Occidental, CA · standard
ZIP Code 95465
Sonoma County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,083
- 19/sq mi
- $120,781
- Median income
- $1,079,500
- Median home value
- 57.8%
- Bachelor's or higher
The verdict
Occidental pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 9%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 19
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95465 against every reporting US ZIP.
ZIP code 95465 is classified by USPS as a standard delivery area and covers roughly 107.9 square miles in Occidental, Sonoma County, California. The area is home to 2,083 residents, producing a population density of 19 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95465 against California and the nation.
On the economic side, the median household income for ZIP 95465 sits at $120,781 (19% above the California average), while per-capita income is $92,740. The poverty rate stands at 8.0% and the unemployment rate at 2.3%. On housing, the median home value is $1,079,500 (40% above the state average) with median rent at $1,633 per month, and 77.4% of occupied units are owner-occupied, a direct signal of whether 95465 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 57.8% of adults hold a bachelor's degree or higher, the median age is 57.7, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sonoma County, so you can benchmark 95465 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95465
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95465.
- Professional, scientific, and technical services
Professional, scientific, and technical services
12 establishments
- Accommodation and food services
Accommodation and food services
11 establishments
- Construction
Construction
9 establishments
- Retail trade
Retail trade
6 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95465, Occidental, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,083
Population
107.9
Area (sq mi)
19
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95465?
57.7
Median Age
47.4%
Male
52.6%
Female
4.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$120,781
Median Household Income
+19% vs state
$92,740
Per Capita Income
8.0%
Poverty Rate
2.3%
Unemployment Rate
How ZIP 95465 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$120,781 Top 9% higher than 91% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,091
Total Housing Units
545
Occupied Units
546
Vacant Units
2.17
Avg Household Size
Occupancy Type
$1,079,500
Median Home Value
+40% vs state
$1,633
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.7%
YoY Change (2022)
282
HPI Index (2000 = 100)
+182%
Total Change Since 2000
Home values in ZIP 95465 have increased 11.7% over the past year (2022). Since 2000, this ZIP has seen +182% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +9.2% | 236 |
| 2019 | -0.2% | 235 |
| 2020 | -3.8% | 226 |
| 2021 | +11.8% | 253 |
| 2022 | +11.7% | 282 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 59 business establishments in ZIP 95465, employing approximately 516 people with a combined annual payroll of $22,443,000.
59
Businesses
516
Employees
$22.4M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 12 | 20.3% |
| Accommodation and food services | 11 | 18.6% |
| Construction | 9 | 15.3% |
| Retail trade | 6 | 10.2% |
| Other services (except public administration) | 5 | 8.5% |
| Manufacturing | 3 | 5.1% |
| Health care and social assistance | 3 | 5.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95465 vs 95462 →
ZIP 95465 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95436
Forestville (95436)
5,418 residents
- 95446
Guerneville (95446)
4,750 residents
- 95465 2,083
Occidental (95465)
2,083 residents
- 95462 1,417
Monte Rio (95462)
1,417 residents
- 94923 1,411
Bodega Bay (94923)
1,411 residents
- 95471 522
Rio Nido (95471)
522 residents
- 94922 425
Bodega (94922)
425 residents
- 95450 387
Jenner (95450)
387 residents
- 95486 62
Villa Grande (95486)
62 residents
What this shows Among its immediate neighbors, ZIP 95465 ranks #3 by population — useful context the national average alone can't give.
ZIP 95465 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94923
Bodega Bay (94923)
$147,546 median income
- 95450
Jenner (95450)
$123,125 median income
- 95465
Occidental (95465)
$120,781 median income
- 95436
Forestville (95436)
$109,531 median income
- 95446
Guerneville (95446)
$85,833 median income
- 95462
Monte Rio (95462)
$85,536 median income
What this shows By household income, ZIP 95465 ranks #3 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95462 | Monte Rio, CA | 1,417 | 3.8 mi |
| 95486 | Villa Grande, CA | 62 | 4.7 mi |
| 94923 | Bodega Bay, CA | 1,411 | 4.5 mi |
| 95430 | Duncans Mills, CA | 44 | 4.1 mi |
| 94922 | Bodega, CA | 425 | 5.9 mi |
| 95446 | Guerneville, CA | 4,750 | 8.3 mi |
| 95471 | Rio Nido, CA | 522 | 8.6 mi |
| 94972 | Valley Ford, CA | 52 | 8.7 mi |
| 95436 | Forestville, CA | 5,418 | 8.2 mi |
| 95450 | Jenner, CA | 387 | 10.1 mi |
More ZIP Codes in Sonoma County
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Frequently Asked Questions
What county is ZIP code 95465 in? ▼
What is the population of ZIP code 95465? ▼
What is the median household income in ZIP 95465? ▼
What is the average home value in ZIP 95465? ▼
What is the demographic makeup of ZIP 95465? ▼
How many businesses are in ZIP code 95465? ▼
What are the main industries in ZIP code 95465? ▼
How have home values changed in ZIP code 95465? ▼
What is the education level in ZIP code 95465? ▼
What percentage of residents own vs. rent in ZIP 95465? ▼
What is the poverty rate in ZIP code 95465? ▼
ZIP Code Research Guides
Official Data Resources for Occidental, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.