PlainZIP

Keyes, CA · standard

ZIP Code 95328

Stanislaus County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,993
1,515/sq mi
$62,743
Median income
$399,000
Median home value
5.5%
Bachelor's or higher

The verdict

Keyes pairs a below-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

34th pct
household income, US ZIPs
Top 21%
home value, US ZIPs
1,515
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95328 against every reporting US ZIP.

ZIP code 95328 covers 2.6 square miles in Keyes, Stanislaus County, California (a standard USPS delivery area), with a modest 3,993 residents on file, a density of 1,515 people per square mile, in the Los Angeles time zone.

ZIP 95328 reports a modest median household income of $62,743 (38% below the California average), while per-capita income is $21,328. The poverty rate stands at 30.7% and the unemployment rate at 9.4%. Housing costs here run $399,000 for a typical home value (48% below the state average), with rent averaging $1,546 a month; 62.3% of homes are owner-occupied.

Formal educational attainment runs low here: just 5.5% of adults hold a bachelor's degree or higher, the median age is 32.6, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stanislaus County, so you can benchmark 95328 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95328

Top 5 sectors by establishment count in Keyes, CA

Which industries have the most business establishments in ZIP 95328.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95328, Keyes, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,993

Population

2.6

Area (sq mi)

1,515

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95328?

32.6

Median Age

50.1%

Male

49.9%

Female

26.8%

Foreign-Born

White 25.1%
African American 0.0%
Asian 8.2%
American Indian or Alaska Native 4.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 48.9%
Hispanic or Latino 75.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,743

Median Household Income

-38% vs state

$21,328

Per Capita Income

30.7%

Poverty Rate

9.4%

Unemployment Rate

28.7 min

Mean Commute Time

How ZIP 95328 ranks nationally

Keyes, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$62,743 34th percentile higher than 34% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 41.6%
Bachelor's Degree or Higher 5.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,312

Total Housing Units

1,213

Occupied Units

99

Vacant Units

3.41

Avg Household Size

Occupancy Type

Owner 62.3%
Renter 37.7%

$399,000

Median Home Value

-48% vs state

$1,546

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.1%

YoY Change (2024)

370

HPI Index (2000 = 100)

+270%

Total Change Since 2000

Home values in ZIP 95328 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +270% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.6% 268
2021 +12.1% 301
2022 +13.9% 343
2023 +1.7% 349
2024 +6.1% 370

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 38 business establishments in ZIP 95328, employing approximately 276 people with a combined annual payroll of $18,369,000.

38

Businesses

276

Employees

$18.4M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 15 39.5%
Retail trade 6 15.8%
Construction 4 10.5%
Wholesale trade 3 7.9%
Other services (except public administration) 3 7.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95328 vs 95307 →

ZIP 95328 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95328 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95328 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95328 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95307 Ceres, CA 42,753 2.3 mi
95382 Turlock, CA 36,176 3.7 mi
95319 Empire, CA 1,749 5.6 mi
95326 Hughson, CA 9,581 3.8 mi
95380 Turlock, CA 41,201 6.4 mi
95354 Modesto, CA 25,394 6.3 mi
95357 Modesto, CA 11,559 7.7 mi
95351 Modesto, CA 46,458 6.5 mi
95355 Modesto, CA 58,311 8.2 mi
95350 Modesto, CA 51,046 9.5 mi

More ZIP Codes in Stanislaus County

95355 standard
Modesto, CA
Pop: 58,311
95350 standard
Modesto, CA
Pop: 51,046
95351 standard
Modesto, CA
Pop: 46,458
95307 standard
Ceres, CA
Pop: 42,753
95380 standard
Turlock, CA
Pop: 41,201
95382 standard
Turlock, CA
Pop: 36,176

Related Areas

Stanislaus County Keyes, CA California

Frequently Asked Questions

What county is ZIP code 95328 in? ▼
ZIP code 95328 (Keyes) is located in Stanislaus County, California. Stanislaus County contains multiple ZIP codes, see the full list at /counties/stanislaus-ca.
What is the population of ZIP code 95328? ▼
ZIP code 95328 in Keyes, CA has a population of 3,993 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95328? ▼
The median household income in ZIP 95328 is $62,743, which is 18% below the national average of $76,288.
What is the average home value in ZIP 95328? ▼
The median home value in ZIP 95328 is $399,000, which is 43% above the national average of $278,155.
What is the demographic makeup of ZIP 95328? ▼
The largest racial group in ZIP 95328 is Two or More Ethnicities at 48.9%. Hispanic or Latino residents make up 75.8% of the population.
How many businesses are in ZIP code 95328? ▼
ZIP code 95328 has 38 business establishments employing approximately 276 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95328? ▼
The top industries by establishment count in ZIP 95328 are: Transportation and warehousing (15), Retail trade (6), Construction (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 95328? ▼
According to the FHFA House Price Index, home values in ZIP 95328 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 270%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95328? ▼
In ZIP code 95328, 41.6% of residents aged 25+ have a high school diploma or higher, and 5.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95328? ▼
The mean commute time for workers in ZIP code 95328 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95328? ▼
In ZIP code 95328, approximately 62.3% of occupied housing units are owner-occupied and 37.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95328? ▼
The poverty rate in ZIP code 95328 is 30.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.