PlainZIP

Occidental, CA · standard

ZIP Code 95465

Sonoma County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,083
19/sq mi
$120,781
Median income
$1,079,500
Median home value
57.8%
Bachelor's or higher

The verdict

Occidental pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 2%
home value, US ZIPs
19
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95465 against every reporting US ZIP.

ZIP code 95465 covers 107.9 square miles in Occidental, Sonoma County, California (a standard USPS delivery area), with a modest 2,083 residents on file, a density of 19 people per square mile, in the Los Angeles time zone.

ZIP 95465 skews affluent, with a median household income of $120,781 (19% above the California average), while per-capita income is $92,740. 8.0% of residents live below the poverty line, and the unemployment rate reads 2.3%. On housing, the median home value is $1,079,500 (40% above the state average) with median rent at $1,633 per month, and 77.4% of occupied units are owner-occupied.

This is a highly-educated ZIP: 57.8% of adults hold a bachelor's degree or higher, the median age is 57.7, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sonoma County, so you can benchmark 95465 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95465

Top 5 sectors by establishment count in Occidental, CA

Which industries have the most business establishments in ZIP 95465.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95465, Occidental, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,083

Population

107.9

Area (sq mi)

19

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95465?

57.7

Median Age

47.4%

Male

52.6%

Female

4.9%

Foreign-Born

White 83.6%
African American 0.0%
Asian 2.6%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 3.6%
Two or More Ethnicities 3.2%
Hispanic or Latino 10.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$120,781

Median Household Income

+19% vs state

$92,740

Per Capita Income

8.0%

Poverty Rate

2.3%

Unemployment Rate

How ZIP 95465 ranks nationally

Occidental, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$120,781 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.4%
Bachelor's Degree or Higher 57.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,091

Total Housing Units

545

Occupied Units

546

Vacant Units

2.17

Avg Household Size

Occupancy Type

Owner 77.4%
Renter 22.6%

$1,079,500

Median Home Value

+40% vs state

$1,633

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.7%

YoY Change (2022)

282

HPI Index (2000 = 100)

+182%

Total Change Since 2000

Home values in ZIP 95465 have increased 11.7% over the past year (2022). Since 2000, this ZIP has seen +182% cumulative appreciation.

Year Annual Change HPI Index
2018 +9.2% 236
2019 -0.2% 235
2020 -3.8% 226
2021 +11.8% 253
2022 +11.7% 282

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 59 business establishments in ZIP 95465, employing approximately 516 people with a combined annual payroll of $22,443,000.

59

Businesses

516

Employees

$22.4M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 12 20.3%
Accommodation and food services 11 18.6%
Construction 9 15.3%
Retail trade 6 10.2%
Other services (except public administration) 5 8.5%
Manufacturing 3 5.1%
Health care and social assistance 3 5.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95465 vs 95462 →

ZIP 95465 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95465 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95465 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95465 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95462 Monte Rio, CA 1,417 3.8 mi
95486 Villa Grande, CA 62 4.7 mi
94923 Bodega Bay, CA 1,411 4.5 mi
95430 Duncans Mills, CA 44 4.1 mi
94922 Bodega, CA 425 5.9 mi
95446 Guerneville, CA 4,750 8.3 mi
95471 Rio Nido, CA 522 8.6 mi
94972 Valley Ford, CA 52 8.7 mi
95436 Forestville, CA 5,418 8.2 mi
95450 Jenner, CA 387 10.1 mi

More ZIP Codes in Sonoma County

95403 standard
Santa Rosa, CA
Pop: 45,164
94928 standard
Rohnert Park, CA
Pop: 43,170
95404 standard
Santa Rosa, CA
Pop: 39,761
95407 standard
Santa Rosa, CA
Pop: 39,352
94954 standard
Petaluma, CA
Pop: 37,365
95401 standard
Santa Rosa, CA
Pop: 36,981

Related Areas

Sonoma County Occidental, CA California

Frequently Asked Questions

What county is ZIP code 95465 in? ▼
ZIP code 95465 (Occidental) is located in Sonoma County, California. Sonoma County contains multiple ZIP codes, see the full list at /counties/sonoma-ca.
What is the population of ZIP code 95465? ▼
ZIP code 95465 in Occidental, CA has a population of 2,083 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95465? ▼
The median household income in ZIP 95465 is $120,781, which is 58% above the national average of $76,288.
What is the average home value in ZIP 95465? ▼
The median home value in ZIP 95465 is $1,079,500, which is 288% above the national average of $278,155.
What is the demographic makeup of ZIP 95465? ▼
The largest racial group in ZIP 95465 is White at 83.6%. Hispanic or Latino residents make up 10.4% of the population.
How many businesses are in ZIP code 95465? ▼
ZIP code 95465 has 59 business establishments employing approximately 516 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95465? ▼
The top industries by establishment count in ZIP 95465 are: Professional, scientific, and technical services (12), Accommodation and food services (11), Construction (9). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 95465? ▼
According to the FHFA House Price Index, home values in ZIP 95465 increased by 11.7% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 182%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95465? ▼
In ZIP code 95465, 69.4% of residents aged 25+ have a high school diploma or higher, and 57.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95465? ▼
In ZIP code 95465, approximately 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95465? ▼
The poverty rate in ZIP code 95465 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.