Keyes, CA · standard
ZIP Code 95328
Stanislaus County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,993
- 1,515/sq mi High-density area
- $62,743
- Median income Near-median income area
- $399,000
- Median home value Above-median home value
- 5.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Keyes pairs a below-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- 34th pct
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 1,515
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95328 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95328 (Keyes, CA) rose +6.1% from 2023 to 2024. The all-transactions index moved from 348.6 in 2023 to 370.0 in 2024 (2000 = 100).
ZIP code 95328 covers 2.6 square miles in Keyes, Stanislaus County, California (a standard USPS delivery area), with a modest 3,993 residents on file, a density of 1,515 people per square mile, in the Los Angeles time zone.
ZIP 95328 reports a modest median household income of $62,743 (38% below the average California ZIP), while per-capita income is $21,328. The poverty rate is 30.7%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $399,000 (48% below the average California ZIP), and median rent is $1,546; owner occupancy is 62.3%.
Formal educational attainment runs low here: just 5.5% of adults hold a bachelor's degree or higher, the median age is 32.6, and the average commute is 29 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Stanislaus County, so 95328 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95328
Top 5 sectors by establishment count in Keyes, CA
Which industries have the most business establishments in ZIP 95328.
- Transportation and warehousing
Transportation and warehousing
15 establishments
- Retail trade
Retail trade
6 establishments
- Construction 4
Construction
4 establishments
- Wholesale trade 3
Wholesale trade
3 establishments
- Other services (except public administration) 3
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95328, Keyes, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,993
Population
2.6
Area (sq mi)
1,515
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95328?
32.6
Median Age
50.1%
Male
49.9%
Female
26.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,743
Median Household Income
-38% vs state ZIP avg
$21,328
Per Capita Income
30.7%
Poverty Rate
9.4%
Unemployment Rate
28.7 min
Mean Commute Time
How ZIP 95328 ranks among California ZIPs
Keyes, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$62,743 18th percentile higher than 18% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,312housing units
1,312
Total Housing Units
1,213
Occupied Units
99
Vacant Units
3.41
Avg Household Size
Occupancy Type
$399,000
Median Home Value
-48% vs state ZIP avg
$1,546
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.1%
YoY Change (2024)
370
HPI Index (2000 = 100)
+270%
Total Change Since 2000
Home values in ZIP 95328 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +270% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.6% | 268 |
| 2021 | +12.1% | 301 |
| 2022 | +13.9% | 343 |
| 2023 | +1.7% | 349 |
| 2024 | +6.1% | 370 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 38 business establishments in ZIP 95328, employing approximately 276 people with a combined annual payroll of $18,369,000.
38
Businesses
276
Employees
$18.4M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 15 | 39.5% |
| Retail trade | 6 | 15.8% |
| Construction | 4 | 10.5% |
| Wholesale trade | 3 | 7.9% |
| Other services (except public administration) | 3 | 7.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95328 vs 95307 →
ZIP 95328 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95355
Modesto (95355)
58,311 residents
- 95350
Modesto (95350)
51,046 residents
- 95351
Modesto (95351)
46,458 residents
- 95307
Ceres (95307)
42,753 residents
- 95380
Turlock (95380)
41,201 residents
- 95382
Turlock (95382)
36,176 residents
- 95354
Modesto (95354)
25,394 residents
- 95357 11,559
Modesto (95357)
11,559 residents
- 95326 9,581
Hughson (95326)
9,581 residents
What this shows Among its immediate neighbors, ZIP 95328 ranks #0 by population - useful context the national average alone can't give.
ZIP 95328 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95357
Modesto (95357)
$95,707 median income
- 95382
Turlock (95382)
$95,282 median income
- 95326
Hughson (95326)
$87,500 median income
- 95355
Modesto (95355)
$86,849 median income
- 95307
Ceres (95307)
$80,627 median income
- 95350
Modesto (95350)
$75,621 median income
- 95380
Turlock (95380)
$74,534 median income
- 95354
Modesto (95354)
$72,879 median income
- 95328
Keyes (95328)
$62,743 median income
What this shows By household income, ZIP 95328 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95307 | Ceres, CA | 42,753 | 2.3 mi |
| 95382 | Turlock, CA | 36,176 | 3.7 mi |
| 95319 | Empire, CA | 1,749 | 5.6 mi |
| 95326 | Hughson, CA | 9,581 | 3.8 mi |
| 95380 | Turlock, CA | 41,201 | 6.4 mi |
| 95354 | Modesto, CA | 25,394 | 6.3 mi |
| 95357 | Modesto, CA | 11,559 | 7.7 mi |
| 95351 | Modesto, CA | 46,458 | 6.5 mi |
| 95355 | Modesto, CA | 58,311 | 8.2 mi |
| 95350 | Modesto, CA | 51,046 | 9.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95328, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,993 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Stanislaus County
Related Areas
Frequently Asked Questions
What county is ZIP code 95328 in?
ZIP code 95328 (Keyes) is located in Stanislaus County, California. Stanislaus County contains multiple ZIP codes, see the full list at /counties/stanislaus-ca.
What is the population of ZIP code 95328?
ZIP code 95328 in Keyes, CA has a population of 3,993 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95328?
The median household income in ZIP 95328 is $62,743, which is 18% below the national average of $76,288.
What is the average home value in ZIP 95328?
The median home value in ZIP 95328 is $399,000, which is 43% above the national average of $278,155.
What is the demographic makeup of ZIP 95328?
The largest racial group in ZIP 95328 is Two or More Ethnicities at 48.9%. Hispanic or Latino residents make up 75.8% of the population.
How many businesses are in ZIP code 95328?
ZIP code 95328 has 38 business establishments employing approximately 276 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95328?
The top industries by establishment count in ZIP 95328 are: Transportation and warehousing (15), Retail trade (6), Construction (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 95328?
According to the FHFA House Price Index, home values in ZIP 95328 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 270%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95328?
In ZIP code 95328, 41.6% of residents aged 25+ have a high school diploma or higher, and 5.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95328?
The mean commute time for workers in ZIP code 95328 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95328?
In ZIP code 95328, approximately 62.3% of occupied housing units are owner-occupied and 37.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95328?
The poverty rate in ZIP code 95328 is 30.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95328's numbers, next.
- See how ZIP 95328 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Keyes, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.