Modesto, CA · standard

ZIP Code 95358

Stanislaus County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,668
103/sq mi
$76,924
Median income
$431,900
Median home value
14.5%
Bachelor's or higher

The verdict

Modesto pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 18%
home value, US ZIPs
103
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95358 against every reporting US ZIP.

ZIP code 95358 is classified by USPS as a standard delivery area and covers roughly 308.4 square miles in Modesto, Stanislaus County, California. The area is home to 31,668 residents, producing a population density of 103 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95358 against California and the nation.

On the economic side, the median household income for ZIP 95358 sits at $76,924 (24% below the California average), while per-capita income is $28,441. The poverty rate stands at 15.5% and the unemployment rate at 8.7%. On housing, the median home value is $431,900 (44% below the state average) with median rent at $1,594 per month, and 62.0% of occupied units are owner-occupied, a direct signal of whether 95358 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.5% of adults hold a bachelor's degree or higher, the median age is 32, and the average commute is 34 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stanislaus County, so you can benchmark 95358 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95358

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95358.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95358, Modesto, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

31,668

Population

308.4

Area (sq mi)

103

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95358?

32.0

Median Age

53.1%

Male

46.9%

Female

28.1%

Foreign-Born

White 28.9%
African American 1.3%
Asian 4.7%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 44.0%
Hispanic or Latino 67.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,924

Median Household Income

-24% vs state

$28,441

Per Capita Income

15.5%

Poverty Rate

8.7%

Unemployment Rate

33.7 min

Mean Commute Time

How ZIP 95358 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$76,924 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.7%
Bachelor's Degree or Higher 14.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,736

Total Housing Units

8,273

Occupied Units

463

Vacant Units

3.61

Avg Household Size

Occupancy Type

Owner 62.0%
Renter 38.0%

$431,900

Median Home Value

-44% vs state

$1,594

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.7%

YoY Change (2024)

336

HPI Index (2000 = 100)

+236%

Total Change Since 2000

Home values in ZIP 95358 have increased 8.7% over the past year (2024). Since 2000, this ZIP has seen +236% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 225
2021 +18.8% 267
2022 +13.2% 302
2023 +2.4% 309
2024 +8.7% 336

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 354 business establishments in ZIP 95358, employing approximately 6,470 people with a combined annual payroll of $412,760,000.

354

Businesses

6,470

Employees

$412.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 51 14.4%
Retail trade 50 14.1%
Transportation and warehousing 39 11.0%
Wholesale trade 34 9.6%
Administrative and support and waste management and remediation services 33 9.3%
Other services (except public administration) 32 9.0%
Accommodation and food services 26 7.3%
Health care and social assistance 24 6.8%
Manufacturing 15 4.2%
Professional, scientific, and technical services 14 4.0%
Real estate and rental and leasing 11 3.1%
Finance and insurance 9 2.5%
Agriculture, forestry, fishing and hunting 6 1.7%
Arts, entertainment, and recreation 4 1.1%
Educational services 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95358 vs 95368 →

ZIP 95358 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95358 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95358 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95358 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95368 Salida, CA 13,614 7.0 mi
95351 Modesto, CA 46,458 5.8 mi
95350 Modesto, CA 51,046 6.5 mi
95385 Vernalis, CA 429 8.2 mi
95354 Modesto, CA 25,394 7.6 mi
95366 Ripon, CA 16,575 10.2 mi
95356 Modesto, CA 30,918 8.4 mi
95337 Manteca, CA 31,557 11.5 mi

More ZIP Codes in Stanislaus County

Frequently Asked Questions

What county is ZIP code 95358 in?
ZIP code 95358 (Modesto) is located in Stanislaus County, California. Stanislaus County contains multiple ZIP codes, see the full list at /counties/stanislaus-ca.
What is the population of ZIP code 95358?
ZIP code 95358 in Modesto, CA has a population of 31,668 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95358?
The median household income in ZIP 95358 is $76,924, which is 1% above the national average of $76,288.
What is the average home value in ZIP 95358?
The median home value in ZIP 95358 is $431,900, which is 55% above the national average of $278,155.
What is the demographic makeup of ZIP 95358?
The largest racial group in ZIP 95358 is Two or More Ethnicities at 44.0%. Hispanic or Latino residents make up 67.3% of the population.
How many businesses are in ZIP code 95358?
ZIP code 95358 has 354 business establishments employing approximately 6,470 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95358?
The top industries by establishment count in ZIP 95358 are: Construction (51), Retail trade (50), Transportation and warehousing (39). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95358?
According to the FHFA House Price Index, home values in ZIP 95358 increased by 8.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 236%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95358?
In ZIP code 95358, 46.7% of residents aged 25+ have a high school diploma or higher, and 14.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95358?
The mean commute time for workers in ZIP code 95358 is 33.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95358?
In ZIP code 95358, approximately 62.0% of occupied housing units are owner-occupied and 38.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95358?
The poverty rate in ZIP code 95358 is 15.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Modesto, CA

Verify and explore additional data for this area using these official government sources.