Modesto, CA · standard

ZIP Code 95350

Stanislaus County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

51,046
2,214/sq mi
$75,621
Median income
$429,400
Median home value
21.0%
Bachelor's or higher

The verdict

Modesto pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure and unusually populous area.

Top 44%
household income, US ZIPs
Top 18%
home value, US ZIPs
2,214
people per sq mi
57%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95350 against every reporting US ZIP.

ZIP code 95350 is classified by USPS as a standard delivery area and covers roughly 23.1 square miles in Modesto, Stanislaus County, California. The area is home to 51,046 residents, producing a population density of 2,214 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95350 against California and the nation.

On the economic side, the median household income for ZIP 95350 sits at $75,621 (26% below the California average), while per-capita income is $34,183. The poverty rate stands at 13.9% and the unemployment rate at 7.7%. On housing, the median home value is $429,400 (44% below the state average) with median rent at $1,596 per month, and 56.8% of occupied units are owner-occupied, a direct signal of whether 95350 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.0% of adults hold a bachelor's degree or higher, the median age is 35.7, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stanislaus County, so you can benchmark 95350 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95350

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95350.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95350, Modesto, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

51,046

Population

23.1

Area (sq mi)

2,214

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95350?

35.7

Median Age

48.6%

Male

51.4%

Female

13.6%

Foreign-Born

White 50.2%
African American 5.0%
Asian 6.1%
American Indian or Alaska Native 1.7%
Native Hawaiian or Pacific Islander 0.6%
Two or More Ethnicities 22.0%
Hispanic or Latino 40.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,621

Median Household Income

-26% vs state

$34,183

Per Capita Income

13.9%

Poverty Rate

7.7%

Unemployment Rate

28.7 min

Mean Commute Time

How ZIP 95350 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$75,621 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.6%
Bachelor's Degree or Higher 21.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,439

Total Housing Units

19,783

Occupied Units

656

Vacant Units

2.82

Avg Household Size

Occupancy Type

Owner 56.8%
Renter 43.2%

$429,400

Median Home Value

-44% vs state

$1,596

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.3%

YoY Change (2024)

317

HPI Index (2000 = 100)

+217%

Total Change Since 2000

Home values in ZIP 95350 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +217% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 231
2021 +16.1% 269
2022 +13.7% 305
2023 -0.3% 304
2024 +4.3% 317

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,233 business establishments in ZIP 95350, employing approximately 20,099 people with a combined annual payroll of $1,139,685,000.

1,233

Businesses

20,099

Employees

$1.1B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 248 20.1%
Retail trade 203 16.5%
Accommodation and food services 146 11.8%
Other services (except public administration) 118 9.6%
Construction 102 8.3%
Finance and insurance 93 7.5%
Professional, scientific, and technical services 79 6.4%
Real estate and rental and leasing 66 5.3%
Administrative and support and waste management and remediation services 65 5.3%
Wholesale trade 24 1.9%
Transportation and warehousing 23 1.9%
Educational services 18 1.5%
Arts, entertainment, and recreation 16 1.3%
Manufacturing 15 1.2%
Information 11 0.9%
Management of companies and enterprises 4 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95350 vs 95351 →

ZIP 95350 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95350 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95350 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95350 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95351 Modesto, CA 46,458 3.4 mi
95355 Modesto, CA 58,311 3.3 mi
95356 Modesto, CA 30,918 3.5 mi
95354 Modesto, CA 25,394 3.2 mi
95367 Riverbank, CA 23,173 5.3 mi
95368 Salida, CA 13,614 5.5 mi
95357 Modesto, CA 11,559 6.9 mi
95319 Empire, CA 1,749 6.1 mi
95358 Modesto, CA 31,668 6.5 mi
95307 Ceres, CA 42,753 8.7 mi

More ZIP Codes in Stanislaus County

Frequently Asked Questions

What county is ZIP code 95350 in?
ZIP code 95350 (Modesto) is located in Stanislaus County, California. Stanislaus County contains multiple ZIP codes, see the full list at /counties/stanislaus-ca.
What is the population of ZIP code 95350?
ZIP code 95350 in Modesto, CA has a population of 51,046 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95350?
The median household income in ZIP 95350 is $75,621, which is 1% below the national average of $76,288.
What is the average home value in ZIP 95350?
The median home value in ZIP 95350 is $429,400, which is 54% above the national average of $278,155.
What is the demographic makeup of ZIP 95350?
The largest racial group in ZIP 95350 is White at 50.2%. Hispanic or Latino residents make up 40.5% of the population.
How many businesses are in ZIP code 95350?
ZIP code 95350 has 1,233 business establishments employing approximately 20,099 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95350?
The top industries by establishment count in ZIP 95350 are: Health care and social assistance (248), Retail trade (203), Accommodation and food services (146). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 95350?
According to the FHFA House Price Index, home values in ZIP 95350 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 217%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95350?
In ZIP code 95350, 49.6% of residents aged 25+ have a high school diploma or higher, and 21.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95350?
The mean commute time for workers in ZIP code 95350 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95350?
In ZIP code 95350, approximately 56.8% of occupied housing units are owner-occupied and 43.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95350?
The poverty rate in ZIP code 95350 is 13.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Modesto, CA

Verify and explore additional data for this area using these official government sources.