ZIP 95430 vs ZIP 95462

This side-by-side compares ZIP 95430 (Duncans Mills, CA) and ZIP 95462 (Monte Rio, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95430 has a population of 44 at 72 people per square mile, while ZIP 95462 has 1,417 at 93 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95430 reports a median household income of — against $85,536 in ZIP 95462, with per-capita income of — vs $66,678. The share of adults holding a bachelor's degree or higher is — in 95430 and 43.8% in 95462. Poverty rate reads — vs 10.2%, and unemployment — vs 8.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 95430 versus $680,900 in 95462, with median rent of — and $1,833 per month respectively. Homeownership rate is — vs 85.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.