Escalon, CA · standard
ZIP Code 95320
San Joaquin County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,819
- 56/sq mi Moderate-density area
- $82,572
- Median income Near-median income area
- $521,900
- Median home value Above-median home value
- 17.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Escalon pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 35%
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 56
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95320 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95320 (Escalon, CA) rose +6.3% from 2023 to 2024. The all-transactions index moved from 285.3 in 2023 to 303.1 in 2024 (2000 = 100).
ZIP code 95320 is a mid-sized community (a standard USPS delivery area) in Escalon, San Joaquin County, California, home to 12,819 residents across 229.7 square miles, a density of 56 people per square mile, in the Los Angeles time zone.
ZIP 95320 lands in the middle-income range, with a median household income of $82,572 (19% below the average California ZIP), while per-capita income is $45,378. The poverty rate is 14.0%, with unemployment at 6.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $521,900 (32% below the average California ZIP), and median rent is $1,658; owner occupancy is 70.8%.
Educational attainment sits below the national norm: 17.0% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is 25 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in San Joaquin County, so 95320 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95320
Top 5 sectors by establishment count in Escalon, CA
Which industries have the most business establishments in ZIP 95320.
- Construction
Construction
37 establishments
- Retail trade
Retail trade
36 establishments
- Other services (except public administration)
Other services (except public administration)
23 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
22 establishments
- Accommodation and food services
Accommodation and food services
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95320, Escalon, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
12,819
Population
229.7
Area (sq mi)
56
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95320?
34.7
Median Age
49.1%
Male
50.9%
Female
13.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,572
Median Household Income
-19% vs state ZIP avg
$45,378
Per Capita Income
14.0%
Poverty Rate
6.8%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 95320 ranks among California ZIPs
Escalon, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$82,572 39th percentile higher than 39% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,037housing units
5,037
Total Housing Units
4,662
Occupied Units
375
Vacant Units
2.88
Avg Household Size
Occupancy Type
$521,900
Median Home Value
-32% vs state ZIP avg
$1,658
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.3%
YoY Change (2024)
303
HPI Index (2000 = 100)
+203%
Total Change Since 2000
Home values in ZIP 95320 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 222 |
| 2021 | +14.0% | 253 |
| 2022 | +17.4% | 297 |
| 2023 | -4.1% | 285 |
| 2024 | +6.3% | 303 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 238 business establishments in ZIP 95320, employing approximately 2,087 people with a combined annual payroll of $125,738,000.
238
Businesses
2,087
Employees
$125.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 37 | 15.6% |
| Retail trade | 36 | 15.1% |
| Other services (except public administration) | 23 | 9.7% |
| Administrative and support and waste management and remediation services | 22 | 9.2% |
| Accommodation and food services | 20 | 8.4% |
| Professional, scientific, and technical services | 17 | 7.1% |
| Transportation and warehousing | 15 | 6.3% |
| Manufacturing | 12 | 5.0% |
| Health care and social assistance | 12 | 5.0% |
| Wholesale trade | 10 | 4.2% |
| Real estate and rental and leasing | 10 | 4.2% |
| Agriculture, forestry, fishing and hunting | 8 | 3.4% |
| Finance and insurance | 7 | 2.9% |
| Arts, entertainment, and recreation | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95320 vs 95356 →
ZIP 95320 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95356
Modesto (95356)
30,918 residents
- 95215
Stockton (95215)
23,224 residents
- 95367
Riverbank (95367)
23,173 residents
- 95366
Ripon (95366)
16,575 residents
- 95368
Salida (95368)
13,614 residents
- 95320
Escalon (95320)
12,819 residents
- 95230 718
Farmington (95230)
718 residents
What this shows Among its immediate neighbors, ZIP 95320 ranks #6 by population - useful context the national average alone can't give.
ZIP 95320 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95230
Farmington (95230)
$128,339 median income
- 95366
Ripon (95366)
$112,097 median income
- 95356
Modesto (95356)
$96,886 median income
- 95368
Salida (95368)
$94,935 median income
- 95367
Riverbank (95367)
$87,487 median income
- 95320
Escalon (95320)
$82,572 median income
- 95215
Stockton (95215)
$71,888 median income
What this shows By household income, ZIP 95320 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95320, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (12,819 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Joaquin County
Related Areas
Frequently Asked Questions
What county is ZIP code 95320 in?
ZIP code 95320 (Escalon) is located in San Joaquin County, California. San Joaquin County contains multiple ZIP codes, see the full list at /counties/san-joaquin-ca.
What is the population of ZIP code 95320?
ZIP code 95320 in Escalon, CA has a population of 12,819 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95320?
The median household income in ZIP 95320 is $82,572, which is 8% above the national average of $76,288.
What is the average home value in ZIP 95320?
The median home value in ZIP 95320 is $521,900, which is 88% above the national average of $278,155.
What is the demographic makeup of ZIP 95320?
The largest racial group in ZIP 95320 is White at 68.9%. Hispanic or Latino residents make up 30.8% of the population.
How many businesses are in ZIP code 95320?
ZIP code 95320 has 238 business establishments employing approximately 2,087 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95320?
The top industries by establishment count in ZIP 95320 are: Construction (37), Retail trade (36), Other services (except public administration) (23). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 95320?
According to the FHFA House Price Index, home values in ZIP 95320 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95320?
In ZIP code 95320, 38.7% of residents aged 25+ have a high school diploma or higher, and 17.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95320?
The mean commute time for workers in ZIP code 95320 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95320?
In ZIP code 95320, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95320?
The poverty rate in ZIP code 95320 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95320's numbers, next.
- See how ZIP 95320 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Escalon, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.