Monte Rio, CA · standard
ZIP Code 95462
Sonoma County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,417
- 93/sq mi Moderate-density area
- $85,536
- Median income Above-median income area
- $680,900
- Median home value Above-median home value
- 43.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Monte Rio pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 93
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95462 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95462 (Monte Rio, CA) fell -14.9% from 2023 to 2024. The all-transactions index moved from 316.8 in 2023 to 269.6 in 2024 (2000 = 100).
ZIP code 95462 is a sparsely populated ZIP (a standard USPS delivery area) in Monte Rio, Sonoma County, California, home to just 1,417 residents across 15.2 square miles, a density of 93 people per square mile, in the Los Angeles time zone.
ZIP 95462 lands in the middle-income range, with a median household income of $85,536 (16% below the average California ZIP), while per-capita income is $66,678. The poverty rate is 10.2%, with unemployment at 8.0%; those measures add context to the income figure. Median home value is $680,900 (12% below the average California ZIP) and median rent is $1,833; 85.6% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 43.8% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Sonoma County, so 95462 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95462
Top 5 sectors by establishment count in Monte Rio, CA
Which industries have the most business establishments in ZIP 95462.
- Accommodation and food services
Accommodation and food services
7 establishments
- Construction
Construction
4 establishments
- Retail trade
Retail trade
3 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95462, Monte Rio, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,417
Population
15.2
Area (sq mi)
93
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95462?
62.7
Median Age
51.4%
Male
48.6%
Female
9.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,536
Median Household Income
-16% vs state ZIP avg
$66,678
Per Capita Income
10.2%
Poverty Rate
8.0%
Unemployment Rate
How ZIP 95462 ranks among California ZIPs
Monte Rio, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,536 42nd percentile higher than 42% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
960housing units
960
Total Housing Units
583
Occupied Units
377
Vacant Units
1.81
Avg Household Size
Occupancy Type
$680,900
Median Home Value
-12% vs state ZIP avg
$1,833
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-14.9%
YoY Change (2024)
270
HPI Index (2000 = 100)
+170%
Total Change Since 2000
Home values in ZIP 95462 have decreased 14.9% over the past year (2024). Since 2000, this ZIP has seen +170% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.6% | 233 |
| 2021 | +17.0% | 273 |
| 2022 | +12.8% | 308 |
| 2023 | +3.0% | 317 |
| 2024 | -14.9% | 270 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 95462, employing approximately 207 people with a combined annual payroll of $11,509,000.
29
Businesses
207
Employees
$11.5M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 7 | 24.1% |
| Construction | 4 | 13.8% |
| Retail trade | 3 | 10.3% |
| Professional, scientific, and technical services | 3 | 10.3% |
| Administrative and support and waste management and remediation services | 3 | 10.3% |
| Health care and social assistance | 3 | 10.3% |
| Other services (except public administration) | 3 | 10.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95462 vs 95486 →
ZIP 95462 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95436
Forestville (95436)
5,418 residents
- 95446
Guerneville (95446)
4,750 residents
- 95465 2,083
Occidental (95465)
2,083 residents
- 95462 1,417
Monte Rio (95462)
1,417 residents
- 94923 1,411
Bodega Bay (94923)
1,411 residents
- 95471 522
Rio Nido (95471)
522 residents
- 94922 425
Bodega (94922)
425 residents
- 95450 387
Jenner (95450)
387 residents
- 95486 62
Villa Grande (95486)
62 residents
What this shows Among its immediate neighbors, ZIP 95462 ranks #4 by population - useful context the national average alone can't give.
ZIP 95462 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94923
Bodega Bay (94923)
$147,546 median income
- 95450
Jenner (95450)
$123,125 median income
- 95465
Occidental (95465)
$120,781 median income
- 95436
Forestville (95436)
$109,531 median income
- 95446
Guerneville (95446)
$85,833 median income
- 95462
Monte Rio (95462)
$85,536 median income
What this shows By household income, ZIP 95462 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95486 | Villa Grande, CA | 62 | 0.9 mi |
| 95430 | Duncans Mills, CA | 44 | 1.3 mi |
| 95465 | Occidental, CA | 2,083 | 3.8 mi |
| 95446 | Guerneville, CA | 4,750 | 4.6 mi |
| 95471 | Rio Nido, CA | 522 | 5.2 mi |
| 94923 | Bodega Bay, CA | 1,411 | 8.3 mi |
| 95436 | Forestville, CA | 5,418 | 6.2 mi |
| 95450 | Jenner, CA | 387 | 8.3 mi |
| 94922 | Bodega, CA | 425 | 9.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95462, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,417 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sonoma County
Related Areas
Frequently Asked Questions
What county is ZIP code 95462 in?
ZIP code 95462 (Monte Rio) is located in Sonoma County, California. Sonoma County contains multiple ZIP codes, see the full list at /counties/sonoma-ca.
What is the population of ZIP code 95462?
ZIP code 95462 in Monte Rio, CA has a population of 1,417 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95462?
The median household income in ZIP 95462 is $85,536, which is 12% above the national average of $76,288.
What is the average home value in ZIP 95462?
The median home value in ZIP 95462 is $680,900, which is 145% above the national average of $278,155.
What is the demographic makeup of ZIP 95462?
The largest racial group in ZIP 95462 is White at 87.1%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 95462?
ZIP code 95462 has 29 business establishments employing approximately 207 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95462?
The top industries by establishment count in ZIP 95462 are: Accommodation and food services (7), Construction (4), Retail trade (3). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 95462?
According to the FHFA House Price Index, home values in ZIP 95462 decreased by 14.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 170%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95462?
In ZIP code 95462, 67.9% of residents aged 25+ have a high school diploma or higher, and 43.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95462?
In ZIP code 95462, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95462?
The poverty rate in ZIP code 95462 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95462's numbers, next.
- See how ZIP 95462 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monte Rio, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.