Monte Rio, CA · standard
ZIP Code 95462
Sonoma County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,417
- 93/sq mi
- $85,536
- Median income
- $680,900
- Median home value
- 43.8%
- Bachelor's or higher
The verdict
Monte Rio pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 93
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95462 against every reporting US ZIP.
ZIP code 95462 is classified by USPS as a standard delivery area and covers roughly 15.2 square miles in Monte Rio, Sonoma County, California. The area is home to 1,417 residents, producing a population density of 93 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95462 against California and the nation.
On the economic side, the median household income for ZIP 95462 sits at $85,536 (16% below the California average), while per-capita income is $66,678. The poverty rate stands at 10.2% and the unemployment rate at 8.0%. On housing, the median home value is $680,900 (12% below the state average) with median rent at $1,833 per month, and 85.6% of occupied units are owner-occupied, a direct signal of whether 95462 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 43.8% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is —. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sonoma County, so you can benchmark 95462 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95462
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95462.
- Accommodation and food services
Accommodation and food services
7 establishments
- Construction
Construction
4 establishments
- Retail trade
Retail trade
3 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95462, Monte Rio, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,417
Population
15.2
Area (sq mi)
93
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95462?
62.7
Median Age
51.4%
Male
48.6%
Female
9.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,536
Median Household Income
-16% vs state
$66,678
Per Capita Income
10.2%
Poverty Rate
8.0%
Unemployment Rate
How ZIP 95462 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$85,536 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
960
Total Housing Units
583
Occupied Units
377
Vacant Units
1.81
Avg Household Size
Occupancy Type
$680,900
Median Home Value
-12% vs state
$1,833
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-14.9%
YoY Change (2024)
270
HPI Index (2000 = 100)
+170%
Total Change Since 2000
Home values in ZIP 95462 have decreased 14.9% over the past year (2024). Since 2000, this ZIP has seen +170% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.6% | 233 |
| 2021 | +17.0% | 273 |
| 2022 | +12.8% | 308 |
| 2023 | +3.0% | 317 |
| 2024 | -14.9% | 270 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 95462, employing approximately 207 people with a combined annual payroll of $11,509,000.
29
Businesses
207
Employees
$11.5M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 7 | 24.1% |
| Construction | 4 | 13.8% |
| Retail trade | 3 | 10.3% |
| Professional, scientific, and technical services | 3 | 10.3% |
| Administrative and support and waste management and remediation services | 3 | 10.3% |
| Health care and social assistance | 3 | 10.3% |
| Other services (except public administration) | 3 | 10.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95462 vs 95486 →
ZIP 95462 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95436
Forestville (95436)
5,418 residents
- 95446
Guerneville (95446)
4,750 residents
- 95465 2,083
Occidental (95465)
2,083 residents
- 95462 1,417
Monte Rio (95462)
1,417 residents
- 94923 1,411
Bodega Bay (94923)
1,411 residents
- 95471 522
Rio Nido (95471)
522 residents
- 94922 425
Bodega (94922)
425 residents
- 95450 387
Jenner (95450)
387 residents
- 95486 62
Villa Grande (95486)
62 residents
What this shows Among its immediate neighbors, ZIP 95462 ranks #4 by population — useful context the national average alone can't give.
ZIP 95462 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94923
Bodega Bay (94923)
$147,546 median income
- 95450
Jenner (95450)
$123,125 median income
- 95465
Occidental (95465)
$120,781 median income
- 95436
Forestville (95436)
$109,531 median income
- 95446
Guerneville (95446)
$85,833 median income
- 95462
Monte Rio (95462)
$85,536 median income
What this shows By household income, ZIP 95462 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95486 | Villa Grande, CA | 62 | 0.9 mi |
| 95430 | Duncans Mills, CA | 44 | 1.3 mi |
| 95465 | Occidental, CA | 2,083 | 3.8 mi |
| 95446 | Guerneville, CA | 4,750 | 4.6 mi |
| 95471 | Rio Nido, CA | 522 | 5.2 mi |
| 94923 | Bodega Bay, CA | 1,411 | 8.3 mi |
| 95436 | Forestville, CA | 5,418 | 6.2 mi |
| 95450 | Jenner, CA | 387 | 8.3 mi |
| 94922 | Bodega, CA | 425 | 9.2 mi |
More ZIP Codes in Sonoma County
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Frequently Asked Questions
What county is ZIP code 95462 in? ▼
What is the population of ZIP code 95462? ▼
What is the median household income in ZIP 95462? ▼
What is the average home value in ZIP 95462? ▼
What is the demographic makeup of ZIP 95462? ▼
How many businesses are in ZIP code 95462? ▼
What are the main industries in ZIP code 95462? ▼
How have home values changed in ZIP code 95462? ▼
What is the education level in ZIP code 95462? ▼
What percentage of residents own vs. rent in ZIP 95462? ▼
What is the poverty rate in ZIP code 95462? ▼
ZIP Code Research Guides
Official Data Resources for Monte Rio, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.