Escalon, CA · standard
ZIP Code 95320
San Joaquin County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,819
- 56/sq mi
- $82,572
- Median income
- $521,900
- Median home value
- 17.0%
- Bachelor's or higher
The verdict
Escalon pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 35%
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 56
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95320 against every reporting US ZIP.
ZIP code 95320 is classified by USPS as a standard delivery area and covers roughly 229.7 square miles in Escalon, San Joaquin County, California. The area is home to 12,819 residents, producing a population density of 56 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95320 against California and the nation.
On the economic side, the median household income for ZIP 95320 sits at $82,572 (19% below the California average), while per-capita income is $45,378. The poverty rate stands at 14.0% and the unemployment rate at 6.8%. On housing, the median home value is $521,900 (32% below the state average) with median rent at $1,658 per month, and 70.8% of occupied units are owner-occupied, a direct signal of whether 95320 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.0% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is 25 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Joaquin County, so you can benchmark 95320 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95320
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95320.
- Construction
Construction
37 establishments
- Retail trade
Retail trade
36 establishments
- Other services (except public administration)
Other services (except public administration)
23 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
22 establishments
- Accommodation and food services
Accommodation and food services
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95320, Escalon, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
12,819
Population
229.7
Area (sq mi)
56
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95320?
34.7
Median Age
49.1%
Male
50.9%
Female
13.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,572
Median Household Income
-19% vs state
$45,378
Per Capita Income
14.0%
Poverty Rate
6.8%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 95320 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$82,572 Top 35% higher than 65% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,037
Total Housing Units
4,662
Occupied Units
375
Vacant Units
2.88
Avg Household Size
Occupancy Type
$521,900
Median Home Value
-32% vs state
$1,658
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.3%
YoY Change (2024)
303
HPI Index (2000 = 100)
+203%
Total Change Since 2000
Home values in ZIP 95320 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 222 |
| 2021 | +14.0% | 253 |
| 2022 | +17.4% | 297 |
| 2023 | -4.1% | 285 |
| 2024 | +6.3% | 303 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 238 business establishments in ZIP 95320, employing approximately 2,087 people with a combined annual payroll of $125,738,000.
238
Businesses
2,087
Employees
$125.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 37 | 15.6% |
| Retail trade | 36 | 15.1% |
| Other services (except public administration) | 23 | 9.7% |
| Administrative and support and waste management and remediation services | 22 | 9.2% |
| Accommodation and food services | 20 | 8.4% |
| Professional, scientific, and technical services | 17 | 7.1% |
| Transportation and warehousing | 15 | 6.3% |
| Manufacturing | 12 | 5.0% |
| Health care and social assistance | 12 | 5.0% |
| Wholesale trade | 10 | 4.2% |
| Real estate and rental and leasing | 10 | 4.2% |
| Agriculture, forestry, fishing and hunting | 8 | 3.4% |
| Finance and insurance | 7 | 2.9% |
| Arts, entertainment, and recreation | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95320 vs 95356 →
ZIP 95320 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95356
Modesto (95356)
30,918 residents
- 95215
Stockton (95215)
23,224 residents
- 95367
Riverbank (95367)
23,173 residents
- 95366
Ripon (95366)
16,575 residents
- 95368
Salida (95368)
13,614 residents
- 95320
Escalon (95320)
12,819 residents
- 95230 718
Farmington (95230)
718 residents
What this shows Among its immediate neighbors, ZIP 95320 ranks #6 by population — useful context the national average alone can't give.
ZIP 95320 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95230
Farmington (95230)
$128,339 median income
- 95366
Ripon (95366)
$112,097 median income
- 95356
Modesto (95356)
$96,886 median income
- 95368
Salida (95368)
$94,935 median income
- 95367
Riverbank (95367)
$87,487 median income
- 95320
Escalon (95320)
$82,572 median income
- 95215
Stockton (95215)
$71,888 median income
What this shows By household income, ZIP 95320 ranks #6 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95320 in? ▼
What is the population of ZIP code 95320? ▼
What is the median household income in ZIP 95320? ▼
What is the average home value in ZIP 95320? ▼
What is the demographic makeup of ZIP 95320? ▼
How many businesses are in ZIP code 95320? ▼
What are the main industries in ZIP code 95320? ▼
How have home values changed in ZIP code 95320? ▼
What is the education level in ZIP code 95320? ▼
What is the average commute time in ZIP 95320? ▼
What percentage of residents own vs. rent in ZIP 95320? ▼
What is the poverty rate in ZIP code 95320? ▼
ZIP Code Research Guides
Official Data Resources for Escalon, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.