ZIP Code 95366

ZIP code 95366 is classified by USPS as a standard delivery area and covers roughly 89.1 square miles in Ripon, San Joaquin County, California. The area is home to 16,575 residents, producing a population density of 186 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95366 against California and the nation.

On the economic side, the median household income for ZIP 95366 sits at $112,097 (10% above the California average), while per-capita income is $53,349. The poverty rate stands at 8.4% and the unemployment rate at 2.7%. On housing, the median home value is $707,800 (8% below the state average) with median rent at $1,846 per month, and 66.0% of occupied units are owner-occupied, a direct signal of whether 95366 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 28.2% of adults hold a bachelor's degree or higher, the median age is 40.9, and the average commute is 26 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Joaquin County, so you can benchmark 95366 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →