Cazadero, CA · standard

ZIP Code 95421

Sonoma County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,592
3/sq mi Low-density area
$78,906
Median income Near-median income area
$633,400
Median home value Above-median home value
36.6%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Cazadero pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.

Top 39%
household income, US ZIPs
Top 8%
home value, US ZIPs
3
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95421 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 95421 (Cazadero, CA) fell -8.8% from 2023 to 2024. The all-transactions index moved from 275.4 in 2023 to 251.2 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 95421 covers 568.6 square miles in Cazadero, Sonoma County, California (a standard USPS delivery area), with a modest 1,592 residents on file, a density of 3 people per square mile, in the Los Angeles time zone.

ZIP 95421 lands in the middle-income range, with a median household income of $78,906 (22% below the average California ZIP), while per-capita income is $49,269. The poverty rate is 14.1%, with unemployment at 2.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $633,400 (18% below the average California ZIP), and median rent is $1,813; owner occupancy is 79.3%.

A solid share of residents have a four-year degree: 36.6% of adults hold a bachelor's degree or higher, the median age is 59.3, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Sonoma County, so 95421 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 95421

Top 5 sectors by establishment count in Cazadero, CA

Which industries have the most business establishments in ZIP 95421.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95421, Cazadero, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,592

Population

568.6

Area (sq mi)

3

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95421?

59.3

Median Age

52.3%

Male

47.7%

Female

15.4%

Foreign-Born

White 85.2%
African American 0.8%
Asian 3.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 1.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 7.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,906

Median Household Income

-22% vs state ZIP avg

$49,269

Per Capita Income

14.1%

Poverty Rate

2.1%

Unemployment Rate

How ZIP 95421 ranks among California ZIPs

Cazadero, CA household income vs. every California ZIP code

Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$78,906 34th percentile higher than 34% of 1,583 California ZIPs

This ZIP $0 $200K+ every California ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.6%
Bachelor's Degree or Higher 36.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,145

Total Housing Units

663

Occupied Units

482

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 79.3%
Renter 20.7%

$633,400

Median Home Value

-18% vs state ZIP avg

$1,813

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-8.8%

YoY Change (2024)

251

HPI Index (2000 = 100)

+151%

Total Change Since 2000

Home values in ZIP 95421 have decreased 8.8% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 212
2021 +9.6% 232
2022 -7.6% 214
2023 +28.5% 275
2024 -8.8% 251

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 45 business establishments in ZIP 95421, employing approximately 178 people with a combined annual payroll of $8,573,000.

45

Businesses

178

Employees

$8.6M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 10 22.2%
Other services (except public administration) 6 13.3%
Agriculture, forestry, fishing and hunting 5 11.1%
Manufacturing 3 6.7%
Information 3 6.7%
Finance and insurance 3 6.7%
Professional, scientific, and technical services 3 6.7%
Administrative and support and waste management and remediation services 3 6.7%
Accommodation and food services 3 6.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95421 vs 95450 →

ZIP Code City Population Distance
95450 Jenner, CA 387 9.5 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 95421, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,592 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Sonoma County

Frequently Asked Questions

What county is ZIP code 95421 in?

ZIP code 95421 (Cazadero) is located in Sonoma County, California. Sonoma County contains multiple ZIP codes, see the full list at /counties/sonoma-ca.

What is the population of ZIP code 95421?

ZIP code 95421 in Cazadero, CA has a population of 1,592 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 95421?

The median household income in ZIP 95421 is $78,906, which is 3% above the national average of $76,288.

What is the average home value in ZIP 95421?

The median home value in ZIP 95421 is $633,400, which is 128% above the national average of $278,155.

What is the demographic makeup of ZIP 95421?

The largest racial group in ZIP 95421 is White at 85.2%. Hispanic or Latino residents make up 7.2% of the population.

How many businesses are in ZIP code 95421?

ZIP code 95421 has 45 business establishments employing approximately 178 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 95421?

The top industries by establishment count in ZIP 95421 are: Construction (10), Other services (except public administration) (6), Agriculture, forestry, fishing and hunting (5). There are 9 industry sectors represented in total.

How have home values changed in ZIP code 95421?

According to the FHFA House Price Index, home values in ZIP 95421 decreased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 95421?

In ZIP code 95421, 64.6% of residents aged 25+ have a high school diploma or higher, and 36.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 95421?

In ZIP code 95421, approximately 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 95421?

The poverty rate in ZIP code 95421 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 95421's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.