stockton, CA 23,224 11.2 mi
95230 Farmington, CA 718 11.8 mi

More ZIP Codes in San Joaquin County

Frequently Asked Questions

What county is ZIP code 95320 in?
ZIP code 95320 (Escalon) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95320?
ZIP code 95320 in Escalon, CA has a population of 12,819 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95320?
The median household income in ZIP 95320 is $82,572, which is 8% above the national average of $76,288.
What is the average home value in ZIP 95320?
The median home value in ZIP 95320 is $521,900, which is 88% above the national average of $278,155.
What is the demographic makeup of ZIP 95320?
The largest racial group in ZIP 95320 is White at 68.9%. Hispanic or Latino residents make up 30.8% of the population.
How many businesses are in ZIP code 95320?
ZIP code 95320 has 238 business establishments employing approximately 2,087 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95320?
The top industries by establishment count in ZIP 95320 are: Construction (37), Retail trade (36), Other services (except public administration) (23). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 95320?
According to the FHFA House Price Index, home values in ZIP 95320 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95320?
In ZIP code 95320, 38.7% of residents aged 25+ have a high school diploma or higher, and 17.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95320?
The mean commute time for workers in ZIP code 95320 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95320?
In ZIP code 95320, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95320?
The poverty rate in ZIP code 95320 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Escalon, CA

Verify and explore additional data for this area using these official government sources.