Monte Rio, CA · standard

ZIP Code 95462

Sonoma County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,417
93/sq mi
$85,536
Median income
$680,900
Median home value
43.8%
Bachelor's or higher

The verdict

Monte Rio pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.

Top 31%
household income, US ZIPs
Top 7%
home value, US ZIPs
93
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95462 against every reporting US ZIP.

ZIP code 95462 is classified by USPS as a standard delivery area and covers roughly 15.2 square miles in Monte Rio, Sonoma County, California. The area is home to 1,417 residents, producing a population density of 93 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95462 against California and the nation.

On the economic side, the median household income for ZIP 95462 sits at $85,536 (16% below the California average), while per-capita income is $66,678. The poverty rate stands at 10.2% and the unemployment rate at 8.0%. On housing, the median home value is $680,900 (12% below the state average) with median rent at $1,833 per month, and 85.6% of occupied units are owner-occupied, a direct signal of whether 95462 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.8% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is . We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sonoma County, so you can benchmark 95462 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95462

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95462.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95462, Monte Rio, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,417

Population

15.2

Area (sq mi)

93

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95462?

62.7

Median Age

51.4%

Male

48.6%

Female

9.4%

Foreign-Born

White 87.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,536

Median Household Income

-16% vs state

$66,678

Per Capita Income

10.2%

Poverty Rate

8.0%

Unemployment Rate

How ZIP 95462 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$85,536 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.9%
Bachelor's Degree or Higher 43.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

960

Total Housing Units

583

Occupied Units

377

Vacant Units

1.81

Avg Household Size

Occupancy Type

Owner 85.6%
Renter 14.4%

$680,900

Median Home Value

-12% vs state

$1,833

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-14.9%

YoY Change (2024)

270

HPI Index (2000 = 100)

+170%

Total Change Since 2000

Home values in ZIP 95462 have decreased 14.9% over the past year (2024). Since 2000, this ZIP has seen +170% cumulative appreciation.

Year Annual Change HPI Index
2020 -3.6% 233
2021 +17.0% 273
2022 +12.8% 308
2023 +3.0% 317
2024 -14.9% 270

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 95462, employing approximately 207 people with a combined annual payroll of $11,509,000.

29

Businesses

207

Employees

$11.5M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 7 24.1%
Construction 4 13.8%
Retail trade 3 10.3%
Professional, scientific, and technical services 3 10.3%
Administrative and support and waste management and remediation services 3 10.3%
Health care and social assistance 3 10.3%
Other services (except public administration) 3 10.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95462 vs 95486 →

ZIP 95462 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95462 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95462 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95462 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95486 Villa Grande, CA 62 0.9 mi
95430 Duncans Mills, CA 44 1.3 mi
95465 Occidental, CA 2,083 3.8 mi
95446 Guerneville, CA 4,750 4.6 mi
95471 Rio Nido, CA 522 5.2 mi
94923 Bodega Bay, CA 1,411 8.3 mi
95436 Forestville, CA 5,418 6.2 mi
95450 Jenner, CA 387 8.3 mi
94922 Bodega, CA 425 9.2 mi

More ZIP Codes in Sonoma County

Frequently Asked Questions

What county is ZIP code 95462 in?
ZIP code 95462 (Monte Rio) is located in Sonoma County, California. Sonoma County contains multiple ZIP codes, see the full list at /counties/sonoma-ca.
What is the population of ZIP code 95462?
ZIP code 95462 in Monte Rio, CA has a population of 1,417 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95462?
The median household income in ZIP 95462 is $85,536, which is 12% above the national average of $76,288.
What is the average home value in ZIP 95462?
The median home value in ZIP 95462 is $680,900, which is 145% above the national average of $278,155.
What is the demographic makeup of ZIP 95462?
The largest racial group in ZIP 95462 is White at 87.1%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 95462?
ZIP code 95462 has 29 business establishments employing approximately 207 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95462?
The top industries by establishment count in ZIP 95462 are: Accommodation and food services (7), Construction (4), Retail trade (3). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 95462?
According to the FHFA House Price Index, home values in ZIP 95462 decreased by 14.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 170%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95462?
In ZIP code 95462, 67.9% of residents aged 25+ have a high school diploma or higher, and 43.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95462?
In ZIP code 95462, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95462?
The poverty rate in ZIP code 95462 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Monte Rio, CA

Verify and explore additional data for this area using these official government sources.