ZIP 95376 vs ZIP 95377

This side-by-side compares ZIP 95376 (Tracy, CA) and ZIP 95377 (Tracy, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95376 has a population of 49,859 at 2,523 people per square mile, while ZIP 95377 has 30,902 at 110 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95376 reports a median household income of $102,555 against $158,158 in ZIP 95377, with per-capita income of $39,013 vs $49,945. The share of adults holding a bachelor's degree or higher is 20.7% in 95376 and 37.5% in 95377. Poverty rate reads 10.5% vs 4.5%, and unemployment 6.3% vs 4.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $618,100 in 95376 versus $834,600 in 95377, with median rent of $2,171 and $3,031 per month respectively. Homeownership rate is 61.6% vs 74.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.