Oakdale, CA · standard

ZIP Code 95361

Stanislaus County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,610
53/sq mi
$92,963
Median income
$516,000
Median home value
25.0%
Bachelor's or higher

The verdict

Oakdale pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 12%
home value, US ZIPs
53
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95361 against every reporting US ZIP.

ZIP code 95361 is classified by USPS as a standard delivery area and covers roughly 599.8 square miles in Oakdale, Stanislaus County, California. The area is home to 31,610 residents, producing a population density of 53 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95361 against California and the nation.

On the economic side, the median household income for ZIP 95361 sits at $92,963 (9% below the California average), while per-capita income is $41,813. The poverty rate stands at 13.2% and the unemployment rate at 8.8%. On housing, the median home value is $516,000 (33% below the state average) with median rent at $1,597 per month, and 68.3% of occupied units are owner-occupied, a direct signal of whether 95361 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.0% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 34 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stanislaus County, so you can benchmark 95361 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95361

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95361.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95361, Oakdale, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

31,610

Population

599.8

Area (sq mi)

53

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95361?

39.1

Median Age

49.8%

Male

50.2%

Female

12.5%

Foreign-Born

White 64.2%
African American 0.8%
Asian 2.2%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 20.8%
Hispanic or Latino 31.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,963

Median Household Income

-9% vs state

$41,813

Per Capita Income

13.2%

Poverty Rate

8.8%

Unemployment Rate

34.0 min

Mean Commute Time

How ZIP 95361 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$92,963 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.2%
Bachelor's Degree or Higher 25.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,888

Total Housing Units

12,242

Occupied Units

646

Vacant Units

2.83

Avg Household Size

Occupancy Type

Owner 68.3%
Renter 31.7%

$516,000

Median Home Value

-33% vs state

$1,597

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.9%

YoY Change (2024)

287

HPI Index (2000 = 100)

+187%

Total Change Since 2000

Home values in ZIP 95361 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +187% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 212
2021 +15.0% 244
2022 +13.5% 277
2023 -0.3% 276
2024 +3.9% 287

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 702 business establishments in ZIP 95361, employing approximately 7,834 people with a combined annual payroll of $453,109,000.

702

Businesses

7,834

Employees

$453.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 108 15.4%
Retail trade 81 11.5%
Accommodation and food services 71 10.1%
Health care and social assistance 64 9.1%
Other services (except public administration) 54 7.7%
Professional, scientific, and technical services 53 7.5%
Real estate and rental and leasing 52 7.4%
Finance and insurance 42 6.0%
Manufacturing 41 5.8%
Wholesale trade 35 5.0%
Administrative and support and waste management and remediation services 34 4.8%
Transportation and warehousing 26 3.7%
Arts, entertainment, and recreation 12 1.7%
Agriculture, forestry, fishing and hunting 11 1.6%
Educational services 8 1.1%
Information 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95361 vs 95386 →

ZIP 95361 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95361 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95361 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95361 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95386 Waterford, CA 9,877 10.3 mi
95357 Modesto, CA 11,559 10.6 mi
95319 Empire, CA 1,749 12.9 mi

More ZIP Codes in Stanislaus County

Frequently Asked Questions

What county is ZIP code 95361 in?
ZIP code 95361 (Oakdale) is located in Stanislaus County, California. Stanislaus County contains multiple ZIP codes, see the full list at /counties/stanislaus-ca.
What is the population of ZIP code 95361?
ZIP code 95361 in Oakdale, CA has a population of 31,610 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95361?
The median household income in ZIP 95361 is $92,963, which is 22% above the national average of $76,288.
What is the average home value in ZIP 95361?
The median home value in ZIP 95361 is $516,000, which is 86% above the national average of $278,155.
What is the demographic makeup of ZIP 95361?
The largest racial group in ZIP 95361 is White at 64.2%. Hispanic or Latino residents make up 31.0% of the population.
How many businesses are in ZIP code 95361?
ZIP code 95361 has 702 business establishments employing approximately 7,834 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95361?
The top industries by establishment count in ZIP 95361 are: Construction (108), Retail trade (81), Accommodation and food services (71). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 95361?
According to the FHFA House Price Index, home values in ZIP 95361 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 187%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95361?
In ZIP code 95361, 49.2% of residents aged 25+ have a high school diploma or higher, and 25.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95361?
The mean commute time for workers in ZIP code 95361 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95361?
In ZIP code 95361, approximately 68.3% of occupied housing units are owner-occupied and 31.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95361?
The poverty rate in ZIP code 95361 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Oakdale, CA

Verify and explore additional data for this area using these official government sources.