Modesto, CA · standard
ZIP Code 95358
Stanislaus County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,668
- 103/sq mi
- $76,924
- Median income
- $431,900
- Median home value
- 14.5%
- Bachelor's or higher
The verdict
Modesto pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 103
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95358 against every reporting US ZIP.
ZIP code 95358 is classified by USPS as a standard delivery area and covers roughly 308.4 square miles in Modesto, Stanislaus County, California. The area is home to 31,668 residents, producing a population density of 103 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95358 against California and the nation.
On the economic side, the median household income for ZIP 95358 sits at $76,924 (24% below the California average), while per-capita income is $28,441. The poverty rate stands at 15.5% and the unemployment rate at 8.7%. On housing, the median home value is $431,900 (44% below the state average) with median rent at $1,594 per month, and 62.0% of occupied units are owner-occupied, a direct signal of whether 95358 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 14.5% of adults hold a bachelor's degree or higher, the median age is 32, and the average commute is 34 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stanislaus County, so you can benchmark 95358 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95358
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95358.
- Construction
Construction
51 establishments
- Retail trade
Retail trade
50 establishments
- Transportation and warehousing
Transportation and warehousing
39 establishments
- Wholesale trade
Wholesale trade
34 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
33 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95358, Modesto, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
31,668
Population
308.4
Area (sq mi)
103
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95358?
32.0
Median Age
53.1%
Male
46.9%
Female
28.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,924
Median Household Income
-24% vs state
$28,441
Per Capita Income
15.5%
Poverty Rate
8.7%
Unemployment Rate
33.7 min
Mean Commute Time
How ZIP 95358 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$76,924 Top 42% higher than 58% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,736
Total Housing Units
8,273
Occupied Units
463
Vacant Units
3.61
Avg Household Size
Occupancy Type
$431,900
Median Home Value
-44% vs state
$1,594
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.7%
YoY Change (2024)
336
HPI Index (2000 = 100)
+236%
Total Change Since 2000
Home values in ZIP 95358 have increased 8.7% over the past year (2024). Since 2000, this ZIP has seen +236% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 225 |
| 2021 | +18.8% | 267 |
| 2022 | +13.2% | 302 |
| 2023 | +2.4% | 309 |
| 2024 | +8.7% | 336 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 354 business establishments in ZIP 95358, employing approximately 6,470 people with a combined annual payroll of $412,760,000.
354
Businesses
6,470
Employees
$412.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 51 | 14.4% |
| Retail trade | 50 | 14.1% |
| Transportation and warehousing | 39 | 11.0% |
| Wholesale trade | 34 | 9.6% |
| Administrative and support and waste management and remediation services | 33 | 9.3% |
| Other services (except public administration) | 32 | 9.0% |
| Accommodation and food services | 26 | 7.3% |
| Health care and social assistance | 24 | 6.8% |
| Manufacturing | 15 | 4.2% |
| Professional, scientific, and technical services | 14 | 4.0% |
| Real estate and rental and leasing | 11 | 3.1% |
| Finance and insurance | 9 | 2.5% |
| Agriculture, forestry, fishing and hunting | 6 | 1.7% |
| Arts, entertainment, and recreation | 4 | 1.1% |
| Educational services | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95358 vs 95368 →
ZIP 95358 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95350
Modesto (95350)
51,046 residents
- 95351
Modesto (95351)
46,458 residents
- 95358
Modesto (95358)
31,668 residents
- 95337
Manteca (95337)
31,557 residents
- 95356
Modesto (95356)
30,918 residents
- 95354
Modesto (95354)
25,394 residents
- 95366 16,575
Ripon (95366)
16,575 residents
- 95368 13,614
Salida (95368)
13,614 residents
- 95385 429
Vernalis (95385)
429 residents
What this shows Among its immediate neighbors, ZIP 95358 ranks #3 by population — useful context the national average alone can't give.
ZIP 95358 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95337
Manteca (95337)
$117,137 median income
- 95366
Ripon (95366)
$112,097 median income
- 95356
Modesto (95356)
$96,886 median income
- 95368
Salida (95368)
$94,935 median income
- 95358
Modesto (95358)
$76,924 median income
- 95350
Modesto (95350)
$75,621 median income
- 95354
Modesto (95354)
$72,879 median income
- 95351
Modesto (95351)
$58,275 median income
- 95385
Vernalis (95385)
$53,409 median income
What this shows By household income, ZIP 95358 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Stanislaus County
Related Areas
Frequently Asked Questions
What county is ZIP code 95358 in? ▼
What is the population of ZIP code 95358? ▼
What is the median household income in ZIP 95358? ▼
What is the average home value in ZIP 95358? ▼
What is the demographic makeup of ZIP 95358? ▼
How many businesses are in ZIP code 95358? ▼
What are the main industries in ZIP code 95358? ▼
How have home values changed in ZIP code 95358? ▼
What is the education level in ZIP code 95358? ▼
What is the average commute time in ZIP 95358? ▼
What percentage of residents own vs. rent in ZIP 95358? ▼
What is the poverty rate in ZIP code 95358? ▼
ZIP Code Research Guides
Official Data Resources for Modesto, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.