PlainZIP

Copperopolis, CA · standard

ZIP Code 95228

Calaveras County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,976
14/sq mi
$107,899
Median income
$484,500
Median home value
21.4%
Bachelor's or higher

The verdict

Copperopolis pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 14%
home value, US ZIPs
14
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95228 against every reporting US ZIP.

ZIP code 95228 covers 276.1 square miles in Copperopolis, Calaveras County, California (a standard USPS delivery area), with a modest 3,976 residents on file, a density of 14 people per square mile, in the Los Angeles time zone.

ZIP 95228 lands in the middle-income range, with a median household income of $107,899 (6% above the California average), while per-capita income is $51,284. Local economic indicators show a 8.1% poverty rate alongside 5.1% unemployment. Median home value sits at $484,500 (37% below the state average), median rent at $2,077 a month, and owner-occupancy at 84.6%.

Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is -. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 95228, plus 6 more within Calaveras County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95228

Top 5 sectors by establishment count in Copperopolis, CA

Which industries have the most business establishments in ZIP 95228.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95228, Copperopolis, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,976

Population

276.1

Area (sq mi)

14

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95228?

51.4

Median Age

46.5%

Male

53.5%

Female

3.2%

Foreign-Born

White 76.7%
African American 1.6%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 17.0%
Hispanic or Latino 23.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,899

Median Household Income

+6% vs state

$51,284

Per Capita Income

8.1%

Poverty Rate

5.1%

Unemployment Rate

How ZIP 95228 ranks nationally

Copperopolis, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$107,899 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.8%
Bachelor's Degree or Higher 21.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,584

Total Housing Units

1,847

Occupied Units

737

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 84.6%
Renter 15.4%

$484,500

Median Home Value

-37% vs state

$2,077

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+16.5%

YoY Change (2024)

222

HPI Index (2000 = 100)

+122%

Total Change Since 2000

Home values in ZIP 95228 have increased 16.5% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.

Year Annual Change HPI Index
2019 +5.6% 175
2020 +1.1% 177
2021 +20.1% 212
2022 +16.5% 247
2024 – 222

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 72 business establishments in ZIP 95228, employing approximately 590 people with a combined annual payroll of $30,393,000.

72

Businesses

590

Employees

$30.4M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 15 20.8%
Retail trade 8 11.1%
Accommodation and food services 8 11.1%
Other services (except public administration) 7 9.7%
Real estate and rental and leasing 6 8.3%
Administrative and support and waste management and remediation services 5 6.9%
Professional, scientific, and technical services 4 5.6%
Health care and social assistance 4 5.6%
Wholesale trade 3 4.2%
Finance and insurance 3 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95228 vs 95222 →

ZIP Code City Population Distance
95222 Angels Camp, CA 5,292 8.7 mi

More ZIP Codes in Calaveras County

95252 standard
Valley Springs, CA
Pop: 13,460
95222 standard
Angels Camp, CA
Pop: 5,292
95223 standard
Arnold, CA
Pop: 4,612
95247 standard
Murphys, CA
Pop: 4,368
95249 standard
San Andreas, CA
Pop: 4,042
95245 standard
Mokelumne Hill, CA
Pop: 2,277

Related Areas

Calaveras County Copperopolis, CA California

Frequently Asked Questions

What county is ZIP code 95228 in? ▼
ZIP code 95228 (Copperopolis) is located in Calaveras County, California. Calaveras County contains multiple ZIP codes, see the full list at /counties/calaveras-ca.
What is the population of ZIP code 95228? ▼
ZIP code 95228 in Copperopolis, CA has a population of 3,976 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95228? ▼
The median household income in ZIP 95228 is $107,899, which is 41% above the national average of $76,288.
What is the average home value in ZIP 95228? ▼
The median home value in ZIP 95228 is $484,500, which is 74% above the national average of $278,155.
What is the demographic makeup of ZIP 95228? ▼
The largest racial group in ZIP 95228 is White at 76.7%. Hispanic or Latino residents make up 23.5% of the population.
How many businesses are in ZIP code 95228? ▼
ZIP code 95228 has 72 business establishments employing approximately 590 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95228? ▼
The top industries by establishment count in ZIP 95228 are: Construction (15), Retail trade (8), Accommodation and food services (8). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95228? ▼
According to the FHFA House Price Index, home values in ZIP 95228 increased by 16.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 122%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95228? ▼
In ZIP code 95228, 46.8% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95228? ▼
In ZIP code 95228, approximately 84.6% of occupied housing units are owner-occupied and 15.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95228? ▼
The poverty rate in ZIP code 95228 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.