Oakdale, CA · standard
ZIP Code 95361
Stanislaus County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,610
- 53/sq mi
- $92,963
- Median income
- $516,000
- Median home value
- 25.0%
- Bachelor's or higher
The verdict
Oakdale pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 53
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95361 against every reporting US ZIP.
ZIP code 95361 is classified by USPS as a standard delivery area and covers roughly 599.8 square miles in Oakdale, Stanislaus County, California. The area is home to 31,610 residents, producing a population density of 53 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95361 against California and the nation.
On the economic side, the median household income for ZIP 95361 sits at $92,963 (9% below the California average), while per-capita income is $41,813. The poverty rate stands at 13.2% and the unemployment rate at 8.8%. On housing, the median home value is $516,000 (33% below the state average) with median rent at $1,597 per month, and 68.3% of occupied units are owner-occupied, a direct signal of whether 95361 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 25.0% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 34 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stanislaus County, so you can benchmark 95361 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95361
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95361.
- Construction
Construction
108 establishments
- Retail trade
Retail trade
81 establishments
- Accommodation and food services
Accommodation and food services
71 establishments
- Health care and social assistance
Health care and social assistance
64 establishments
- Other services (except public administration)
Other services (except public administration)
54 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95361, Oakdale, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
31,610
Population
599.8
Area (sq mi)
53
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95361?
39.1
Median Age
49.8%
Male
50.2%
Female
12.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,963
Median Household Income
-9% vs state
$41,813
Per Capita Income
13.2%
Poverty Rate
8.8%
Unemployment Rate
34.0 min
Mean Commute Time
How ZIP 95361 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$92,963 Top 24% higher than 76% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,888
Total Housing Units
12,242
Occupied Units
646
Vacant Units
2.83
Avg Household Size
Occupancy Type
$516,000
Median Home Value
-33% vs state
$1,597
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.9%
YoY Change (2024)
287
HPI Index (2000 = 100)
+187%
Total Change Since 2000
Home values in ZIP 95361 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +187% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 212 |
| 2021 | +15.0% | 244 |
| 2022 | +13.5% | 277 |
| 2023 | -0.3% | 276 |
| 2024 | +3.9% | 287 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 702 business establishments in ZIP 95361, employing approximately 7,834 people with a combined annual payroll of $453,109,000.
702
Businesses
7,834
Employees
$453.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 108 | 15.4% |
| Retail trade | 81 | 11.5% |
| Accommodation and food services | 71 | 10.1% |
| Health care and social assistance | 64 | 9.1% |
| Other services (except public administration) | 54 | 7.7% |
| Professional, scientific, and technical services | 53 | 7.5% |
| Real estate and rental and leasing | 52 | 7.4% |
| Finance and insurance | 42 | 6.0% |
| Manufacturing | 41 | 5.8% |
| Wholesale trade | 35 | 5.0% |
| Administrative and support and waste management and remediation services | 34 | 4.8% |
| Transportation and warehousing | 26 | 3.7% |
| Arts, entertainment, and recreation | 12 | 1.7% |
| Agriculture, forestry, fishing and hunting | 11 | 1.6% |
| Educational services | 8 | 1.1% |
| Information | 5 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95361 vs 95386 →
ZIP 95361 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95361
Oakdale (95361)
31,610 residents
- 95357 11,559
Modesto (95357)
11,559 residents
- 95386 9,877
Waterford (95386)
9,877 residents
- 95319 1,749
Empire (95319)
1,749 residents
What this shows Among its immediate neighbors, ZIP 95361 ranks the most populous — useful context the national average alone can't give.
ZIP 95361 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95357
Modesto (95357)
$95,707 median income
- 95361
Oakdale (95361)
$92,963 median income
- 95386
Waterford (95386)
$73,196 median income
- 95319
Empire (95319)
$45,400 median income
What this shows By household income, ZIP 95361 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Stanislaus County
Related Areas
Frequently Asked Questions
What county is ZIP code 95361 in? ▼
What is the population of ZIP code 95361? ▼
What is the median household income in ZIP 95361? ▼
What is the average home value in ZIP 95361? ▼
What is the demographic makeup of ZIP 95361? ▼
How many businesses are in ZIP code 95361? ▼
What are the main industries in ZIP code 95361? ▼
How have home values changed in ZIP code 95361? ▼
What is the education level in ZIP code 95361? ▼
What is the average commute time in ZIP 95361? ▼
What percentage of residents own vs. rent in ZIP 95361? ▼
What is the poverty rate in ZIP code 95361? ▼
ZIP Code Research Guides
Official Data Resources for Oakdale, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.